{
  "request": {
    "method": "POST",
    "url": "https://api.flutterwave.cloud/f4b/production/charges",
    "headers": {
      "Authorization": "Bearer eyJhbGciOiJSUzI1NiIs...",
      "Content-Type": "application/json",
      "X-Idempotency-Key": "5f3e9b21-6a55-44a4-92f8-3df0b78c1a9d"
    },
    "body": {
      "amount": 25000,
      "currency": "NGN",
      "reference": "order_2026_05_24_001",
      "customer": { "id": "cus_4fa9c2b5-1a82-4b6e-9c5b-2c1f7d8e9a01" },
      "payment_method": {
        "type": "mobile_money",
        "mobile_money": {
          "country_code": "234",
          "phone_number": "8012345678",
          "network": "MTN"
        }
      },
      "redirect_url": "https://merchant.example.com/return",
      "meta": { "order_id": "order_2026_05_24_001" }
    }
  },
  "response": {
    "status": 201,
    "body": {
      "status": "success",
      "data": {
        "id": "chg_e1f3a2b1-93f0-4a51-aa57-1d80c5e4c001",
        "amount": 25000,
        "currency": "NGN",
        "status": "pending",
        "reference": "order_2026_05_24_001",
        "customer": { "id": "cus_4fa9c2b5-1a82-4b6e-9c5b-2c1f7d8e9a01" },
        "payment_method": {
          "type": "mobile_money",
          "mobile_money": { "network": "MTN", "country_code": "234" }
        },
        "redirect_url": "https://merchant.example.com/return?status=pending&id=chg_e1f3a2b1...",
        "created_datetime": "2026-05-24T15:33:11.005Z"
      }
    }
  }
}