slug: fiserv provider: Fiserv generated_by: planning/capability-mapping/scripts/classify_capabilities.py model: claude-opus-5 frame: - Banking & Capital Markets min_confidence: 0.7 capability_model: source: https://github.com/vincentmakes/turbo-ea-capabilities license: CC-BY-4.0 attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities, CC BY 4.0 notice: NOTICE edge_count: 16 edges: - tag: Authorization spec_file: fiserv-authorization-api-openapi.yml capability_id: BC-1340.70 capability_id_l1: BC-1340 capability_name: Card Transaction Processing Management confidence: 0.9 evidence: PUT /auth authorizeTransaction Fiserv Authorize a payment transaction reason: Card gateway authorisation of a payment transaction — card transaction processing (authorisation). - tag: Authorizations spec_file: fiserv-authorizations-api-openapi.yml capability_id: BC-1340.70 capability_id_l1: BC-1340 capability_name: Card Transaction Processing Management confidence: 0.85 evidence: POST /v1/authorizations createAuthorization ... POST /v1/authorizations/{authorizationId}/cancel reason: Card program authorisation management (create/cancel authorisations) for credit and debit card programs — card transaction authorisation processing. - tag: Capture spec_file: fiserv-capture-api-openapi.yml capability_id: BC-1340.70 capability_id_l1: BC-1340 capability_name: Card Transaction Processing Management confidence: 0.85 evidence: PUT /capture captureTransaction Fiserv Capture an authorized transaction reason: Capture of an authorised card transaction — core card transaction processing. - tag: Captures spec_file: fiserv-captures-api-openapi.yml capability_id: BC-1340.70 capability_id_l1: BC-1340 capability_name: Card Transaction Processing Management confidence: 0.85 evidence: POST /payments/v1/charges/{transactionId}/capture captureCharge Fiserv Capture an authorized payment reason: Capture of authorised card payment via CommerceHub — card transaction processing. - tag: Cards spec_file: fiserv-cards-api-openapi.yml capability_id: BC-1340.60 capability_id_l1: BC-1340 capability_name: Card Issuance Management confidence: 0.85 evidence: POST /v2/cards/card issueCard Fiserv Issue a new card reason: Card issuance and card record maintenance for credit/debit card programs. - tag: Charges spec_file: fiserv-charges-api-openapi.yml capability_id: BC-1340.70 capability_id_l1: BC-1340 capability_name: Card Transaction Processing Management confidence: 0.85 evidence: POST /payments/v1/charges createCharge Fiserv Process a payment charge reason: Processing a card payment charge through the merchant gateway. - tag: 3-D Secure spec_file: fiserv-3d-secure-api-openapi.yml reanchored_from: fiserv-3-d-secure-api-openapi.yml capability_id: BC-1340.70 capability_id_l1: BC-1340 capability_name: Card Transaction Processing Management confidence: 0.8 evidence: 'POST /payments-vas/v1/3ds/authentication authenticate3DS Initiate 3-D Secure authentication; schemas: Card, PaymentSource, TransactionProcessingDetails' reason: 3-D Secure cardholder authentication sits within card transaction processing (authorisation and fraud screening) for card payments. - tag: Cancels spec_file: fiserv-cancels-api-openapi.yml capability_id: BC-1340.70 capability_id_l1: BC-1340 capability_name: Card Transaction Processing Management confidence: 0.8 evidence: POST /payments/v1/charges/{transactionId}/cancel cancelCharge Fiserv Cancel or void a transaction reason: Voiding a card payment transaction in the CommerceHub payment processing flow. - tag: Parties spec_file: fiserv-parties-api-openapi.yml capability_id: BC-1300.40 capability_id_l1: BC-1300 capability_name: Customer Information Management confidence: 0.8 evidence: POST /banking/parties addParty Fiserv Create a customer party ... party (customer) management reason: Core banking customer/party record creation and maintenance — banking customer information management. - tag: Payments spec_file: fiserv-payments-api-openapi.yml capability_id: BC-1340.20 capability_id_l1: BC-1340 capability_name: Payment Processing Management confidence: 0.8 evidence: POST /banking/payments createPayment "Process a payment"; POST /banking/payments/{paymentId}/reverse "Reverse a payment" reason: Core banking payment execution and reversal — plainly Payments & Card Management; operation wording ('Process a payment') points to payment processing, though initiation is an adjacent reading. - tag: Transfers spec_file: fiserv-transfers-api-openapi.yml capability_id: BC-1340.10 capability_id_l1: BC-1340 capability_name: Payment Initiation Management confidence: 0.75 evidence: POST /banking/transfers createTransfer "Initiate a fund transfer" reason: Fund transfer initiation and inquiry in core banking is payment initiation. - tag: Refund spec_file: fiserv-refund-api-openapi.yml capability_id: BC-1340.70 capability_id_l1: BC-1340 capability_name: Card Transaction Processing Management confidence: 0.72 evidence: PUT /refund refundTransaction "Refund a settled transaction" reason: Card gateway refund of a settled transaction is card transaction processing (authorisation/refund/chargeback flows). - tag: Refunds spec_file: fiserv-refunds-api-openapi.yml capability_id: BC-1340.70 capability_id_l1: BC-1340 capability_name: Card Transaction Processing Management confidence: 0.72 evidence: POST /payments/v1/charges/{transactionId}/refund refundCharge "Refund a captured transaction" reason: Merchant acquiring refund of a captured card charge — card transaction processing. - tag: BIN spec_file: fiserv-bin-api-openapi.yml capability_id: BC-1340.70 capability_id_l1: BC-1340 capability_name: Card Transaction Processing Management confidence: 0.7 evidence: GET /bin/{token}/{merchid} lookupBIN Fiserv Look up BIN data reason: BIN lookup for a tokenised card in a payment gateway supports card transaction routing/authorisation decisions; narrow but clearly card-payment processing. - tag: Inquire spec_file: fiserv-inquire-api-openapi.yml capability_id: BC-1340.70 capability_id_l1: BC-1340 capability_name: Card Transaction Processing Management confidence: 0.7 evidence: GET /inquire/{retref}/{merchid} inquireTransaction Fiserv Inquire about a transaction reason: Transaction status inquiry within the card payment gateway; supports card transaction processing operations rather than a distinct business capability. - tag: Void spec_file: fiserv-void-api-openapi.yml capability_id: BC-1340.70 capability_id_l1: BC-1340 capability_name: Card Transaction Processing Management confidence: 0.7 evidence: PUT /void voidTransaction "Void a transaction" reason: Voiding an authorised card gateway transaction is card transaction processing.