specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: Flinks
providerId: flinks
created: '2026-07-01'
modified: '2026-07-01'
reconciled: false
tags:
- Financial Data
- Open Banking
- Bank Aggregation
- Fintech
- Canada
- FinOps
- Cost Management
- FOCUS
description: >-
  FinOps view of Flinks spend. Flinks bills through sales-quoted enterprise
  contracts rather than public usage rates. Cost typically accrues per bank
  connection (Connect), per enrichment or analytics call (Enrich / Score), per
  payment transaction (Pay), and per processed document (Upload). Because
  Connect is the primary billable event, cached (MostRecentCached) mode and
  careful re-authorization reduce redundant institution hits and spend.
notes: >-
  Contract-specific rates are not public; verify billable units and invoicing
  cadence with Flinks during reconciliation.
sources:
- https://flinks.com/
- https://flinks.com/go/financial-data-api
- https://docs.flinks.com/
- https://focus.finops.org/focus-specification/v1-3/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Flinks
serviceCategory: Financial Data and Analytics
billingModel:
  pricingCategory: Committed-Use
  billingFrequency: Monthly
  billingCurrency: CAD
  chargeCategories:
  - Usage
  - Purchase
  - Adjustment
focusColumns:
  ServiceName: Flinks
  ServiceCategory: Financial Data and Analytics
  ProviderName: Flinks
  PublisherName: Flinks
  InvoiceIssuerName: Flinks
  BillingCurrency: CAD
  ChargeCategory: Usage
  PricingCategory: Committed-Use
meters:
- name: connections
  description: Bank connections established via Connect / Authorize, the primary billable aggregation event.
  unit: connections
  aggregation: sum
  dimensions:
  - account
  - institution
- name: enrichment_requests
  description: Enrich attribute and categorization calls (GetAttributes / GetCategorization).
  unit: requests
  aggregation: sum
  dimensions:
  - account
  - package
- name: score_requests
  description: Income and credit-risk analytics calls (GetIncomeAttributes / GetCreditRiskAttributes).
  unit: requests
  aggregation: sum
  dimensions:
  - account
  - package
- name: payment_transactions
  description: EFT / Interac payment transactions processed via the Pay product.
  unit: transactions
  aggregation: sum
  dimensions:
  - account
- name: documents_processed
  description: Bank statement / transaction documents processed via Upload and FraudAnalysis.
  unit: documents
  aggregation: sum
  dimensions:
  - account
principles:
- name: Visibility
  description: Track billable connections and enrichment / analytics calls per workload against the contract.
- name: Allocation
  description: Tag requests (Tag field) per team / product line and map to internal cost centers.
- name: Optimization
  description: Prefer cached mode, reuse valid sessions, and only call Enrich / Score packages that decisioning requires.
- name: Accountability
  description: Assign owners per integration and review connection and analytics volume monthly against commitments.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com