specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Found
providerId: found-business
created: '2026-06-20'
modified: '2026-06-20'
reconciled: true
tags:
- Fintech
- Business Banking
- Bookkeeping
- Taxes
- Self-Employed
- Plans
description: >-
  Found offers a free core plan (no required monthly fee) that includes business
  checking, a debit card, bookkeeping, invoicing, tax estimates, and contractor
  payments, plus two optional paid subscriptions: Found Plus ($35/month or
  $315/year) and Found Pro ($80/month or $720/year). Pricing reflects the public
  Found product and help pages; these are consumer/SMB application plans, not API
  access plans, because Found does not publish a developer API.
notes: >-
  Plan pricing is publicly published by Found and reconciled true. There are no
  API pricing or developer plans because Found exposes no public API. APY figures
  and quarterly tax payment availability are application features tied to the
  paid tiers; verify current rates on the Found pricing and help pages.
sources:
- https://found.com/
- https://found.com/help/found-plus/what-is-found-plus
plans:
- id: found-free
  name: Found (Free)
  type: free
  description: >-
    Free business checking with no required monthly fee, including debit card,
    bookkeeping, invoicing, tax estimates and savings set-aside, and contractor
    payments, with limited customization (e.g., one custom category and three
    tags).
  entries:
  - label: Monthly Fee
    name: monthly_fee
    type: flat
    metric: subscription
    limit: -1
    timeFrame: month
    geo: us
    unit: 1
    price: $0
    userMultiplied: false
  elements:
  - name: Business Checking
  - name: Bookkeeping
  - name: Invoicing
  - name: Tax Estimates
  - name: Contractor Payments
- id: found-plus
  name: Found Plus
  type: subscription
  description: >-
    Optional subscription adding a 1.50% APY bonus on balances up to $20,000,
    unlimited custom expense categories, category rules and tags, priority phone
    support, and the ability to pay quarterly federal taxes from the app.
  entries:
  - label: Found Plus Monthly
    name: found_plus_monthly
    type: flat
    metric: subscription
    limit: -1
    timeFrame: month
    geo: us
    unit: 1
    price: $35 per month
    userMultiplied: false
  - label: Found Plus Annual
    name: found_plus_annual
    type: flat
    metric: subscription
    limit: -1
    timeFrame: year
    geo: us
    unit: 1
    price: $315 per year
    userMultiplied: false
  elements:
  - name: 1.50% APY Bonus (up to $20,000)
  - name: Unlimited Custom Categories
  - name: Unlimited Tags
  - name: Priority Phone Support
  - name: Quarterly Federal Tax Payments
- id: found-pro
  name: Found Pro
  type: subscription
  description: >-
    Higher subscription tier including all Found Plus features plus a dedicated
    account manager and a 2.50% APY on all balances.
  entries:
  - label: Found Pro Monthly
    name: found_pro_monthly
    type: flat
    metric: subscription
    limit: -1
    timeFrame: month
    geo: us
    unit: 1
    price: $80 per month
    userMultiplied: false
  - label: Found Pro Annual
    name: found_pro_annual
    type: flat
    metric: subscription
    limit: -1
    timeFrame: year
    geo: us
    unit: 1
    price: $720 per year
    userMultiplied: false
  elements:
  - name: All Found Plus Features
  - name: Dedicated Account Manager
  - name: 2.50% APY (all balances)
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com