arazzo: 1.0.1
info:
  title: Flutterwave Virtual Account Collection
  summary: Create a customer, issue a dedicated virtual account for them, then verify the account is active.
  description: >-
    The pay-with-bank-transfer collection pattern. The workflow creates a
    customer, issues a virtual NUBAN tied to that customer for receiving bank
    transfers, and retrieves the virtual account to confirm it was provisioned
    with an account number and an active status. Branching on the account status
    lets the caller surface the account number to the payer or handle a
    provisioning delay. Every step spells out its request inline so the flow can
    be read and executed without opening the underlying OpenAPI description.
  version: 1.0.0
sourceDescriptions:
- name: paymentsApi
  url: ../openapi/flutterwave-payments-api-openapi.yml
  type: openapi
workflows:
- workflowId: virtual-account-collection
  summary: Create a customer, issue a virtual account, and verify it is active.
  description: >-
    Creates the customer, issues a virtual NUBAN bound to that customer, then
    retrieves the virtual account and branches on whether it is active.
  inputs:
    type: object
    required:
    - accessToken
    - email
    - currency
    properties:
      accessToken:
        type: string
        description: OAuth2 client-credentials bearer token for the Authorization header.
      email:
        type: string
        description: Email address of the customer the virtual account is issued for.
      currency:
        type: string
        description: Currency for the virtual account (e.g. NGN).
      amount:
        type: number
        description: Optional expected amount for a one-time collection.
      reference:
        type: string
        description: Optional merchant reference for the virtual account.
      isPermanent:
        type: boolean
        description: Whether the virtual account is permanent or single-use.
  steps:
  - stepId: createCustomer
    description: Create the customer the virtual account will be issued for.
    operationId: createCustomer
    parameters:
    - name: Authorization
      in: header
      value: "Bearer $inputs.accessToken"
    requestBody:
      contentType: application/json
      payload:
        email: $inputs.email
    successCriteria:
    - condition: $statusCode == 201
    outputs:
      customerId: $response.body#/id
  - stepId: createVirtualAccount
    description: Issue a virtual NUBAN bound to the created customer.
    operationId: createVirtualAccount
    parameters:
    - name: Authorization
      in: header
      value: "Bearer $inputs.accessToken"
    requestBody:
      contentType: application/json
      payload:
        currency: $inputs.currency
        amount: $inputs.amount
        customer_id: $steps.createCustomer.outputs.customerId
        reference: $inputs.reference
        is_permanent: $inputs.isPermanent
    successCriteria:
    - condition: $statusCode == 201
    outputs:
      virtualAccountId: $response.body#/id
      accountNumber: $response.body#/account_number
  - stepId: verifyVirtualAccount
    description: Retrieve the virtual account to confirm it is active.
    operationId: getVirtualAccount
    parameters:
    - name: Authorization
      in: header
      value: "Bearer $inputs.accessToken"
    - name: id
      in: path
      value: $steps.createVirtualAccount.outputs.virtualAccountId
    successCriteria:
    - condition: $statusCode == 200
    outputs:
      accountStatus: $response.body#/status
      accountNumber: $response.body#/account_number
      bankName: $response.body#/bank_name
    onSuccess:
    - name: accountActive
      type: end
      criteria:
      - context: $response.body
        condition: $.status == "active"
        type: jsonpath
  outputs:
    virtualAccountId: $steps.createVirtualAccount.outputs.virtualAccountId
    accountNumber: $steps.verifyVirtualAccount.outputs.accountNumber
    accountStatus: $steps.verifyVirtualAccount.outputs.accountStatus