{
  "summary": "Notify a user with explicit channel destinations (no profile lookup)",
  "description": "Fires a one-time_password notification using the to object. No distinct_id is provided so no profile lookup occurs.",
  "request": {
    "method": "POST",
    "url": "https://api.fyno.io/v1/{WSID}/live/event",
    "headers": {
      "Authorization": "Bearer <API_KEY>",
      "Content-Type": "application/json"
    },
    "body": {
      "event": "one_time_password",
      "to": {
        "sms": "919876543210",
        "email": "user@example.com"
      },
      "data": {
        "otp": "847261",
        "expires_in_minutes": 10
      },
      "idempotency_key": "idem-otp-session-xyz"
    }
  },
  "response": {
    "status": 202,
    "body": {
      "requestId": "req_def456uvw",
      "message": "Request accepted"
    }
  }
}