generated: '2026-07-15' method: generated source: openapi/fiserv-bankinghub-openapi.yml, openapi/fiserv-carddeveloper-openapi.yml, openapi/fiserv-cardpointe-gateway-openapi.yml, openapi/fiserv-commercehub-openapi.yml description: Recommended x-agentic-access execution contracts, classified heuristically from the OpenAPI. A governance starting point for exposing this API to AI agents — review and bind audience per deployment. See research/curity/agentic-governance/. summary: operations: 42 by_action_class: acting: 27 connected: 15 by_consequence: write: 15 read: 15 physical: 12 human_in_the_loop_required: 0 operations: - path: /banking/accounts method: post operationId: addAccount x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /banking/accounts/{accountId} method: get operationId: getAccount x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /banking/accounts/{accountId} method: patch operationId: updateAccount x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /banking/accounts/{accountId}/transactions method: get operationId: listTransactions x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /banking/transfers method: post operationId: createTransfer x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /banking/transfers/{transferId} method: get operationId: getTransfer x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /banking/payments method: post operationId: createPayment x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /banking/payments/{paymentId}/reverse method: post operationId: reversePayment x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /banking/parties method: post operationId: addParty x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /banking/parties/{partyId} method: get operationId: getParty x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /banking/parties/{partyId} method: patch operationId: updateParty x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v2/accounts/account method: post operationId: addAccount x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v2/accounts/{accountNumber} method: get operationId: getAccount x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v2/cards/card method: post operationId: issueCard x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v2/cards/{cardNumber} method: get operationId: getCard x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v2/cards/{cardNumber} method: patch operationId: updateCard x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v1/authorizations method: post operationId: createAuthorization x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v1/authorizations/{authorizationId}/cancel method: post operationId: cancelAuthorization x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v1/accounts/{accountNumber}/transactions method: get operationId: listTransactions x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v1/limits method: get operationId: getLimits x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /v1/limits method: patch operationId: updateLimits x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /v1/accounts/{accountNumber}/statements method: get operationId: listStatements x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /auth method: put operationId: authorizeTransaction x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /capture method: put operationId: captureTransaction x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /void method: put operationId: voidTransaction x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /refund method: put operationId: refundTransaction x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /inquire/{retref}/{merchid} method: get operationId: inquireTransaction x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /inquireByOrderid/{orderid}/{merchid} method: get operationId: inquireTransactionByOrderId x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /settlestat method: get operationId: getSettlementStatus x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /funding method: get operationId: getFundingInfo x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /profile method: put operationId: createOrUpdateProfile x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /profile/{profileid}/{accountid}/{merchid} method: get operationId: getProfile x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /profile/{profileid}/{accountid}/{merchid} method: delete operationId: deleteProfile x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /sigcap method: put operationId: submitSignatureCapture x-agentic-access: action-class: acting consequence: write subject: required audience: null token: max-ttl: 900 escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /bin/{token}/{merchid} method: get operationId: lookupBIN x-agentic-access: action-class: connected consequence: read subject: optional token: max-ttl: 3600 audit: none - path: /payments/v1/charges method: post operationId: createCharge x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /payments/v1/charges/{transactionId}/capture method: post operationId: captureCharge x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /payments/v1/charges/{transactionId}/cancel method: post operationId: cancelCharge x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /payments/v1/charges/{transactionId}/refund method: post operationId: refundCharge x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /payments-vas/v1/tokens method: post operationId: createToken x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /payments-vas/v1/accounts/verification method: post operationId: verifyAccount x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required - path: /payments-vas/v1/3ds/authentication method: post operationId: authenticate3DS x-agentic-access: action-class: acting consequence: physical subject: required audience: null token: max-ttl: 300 exchange: true purpose-required: true escalation: human-in-the-loop: conditional triggers: - abnormal - high-value audit: required