aid: formance url: https://raw.githubusercontent.com/api-evangelist/formance/refs/heads/main/apis.yml name: Formance kind: company description: Formance builds open-source financial infrastructure for money movement. The platform pairs a programmable double-entry Ledger (with the Numscript DSL) with a unified Payments connectivity layer and Flows orchestration, plus Wallets, Reconciliation, Auth, and Webhooks. It is delivered as open-source components and as a managed multi-tenant Formance Cloud, exposing REST APIs secured with OAuth2 client-credentials Bearer tokens. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Financial Infrastructure - Ledger - Double-Entry Accounting - Payments - Orchestration - Money Movement - Open Source - Fintech created: '2026-07-01' modified: '2026-07-01' specificationVersion: '0.19' apis: - aid: formance:formance-ledger-api name: Formance Ledger API tags: - Ledger - Double-Entry Accounting - Transactions - Accounts - Balances - Numscript image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.formance.com/ledger baseURL: https://{organization}.{environment}.formance.cloud/api/ledger properties: - url: https://docs.formance.com/ledger type: Documentation - url: https://docs.formance.com/api type: APIReference - url: openapi/formance-openapi.yml type: OpenAPI - url: collections/formance.postman_collection.json type: PostmanCollection - url: collections/formance.opencollection.json type: OpenCollection description: The programmable, open-source double-entry Ledger (v2). Create ledgers, post immutable transactions with multi-posting sources and destinations, read accounts, balances, aggregated balances and volumes, attach metadata, revert transactions, and model complex money flows with the Numscript DSL. Supports bulk requests and a full transaction/account log. - aid: formance:formance-payments-api name: Formance Payments API tags: - Payments - Connectors - Bank Accounts - Transfer Initiation - Pools image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.formance.com/payments baseURL: https://{organization}.{environment}.formance.cloud/api/payments properties: - url: https://docs.formance.com/payments type: Documentation - url: https://docs.formance.com/api type: APIReference - url: openapi/formance-openapi.yml type: OpenAPI - url: collections/formance.postman_collection.json type: PostmanCollection - url: collections/formance.opencollection.json type: OpenCollection description: Unified Payments connectivity layer. Install and configure connectors to payment processors and banks (Stripe, Wise, Mangopay, Adyen, and more), ingest payments and accounts, manage bank accounts, initiate and manage transfers / payment initiations, and group accounts into pools with aggregated balances. Available as v1 and the expanded v3 API surface. - aid: formance:formance-orchestration-api name: Formance Orchestration API tags: - Orchestration - Flows - Workflows - Triggers - Money Movement image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.formance.com/flows baseURL: https://{organization}.{environment}.formance.cloud/api/orchestration properties: - url: https://docs.formance.com/flows type: Documentation - url: https://docs.formance.com/api type: APIReference - url: openapi/formance-openapi.yml type: OpenAPI - url: collections/formance.postman_collection.json type: PostmanCollection - url: collections/formance.opencollection.json type: OpenCollection description: Flows orchestration engine (v2) for composing durable financial workflows across the Ledger, Payments, and Wallets. Define and run workflows, inspect workflow instances and their stage history, and wire event-driven triggers that launch workflows in response to platform events. - aid: formance:formance-wallets-api name: Formance Wallets API tags: - Wallets - Balances - Holds - Credit - Debit image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.formance.com/wallets baseURL: https://{organization}.{environment}.formance.cloud/api/wallets properties: - url: https://docs.formance.com/wallets type: Documentation - url: https://docs.formance.com/api type: APIReference - url: openapi/formance-openapi.yml type: OpenAPI - url: collections/formance.postman_collection.json type: PostmanCollection - url: collections/formance.opencollection.json type: OpenCollection description: White-label Wallets service built on top of the Ledger. Create and list wallets and named balances, credit and debit wallets, place and confirm or void holds (authorization-then-capture), and read wallet summaries, balances, and transactions. - aid: formance:formance-reconciliation-api name: Formance Reconciliation API tags: - Reconciliation - Policies - Audit - Assets Under Management image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.formance.com/reconciliation baseURL: https://{organization}.{environment}.formance.cloud/api/reconciliation properties: - url: https://docs.formance.com/reconciliation type: Documentation - url: https://docs.formance.com/api type: APIReference - url: openapi/formance-openapi.yml type: OpenAPI - url: collections/formance.postman_collection.json type: PostmanCollection - url: collections/formance.opencollection.json type: OpenCollection description: Reconciliation toolkit for auditing assets under management. Define reconciliation policies, run reconciliations that compare Ledger balances against payments-side balances at a point in time, and list or retrieve reconciliation results. - aid: formance:formance-auth-api name: Formance Auth API tags: - Auth - OAuth2 - Clients - Identity - OIDC image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.formance.com/security baseURL: https://{organization}.{environment}.formance.cloud/api/auth properties: - url: https://docs.formance.com/security type: Documentation - url: https://docs.formance.com/api type: APIReference - url: openapi/formance-openapi.yml type: OpenAPI - url: collections/formance.postman_collection.json type: PostmanCollection - url: collections/formance.opencollection.json type: OpenCollection description: OAuth2 / OIDC authorization server for the platform. Issue client-credentials access tokens, manage OAuth clients and their secrets, list users, and read the OpenID Connect well-known configuration used to secure every other Formance API. - aid: formance:formance-webhooks-api name: Formance Webhooks API tags: - Webhooks - Events - Subscriptions image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.formance.com/webhooks baseURL: https://{organization}.{environment}.formance.cloud/api/webhooks properties: - url: https://docs.formance.com/webhooks type: Documentation - url: https://docs.formance.com/api type: APIReference - url: openapi/formance-openapi.yml type: OpenAPI - url: collections/formance.postman_collection.json type: PostmanCollection - url: collections/formance.opencollection.json type: OpenCollection description: Manage webhook subscriptions that deliver platform events (ledger, payments, wallets, and orchestration) to your endpoints. Insert and list configs, activate or deactivate them, rotate signing secrets, and send test events. - aid: formance:formance-search-api name: Formance Search API tags: - Search - Indexing - Query image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://docs.formance.com/search baseURL: https://{organization}.{environment}.formance.cloud/api/search properties: - url: https://docs.formance.com/search type: Documentation - url: https://docs.formance.com/api type: APIReference - url: openapi/formance-openapi.yml type: OpenAPI - url: collections/formance.postman_collection.json type: PostmanCollection - url: collections/formance.opencollection.json type: OpenCollection description: Full-platform Search service that indexes ledger transactions and accounts, payments, and other resources so they can be queried across modules from a single endpoint, with a target/terms query model. common: - type: VulnerabilityDisclosure url: security/formance-vulnerability-disclosure.yml - type: DomainSecurity url: security/formance-domain-security.yml - type: Authentication url: authentication/formance-authentication.yml - type: OAuthScopes url: scopes/formance-scopes.yml - type: GitHubOrganization url: https://github.com/formancehq - type: LinkedIn url: https://www.linkedin.com/company/formance - type: Website url: https://www.formance.com - type: Documentation url: https://docs.formance.com - type: Plans url: plans/formance-plans-pricing.yml - type: RateLimits url: rate-limits/formance-rate-limits.yml - type: FinOps url: finops/formance-finops.yml - url: https://www.formance.com/blog/rss.xml type: Blog maintainers: - FN: Kin Lane email: kin@apievangelist.com