specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Formance
providerId: formance
created: '2026-07-01'
modified: '2026-07-01'
reconciled: false
tags:
- Financial Infrastructure
- Ledger
- Payments
- Open Source
- Fintech
- Plans
description: >-
  Formance ships two ways: the open-source components (Ledger, Payments,
  Wallets, Reconciliation, Flows, Auth, Webhooks) that you can self-host for
  free under their open-source licenses, and Formance Cloud, a managed
  multi-tenant platform. Formance Cloud pricing is not published as fixed
  per-unit list rates; commercial tiers (Cloud and Enterprise) are quoted by
  sales based on volume, transaction throughput, connectors, and support and
  deployment needs. Values below describe the shape of the offering rather
  than reconciled dollar amounts.
notes: >-
  Confirm current Cloud tiers, entitlements, and any usage metrics directly
  with Formance sales; public list pricing was not published at authoring
  time.
sources:
- https://www.formance.com/pricing
- https://www.formance.com
- https://github.com/formancehq
plans:
- id: formance-open-source
  name: Open Source (Self-Hosted)
  type: free
  description: >-
    Run the open-source Formance components yourself under their open-source
    licenses at no license cost. You provide and pay for your own
    infrastructure, database, and operations.
  entries:
  - label: Self-Hosted Components
    name: self_hosted
    type: flat
    metric: license
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: $0 (self-managed infrastructure)
    userMultiplied: false
  elements:
  - name: Ledger
  - name: Payments
  - name: Wallets
  - name: Reconciliation
  - name: Flows (Orchestration)
  - name: Auth
  - name: Webhooks
- id: formance-cloud
  name: Formance Cloud
  type: usage
  description: >-
    Managed, multi-tenant Formance Cloud with hosted stacks, upgrades,
    scaling, and support. Priced by usage / volume; quoted by sales.
  entries:
  - label: Managed Platform
    name: cloud_usage
    type: usage
    metric: transactions
    limit: -1
    timeFrame: month
    geo: global
    unit: 1
    price: usage / volume based - contact sales
    userMultiplied: false
  elements:
  - name: Hosted Stacks
  - name: Managed Upgrades and Scaling
  - name: Payment Connectors
  - name: Support
- id: formance-enterprise
  name: Enterprise
  type: enterprise
  description: >-
    Enterprise agreements with volume commitments, dedicated / private
    deployments, SLAs, security reviews, and premium support. Negotiated
    terms - contact Formance sales.
  entries:
  - label: Enterprise Agreement
    name: enterprise
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: global
    unit: 1
    price: contact sales
    userMultiplied: false
  elements:
  - name: Custom Volume Pricing
  - name: Dedicated / Private Deployment
  - name: SLAs and Premium Support
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com