specification: FinOps Framework
specificationVersion: '1.0'
schema: https://www.finops.org/framework/
provider: Found
providerId: found-business
created: '2026-06-20'
modified: '2026-06-20'
reconciled: false
tags:
- Fintech
- Business Banking
- Bookkeeping
- Taxes
- Self-Employed
- FinOps
- Cost Management
- FOCUS
description: >-
  FinOps view of Found spend. Found has no usage-metered API billing because it
  exposes no public developer API. Costs to a Found customer are subscription
  based: a free core plan plus optional Found Plus ($35/month, $315/year) and
  Found Pro ($80/month, $720/year) tiers. Banking is provided by Lead Bank
  (Member FDIC). The meters below model subscription charges, not API usage.
notes: >-
  Subscription pricing is public; there are no API usage meters because Found has
  no public API. Reconciled false because there is no programmatic billing or
  usage export to align with FOCUS. Verify current subscription prices on the
  Found pricing and help pages.
sources:
- https://found.com/
- https://found.com/help/found-plus/what-is-found-plus
- https://focus.finops.org/focus-specification/v1-3/
alignedWith:
  framework: FinOps Foundation Framework
  frameworkUrl: https://www.finops.org/framework/
  dataSpec: FOCUS
  dataSpecVersion: '1.3'
  dataSpecUrl: https://focus.finops.org/focus-specification/v1-3/
publisherName: Found
serviceCategory: Financial Services
billingModel:
  pricingCategory: Subscription-Based
  billingFrequency: Monthly
  billingCurrency: USD
  chargeCategories:
  - Purchase
  - Adjustment
focusColumns:
  ServiceName: Found
  ServiceCategory: Financial Services
  ProviderName: Found
  PublisherName: Found
  InvoiceIssuerName: Found
  BillingCurrency: USD
  ChargeCategory: Purchase
  PricingCategory: Subscription-Based
meters:
- name: subscription_fee
  description: >-
    Monthly or annual subscription fee for the Found Plus or Found Pro tier; the
    core Found plan is free. This is a flat subscription charge, not API usage.
  unit: subscription
  aggregation: sum
  dimensions:
  - account
  - plan
principles:
- name: Visibility
  description: Review the Found subscription tier (Free, Plus, Pro) and its monthly/annual fee.
- name: Allocation
  description: Map the Found subscription cost to the self-employed owner or business as a flat operating expense.
- name: Optimization
  description: Choose the free plan unless the APY bonus, custom categories, or quarterly tax payments in Plus/Pro justify the fee.
- name: Accountability
  description: Re-evaluate the subscription tier periodically against actual feature usage.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com