aid: frec
name: Frec
description: >-
  Frec is a San Francisco fintech offering tax-aware, automated direct indexing
  for retail investors. Its products — Classic Direct Indexing, Long Short Direct
  Indexing, Diversify, Trade, Treasury cash management, and a Portfolio Line of
  Credit — replicate market indices with individual stocks while running
  automated tax-loss harvesting to minimize capital gains taxes at fees starting
  around 0.09%. Frec is an SEC-registered investment adviser and SIPC member
  managing over $1.25B in assets, founded by Mo Al Adham and backed by Greylock.
  The company ships a consumer investing app and website but does not currently
  expose a public developer API, so this profile is identity- and
  security-posture-only.
url: https://raw.githubusercontent.com/api-evangelist/frec/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- greylock
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
image: https://frec.com/webstatic/svg/logo.svg
tags:
- Company
- Fintech
- Investing
- Wealth Management
- Direct Indexing
- Tax Optimization
- Brokerage
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/frec-domain-security.yml
- type: Website
  url: https://frec.com/
- type: Pricing
  url: https://frec.com/pricing
- type: Blog
  url: https://frec.com/resources
- type: Support
  url: https://help.frec.com/
- type: TermsOfService
  url: https://frec.com/terms
- type: PrivacyPolicy
  url: https://frec.com/privacy
- type: About
  url: https://frec.com/about
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence