# Funding Circle > Funding Circle is a UK small-business lending marketplace offering term business loans, FlexiPay lines of credit, a cashback business credit card, government-backed Growth Guarantee Scheme loans, and asset finance. Its Introducer API lets partners and brokers submit and manage loan applications programmatically using OAuth 2.0 client credentials, RFC 7807 error semantics, a sandbox with documented test values, and callback-URL webhooks. ## API - [Introducer API reference](https://www.fundingcircle.com/uk/partners/developer/api-doc/): term and FlexiPay loan application submission, status polling, credit decisions, and document upload. ## Specs - [OpenAPI (transcribed)](openapi/funding-circle-introducer-openapi.yml) ## Artifacts - [Authentication](authentication/funding-circle-authentication.yml): OAuth 2.0 client-credentials, 24-hour bearer tokens. - [Error catalog (RFC 7807)](errors/funding-circle-problem-types.yml) - [Conventions](conventions/funding-circle-conventions.yml) - [Sandbox test values](sandbox/funding-circle-sandbox.yml) - [Lifecycle](lifecycle/funding-circle-lifecycle.yml) - [Webhooks](asyncapi/funding-circle-webhooks.yml) - [Data model](data-model/funding-circle-data-model.yml) - [MCP (candidate)](mcp/funding-circle-mcp.yml) ## Docs - [Developer / API docs](https://www.fundingcircle.com/uk/partners/developer/api-doc/) - [Support](https://www.fundingcircle.com/uk/support/) - [Security](https://www.fundingcircle.com/uk/security/) - [Login](https://www.fundingcircle.com/uk/auth/login/) - [Platform terms of use](https://www.fundingcircle.com/uk/legal/platform-terms-of-use/) - [Privacy policy](https://www.fundingcircle.com/uk/legal/privacy-policy/)