aid: fraudio
name: Fraudio
description: >-
  Fraudio is an Amsterdam-based payments fraud detection and financial-crime
  scale-up founded in 2019 by João Moura (CEO), Nathan Trousdell (COO), and
  team, with additional offices in London, Lisbon, and Barcelona. Fraudio
  delivers AI- and machine-learning-driven fraud detection as a managed
  service to merchant acquirers, payment service providers, card issuers,
  and banks, with a product line that covers card payment fraud, merchant
  initiated fraud, anti-money laundering, authorised push payment (APP)
  fraud, and money mule detection. The company markets itself as
  "Generation 3" fraud detection, advancing past rule-based (Gen 1) and
  bespoke per-customer ML (Gen 2) approaches by training a single
  centralized "patent pending AI super brain" on the pooled transaction
  history of all of its customers, claiming network-effect performance
  gains versus single-tenant models. Fraudio integrates with customers
  through a plug-and-play real-time scoring API with sub-100ms response
  times, configurable risk-appetite thresholds, and no upfront integration
  or setup cost. Customers include Viva Wallet, Silverflow, Pismo,
  Bancontact, Fazz, PayTabs, IXOPAY, Bold.co, SaltPay, WiPay, ePayco, and
  LOQR. Fraudio is ISO 27001 certified, was selected for the Visa
  Innovation Program (2023), is co-financed by the EU Lisboa 2030
  programme, has raised roughly $3.3M seed plus a Series A round (March
  2025), and counts BigStar Ventures, BYND Venture Capital, Teya, Viva
  Wallet, Portugal Ventures, Iberis Capital, Shilling, and CTT among its
  investors. There is no public developer portal, no open API reference,
  no public OpenAPI spec, no SDK, and no GitHub organization — the
  fraud-scoring API is delivered as a gated B2B integration through a
  commercial sales process.
type: Index
position: Provider
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
  - Fraud Detection
  - Payment Fraud
  - Anti-Money Laundering
  - AML
  - Financial Crime
  - Payments
  - Acquirers
  - Payment Service Providers
  - Card Issuers
  - Banking
  - Machine Learning
  - Artificial Intelligence
  - Risk Scoring
  - Netherlands
  - Amsterdam
url: https://raw.githubusercontent.com/api-evangelist/fraudio/refs/heads/main/apis.yml
created: '2026-05-25'
modified: '2026-05-25'
specificationVersion: '0.20'
apis: []
common:
  - type: DomainSecurity
    url: security/fraudio-domain-security.yml
  - type: Website
    url: https://www.fraudio.com
  - type: About
    url: https://www.fraudio.com/we-are-fraudio
  - type: Blog
    url: https://www.fraudio.com/blog
  - type: ContactUs
    url: https://www.fraudio.com/contact-us
  - type: CardPaymentFraud
    url: https://www.fraudio.com/card-payment-fraud-detection
  - type: MerchantInitiatedFraud
    url: https://www.fraudio.com/merchant-initiated-fraud-detection
  - type: AntiMoneyLaundering
    url: https://www.fraudio.com/anti-money-laundering
  - type: AuthorisedPushPaymentFraud
    url: https://www.fraudio.com/authorised-push-payment-fraud-detection
  - type: MoneyMuleDetection
    url: https://www.fraudio.com/money-mule-detection
  - type: CaseStudies
    url: https://www.fraudio.com/case-studies
  - type: LinkedIn
    url: https://www.linkedin.com/company/fraudio
  - type: Facebook
    url: https://www.facebook.com/lifeatfraudio
  - type: Instagram
    url: https://www.instagram.com/lifeatfraudio
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com