specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Flutterwave
providerId: flutterwave
created: '2026-05-24'
modified: '2026-05-24'
reconciled: true
tags:
  - Payments
  - Pricing
  - Africa
description: 'Reconciled per-rail and per-rate pricing for the Flutterwave for Business platform across Nigeria,
  Ghana, Kenya, and the international corridors. Source: flutterwave.com/us/pricing plus regional pricing pages.
  Operators should confirm against the current regional pricing page since Flutterwave varies fees by country and
  occasionally runs promotional caps.'
sources:
  - https://flutterwave.com/us/pricing
  - https://flutterwave.com/ng/pricing
  - https://flutterwave.com/gh/pricing
  - https://flutterwave.com/ke/pricing
plans:
  - id: flutterwave-cards-local-ngn
    name: Local Cards (Nigeria)
    type: usage-based
    description: Local Nigerian Verve, Mastercard, and Visa cards charged in NGN.
    entries:
      - label: Local card transaction fee
        name: local_card_fee_pct
        type: metered
        metric: percent
        limit: -1
        timeFrame: usage
        geo: NG
        unit: 100
        price: '1.40'
        userMultiplied: false
      - label: Local card transaction fee cap
        name: local_card_fee_cap
        type: metered
        metric: NGN
        limit: -1
        timeFrame: usage
        geo: NG
        unit: 1
        price: '2000'
        userMultiplied: false
  - id: flutterwave-cards-intl-ngn
    name: International Cards (Nigeria)
    type: usage-based
    description: International Visa, Mastercard, AMEX charged on Nigerian merchant accounts in NGN.
    entries:
      - label: International card transaction fee
        name: intl_card_fee_pct
        type: metered
        metric: percent
        limit: -1
        timeFrame: usage
        geo: NG
        unit: 100
        price: '3.80'
        userMultiplied: false
  - id: flutterwave-mobile-money-ke
    name: Mobile Money (Kenya / M-Pesa)
    type: usage-based
    description: M-Pesa STK Push collection on Kenyan merchant accounts.
    entries:
      - label: M-Pesa transaction fee
        name: mpesa_fee_pct
        type: metered
        metric: percent
        limit: -1
        timeFrame: usage
        geo: KE
        unit: 100
        price: '1.40'
        userMultiplied: false
  - id: flutterwave-mobile-money-gh
    name: Mobile Money (Ghana)
    type: usage-based
    description: MTN MoMo, Vodafone Cash, and AirtelTigo Money collection on Ghanaian accounts.
    entries:
      - label: Mobile money transaction fee
        name: momo_fee_pct
        type: metered
        metric: percent
        limit: -1
        timeFrame: usage
        geo: GH
        unit: 100
        price: '1.50'
        userMultiplied: false
  - id: flutterwave-bank-transfer-ng
    name: Pay With Bank Transfer (Nigeria)
    type: usage-based
    description: NGN bank transfer collection via Virtual NUBANs.
    entries:
      - label: Bank transfer flat fee
        name: bank_transfer_fee
        type: metered
        metric: NGN
        limit: -1
        timeFrame: usage
        geo: NG
        unit: 1
        price: '50'
        userMultiplied: false
  - id: flutterwave-payouts-ng
    name: Payouts to Bank Accounts (Nigeria)
    type: usage-based
    description: NGN payouts to local bank accounts.
    entries:
      - label: Payout fee
        name: payout_fee
        type: metered
        metric: NGN
        limit: -1
        timeFrame: usage
        geo: NG
        unit: 1
        price: '20'
        userMultiplied: false
  - id: flutterwave-payouts-intl
    name: International Payouts
    type: usage-based
    description: Cross-border payouts in USD/EUR/GBP and to mobile wallets.
    entries:
      - label: Cross-border payout fee
        name: intl_payout_fee_pct
        type: metered
        metric: percent
        limit: -1
        timeFrame: usage
        geo: GLOBAL
        unit: 100
        price: '1.00'
        userMultiplied: false
  - id: flutterwave-refunds
    name: Refunds
    type: free
    description: Refunds are free; processing fees on the original charge are not returned.
    entries:
      - label: Refund processing fee
        name: refund_fee
        type: metered
        metric: USD
        limit: -1
        timeFrame: usage
        geo: GLOBAL
        unit: 1
        price: '0'
        userMultiplied: false
  - id: flutterwave-chargebacks
    name: Chargebacks
    type: usage-based
    description: Chargeback handling fee per dispute (waived if dispute is won with evidence).
    entries:
      - label: Chargeback fee
        name: chargeback_fee
        type: metered
        metric: USD
        limit: -1
        timeFrame: usage
        geo: GLOBAL
        unit: 1
        price: '20'
        userMultiplied: false