openapi: 3.1.0
info:
  title: Fiserv BankingHub 3-D Secure Captures API
  description: The Fiserv BankingHub API provides RESTful access to core banking operations including account management, transactions, transfers, payments, and party (customer) management. BankingHub enables financial institutions and fintech partners to integrate account opening, fund transfers, payment processing, and customer data management into their applications.
  version: 1.0.0
  contact:
    name: Fiserv Developer Support
    url: https://developer.fiserv.com/product/BankingHub
  termsOfService: https://www.fiserv.com/en/legal.html
servers:
- url: https://cert.api.fiservapps.com
  description: Certification Environment
- url: https://prod.api.fiservapps.com
  description: Production Environment
security:
- bearerAuth: []
tags:
- name: Captures
  description: Capture previously authorized transactions for settlement.
paths:
  /payments/v1/charges/{transactionId}/capture:
    post:
      operationId: captureCharge
      summary: Fiserv Capture an authorized payment
      description: Captures a previously authorized transaction for settlement. The capture amount can be equal to or less than the original authorization amount.
      tags:
      - Captures
      parameters:
      - $ref: '#/components/parameters/ContentType'
      - $ref: '#/components/parameters/ClientRequestId'
      - $ref: '#/components/parameters/ApiKey'
      - $ref: '#/components/parameters/Timestamp'
      - $ref: '#/components/parameters/Authorization'
      - $ref: '#/components/parameters/TransactionId'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/CaptureRequest'
      responses:
        '200':
          description: Capture processed successfully
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/CaptureResponse'
        '400':
          description: Bad request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
        '404':
          description: Transaction not found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
components:
  schemas:
    CaptureRequest:
      type: object
      description: Request body for capturing an authorized transaction.
      properties:
        amount:
          $ref: '#/components/schemas/Amount'
        transactionDetails:
          $ref: '#/components/schemas/TransactionDetails'
    Amount:
      type: object
      description: Represents a monetary amount with currency.
      properties:
        total:
          type: number
          format: double
          description: The total transaction amount.
        currency:
          type: string
          pattern: ^[A-Z]{3}$
          description: The ISO 4217 three-letter currency code.
    CaptureResponse:
      type: object
      description: Response body for a capture transaction.
      properties:
        gatewayResponse:
          $ref: '#/components/schemas/GatewayResponse'
        transactionProcessingDetails:
          $ref: '#/components/schemas/TransactionProcessingDetails'
    GatewayResponse:
      type: object
      description: The gateway processing response details.
      properties:
        transactionType:
          type: string
          description: The type of transaction that was processed.
        transactionState:
          type: string
          enum:
          - AUTHORIZED
          - CAPTURED
          - DECLINED
          - VOIDED
          - REFUNDED
          description: The current state of the transaction.
        transactionProcessingDetails:
          $ref: '#/components/schemas/TransactionProcessingDetails'
    TransactionDetails:
      type: object
      description: Additional details about the transaction.
      properties:
        captureFlag:
          type: boolean
          description: When true, the transaction is captured immediately (sale). When false, the transaction is authorized only.
        merchantOrderId:
          type: string
          description: The merchant-assigned order identifier.
        merchantTransactionId:
          type: string
          description: The merchant-assigned transaction identifier.
    ErrorResponse:
      type: object
      description: Error response returned when a request fails.
      properties:
        error:
          type: array
          items:
            type: object
            properties:
              type:
                type: string
                description: The error type classification.
              code:
                type: string
                description: The error code.
              message:
                type: string
                description: A human-readable error message.
              field:
                type: string
                description: The field that caused the error, if applicable.
    TransactionProcessingDetails:
      type: object
      description: Transaction processing identifiers and details.
      properties:
        transactionId:
          type: string
          description: The gateway-assigned transaction identifier.
        orderId:
          type: string
          description: The order identifier associated with the transaction.
        transactionTimestamp:
          type: string
          format: date-time
          description: The timestamp when the transaction was processed.
        apiTraceId:
          type: string
          description: A unique trace identifier for the API request.
  parameters:
    Authorization:
      name: Authorization
      in: header
      required: true
      schema:
        type: string
      description: HMAC authorization token for request authentication.
    ApiKey:
      name: Api-Key
      in: header
      required: true
      schema:
        type: string
      description: The API key assigned to the merchant.
    TransactionId:
      name: transactionId
      in: path
      required: true
      schema:
        type: string
      description: The unique identifier of the original transaction.
    Timestamp:
      name: Timestamp
      in: header
      required: true
      schema:
        type: integer
        format: int64
      description: Epoch timestamp in milliseconds of the request.
    ClientRequestId:
      name: Client-Request-Id
      in: header
      required: true
      schema:
        type: string
      description: A unique identifier for the request, used for idempotency and troubleshooting.
    ContentType:
      name: Content-Type
      in: header
      required: true
      schema:
        type: string
        default: application/json
      description: The media type of the request body.
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: OAuth 2.0 Bearer token for API authentication.
externalDocs:
  description: BankingHub API Documentation
  url: https://developer.fiserv.com/product/BankingHub/docs/?path=docs/get-started.md