generated: '2026-08-16'
method: searched
source: https://floatfinancial.com/pricing (HTTP 200)
currency: CAD
billing_period: monthly
plan_count: 3
api_access_documented_in_pricing: false
api_access_note: >-
  Float's pricing page does NOT list API access as a tier feature on any of the three plans, and neither the API
  documentation nor the "Get Started with Float's Public API" help article states a plan requirement. Third-party
  reviews assert the API is limited to Professional and Enterprise; that claim is NOT corroborated by any Float
  page probed here, so it is recorded as unverified rather than asserted. What IS on the pricing page is that
  API tokens are minted by an Administrator in the Float web app, and that the NetSuite integration and SAML SSO
  are Professional/Enterprise only.
plans:
- name: Essentials
  price: 0
  price_display: $0/user/mo
  currency: CAD
  period: monthly
  positioning: For small businesses & startups getting started with spend management.
  quotas:
    physical_cards: 20
    virtual_cards: unlimited
    credit_limit_max: 3000000
    cashback_max_pct: 1
    interest_yield_max_pct: 3.5
    fx_rate_pct: 0.25
  included:
  - Up to 20 physical & unlimited virtual cards with custom limits and controls
  - Credit limits up to $3M (subject to eligibility)
  - Up to 1% cashback on spend (1% requires over $25k monthly spend per card program)
  - CDIC-insured business accounts earning up to 3.5% interest on CAD and USD funds
  - Fee-free inbound payments via wire, EFT and ACH
  - 0.25% FX rates
  - Mobile app, automated receipt collection and matching
  - Canadian tax tracking
  - Employee reimbursements with mileage and CAD direct payouts
  - Bill payments via wire, and no-fee EFT and ACH
  - Interac e-transfer and 1-business-day funding
  - Accounting sync with QBO, Xero or custom exports
  - Customer support in English and French
  - MFA secured login
  excluded:
  - NetSuite integration
  - SAML SSO
  - USD reimbursement payouts
  - Delegate access
  - Post-sale manager transaction reviews
  overage: null
- name: Professional
  price: 10
  price_display: $10/user/mo
  price_floor: 100
  price_floor_display: starts at $100/mo and includes your first 10 users
  currency: CAD
  period: monthly
  billing_model: active-user
  billing_model_note: Only pay for employees who actually use the platform.
  positioning: Advanced controls & workflows for growing teams.
  quotas:
    physical_cards: unlimited
    virtual_cards: unlimited
  included:
  - Everything in Essentials
  - Unlimited physical and virtual cards with advanced controls
  - Team management with multi-level requests and approvals
  - Customizable submission and approval policies
  - International reports and USD direct payouts for employee reimbursements
  - Post-sale manager transaction reviews
  - Delegate access
  - Advanced accounting integration with NetSuite
  - Float Intelligence, including the transaction coding agent
  - SAML SSO
  overage: null
- name: Enterprise
  price: null
  price_display: Contact us
  currency: CAD
  period: custom
  positioning: Dedicated support & custom solutions at scale.
  included:
  - Everything in Professional
  - Custom implementation and data migration
  - Team training and advanced workshops
  - Premium support and access to new features
  - Dedicated Customer Success Manager
  - Custom Charge credit terms with dedicated underwriting team
  - Custom pricing and rewards
  overage: null
  note: Sales-gated. No published price.
footnotes:
- Conditions and fees apply and are subject to change. See terms and conditions for details.
- To issue more than twenty physical cards move to the Professional plan. Float does not charge for physical cards after this amount.
- Charge and Fast Funding availability subject to eligibility requirements.
- 1% cashback with over $25k in monthly spending per card program (USD, CAD). Enterprise has different rewards structures.
- Float may change yield rates at any time without notice.
terms: https://floatfinancial.com/legal