{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/fis/main/json-schema/fis-wire-transfer-schema.json",
  "title": "WireTransfer",
  "x-generated": "2026-10-12",
  "x-method": "derived",
  "x-generator": "derive-json-schema.py",
  "x-source": "openapi/fis-wire-transfers-api-openapi.yml#/components/schemas/WireTransfer",
  "allOf": [
    {
      "$ref": "#/$defs/WireTransferRequest"
    },
    {
      "type": "object",
      "properties": {
        "wireId": {
          "type": "string"
        },
        "status": {
          "type": "string",
          "enum": [
            "PENDING",
            "SENT",
            "CONFIRMED",
            "RETURNED",
            "FAILED"
          ]
        },
        "imad": {
          "type": "string",
          "description": "Input Message Accountability Data (Fedwire reference)"
        },
        "omad": {
          "type": "string",
          "description": "Output Message Accountability Data"
        },
        "createdAt": {
          "type": "string",
          "format": "date-time"
        }
      }
    }
  ],
  "$defs": {
    "AccountReference": {
      "type": "object",
      "required": [
        "accountNumber",
        "routingNumber"
      ],
      "properties": {
        "accountNumber": {
          "type": "string",
          "description": "Bank account number"
        },
        "routingNumber": {
          "type": "string",
          "pattern": "^\\d{9}$",
          "description": "ABA routing transit number (9 digits)"
        },
        "accountType": {
          "type": "string",
          "enum": [
            "CHECKING",
            "SAVINGS",
            "LOAN"
          ]
        },
        "accountHolderName": {
          "type": "string"
        },
        "bankName": {
          "type": "string"
        },
        "swiftCode": {
          "type": "string",
          "description": "SWIFT/BIC code for international wires"
        }
      }
    },
    "WireTransferRequest": {
      "type": "object",
      "required": [
        "amount",
        "currency",
        "debtorAccount",
        "creditorAccount"
      ],
      "properties": {
        "amount": {
          "type": "number",
          "format": "double",
          "minimum": 0.01
        },
        "currency": {
          "type": "string",
          "minLength": 3,
          "maxLength": 3
        },
        "wireType": {
          "type": "string",
          "enum": [
            "DOMESTIC_FEDWIRE",
            "INTERNATIONAL_SWIFT"
          ],
          "default": "DOMESTIC_FEDWIRE"
        },
        "debtorAccount": {
          "$ref": "#/$defs/AccountReference"
        },
        "creditorAccount": {
          "$ref": "#/$defs/AccountReference"
        },
        "remittanceInfo": {
          "type": "string",
          "maxLength": 140
        },
        "instructionForCreditorAgent": {
          "type": "string"
        }
      }
    }
  }
}