aid: gateway-bank
url: https://raw.githubusercontent.com/api-evangelist/gateway-bank/refs/heads/main/apis.yml
name: Gateway Bank
kind: company
description: Gateway Bank Ltd is a 100% customer-owned Australian mutual bank headquartered
  in Sydney, New South Wales. Founded in 1955 as Gateway Credit Union and rebranded
  to Gateway Bank in 2018, it is an APRA-regulated Authorised Deposit-taking Institution
  (ADI) serving more than 30,000 members with over one billion dollars in assets across
  transaction and savings accounts, home, personal and car loans, reverse and commercial
  mortgages, term deposits and Visa debit cards. As an active ADI, Gateway Bank is
  a designated data holder under Australia's Consumer Data Right (CDR / Open Banking)
  and implements the full Data Standards Body (DSB) Consumer Data Standards Banking
  API surface - a public, unauthenticated Product Reference Data (PRD) API plus the
  consumer-authorized Accounts, Balances, Transactions, Direct Debits, Scheduled Payments
  and Payees endpoints accessed through the CDR Accredited Data Recipient model. Its
  registered CDR public base URI is https://public.cdr-api.gatewaybank.com.au. As a
  small customer-owned mutual, Gateway Bank does not operate a broader self-serve
  first-party developer portal beyond these CDR obligations.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Banking
- Mutual Bank
- Customer Owned
- Australia
- Product Reference Data
created: '2026-07-20'
modified: '2026-07-21'
specificationVersion: '0.19'
apis:
- aid: gateway-bank:gateway-bank-cdr-product-reference-data-api
  name: Gateway Bank CDR Product Reference Data API
  tags:
  - CDR
  - Open Banking
  - Product Reference Data
  - Banking Products
  - Consumer Data Right
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.gatewaybank.com.au/important-information/consumer-data-right-cdr/
  baseURL: https://public.cdr-api.gatewaybank.com.au/cds-au/v1
  properties:
  - url: https://www.gatewaybank.com.au/important-information/consumer-data-right-cdr/
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
    type: APIReference
  - url: openapi/gateway-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Public, unauthenticated Consumer Data Right (CDR) Product Reference Data
    endpoints exposing Gateway Bank's retail banking products - transaction and savings
    accounts, residential mortgages, personal and car loans, and term deposits - in
    the machine-readable format defined by the DSB Consumer Data Standards. Confirmed
    live on 2026-07-20 returning HTTP 200 with x-v 5 and 147 products across 30 pages
    from GET /banking/products; per-product detail is available at GET /banking/products/{productId}.
- aid: gateway-bank:gateway-bank-cdr-accounts-balances-api
  name: Gateway Bank CDR Accounts & Balances API
  tags:
  - CDR
  - Open Banking
  - Accounts
  - Balances
  - Consumer Data Right
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.gatewaybank.com.au/important-information/consumer-data-right-cdr/
  baseURL: https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/accounts
  properties:
  - url: https://www.gatewaybank.com.au/important-information/consumer-data-right-cdr/
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
    type: APIReference
  - url: openapi/gateway-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorized Consumer Data Right (CDR) banking endpoints exposing
    a member's account list, bulk balances, individual account balance and full account
    detail per the DSB Consumer Data Standards Banking API v1.36.0. Unlike the public
    Product Reference Data endpoints, these require the member to consent and authorize
    an accredited data recipient (ADR) under the CDR sharing model - the bank does not
    hand this data out unauthenticated. Endpoints - GET /banking/accounts, GET /banking/accounts/balances,
    GET /banking/accounts/{accountId}/balance, GET /banking/accounts/{accountId}.
- aid: gateway-bank:gateway-bank-cdr-transactions-api
  name: Gateway Bank CDR Transactions API
  tags:
  - CDR
  - Open Banking
  - Transactions
  - Account Data
  - Consumer Data Right
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.gatewaybank.com.au/important-information/consumer-data-right-cdr/
  baseURL: https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/accounts
  properties:
  - url: https://www.gatewaybank.com.au/important-information/consumer-data-right-cdr/
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
    type: APIReference
  - url: openapi/gateway-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorized Consumer Data Right (CDR) endpoints returning a member's
    transactions for a nominated account and full detail for a single transaction, per
    the DSB Consumer Data Standards Banking API v1.36.0. Access requires member consent
    and authorization through the CDR Accredited Data Recipient (ADR) model - this is
    not public data. Endpoints - GET /banking/accounts/{accountId}/transactions and GET
    /banking/accounts/{accountId}/transactions/{transactionId}, supporting date-range,
    amount and text filtering as defined by the standard.
- aid: gateway-bank:gateway-bank-cdr-direct-debits-scheduled-payments-api
  name: Gateway Bank CDR Direct Debits & Scheduled Payments API
  tags:
  - CDR
  - Open Banking
  - Direct Debits
  - Scheduled Payments
  - Consumer Data Right
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.gatewaybank.com.au/important-information/consumer-data-right-cdr/
  baseURL: https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/accounts
  properties:
  - url: https://www.gatewaybank.com.au/important-information/consumer-data-right-cdr/
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
    type: APIReference
  - url: openapi/gateway-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorized Consumer Data Right (CDR) endpoints exposing the direct
    debit authorisations and scheduled (future-dated / recurring) payments configured
    against a member's accounts, per the DSB Consumer Data Standards Banking API v1.36.0.
    These require member consent and authorization via the CDR Accredited Data Recipient
    (ADR) model and are not public. Endpoints - GET /banking/accounts/{accountId}/direct-debits,
    GET /banking/accounts/direct-debits, GET /banking/accounts/{accountId}/payments/scheduled
    and GET /banking/payments/scheduled.
- aid: gateway-bank:gateway-bank-cdr-payees-api
  name: Gateway Bank CDR Payees API
  tags:
  - CDR
  - Open Banking
  - Payees
  - Account Data
  - Consumer Data Right
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.gatewaybank.com.au/important-information/consumer-data-right-cdr/
  baseURL: https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/payees
  properties:
  - url: https://www.gatewaybank.com.au/important-information/consumer-data-right-cdr/
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
    type: APIReference
  - url: openapi/gateway-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorized Consumer Data Right (CDR) endpoints returning the saved
    payees a member has established for making payments, plus full detail for an individual
    payee, per the DSB Consumer Data Standards Banking API v1.36.0. Access is gated behind
    member consent and authorization through the CDR Accredited Data Recipient (ADR)
    model - payee data is never served unauthenticated. Endpoints - GET /banking/payees
    and GET /banking/payees/{payeeId}.
common:
- type: AgenticAccess
  url: agentic-access/gateway-bank-agentic-access.yml
- type: DomainSecurity
  url: security/gateway-bank-domain-security.yml
- type: Authentication
  url: authentication/gateway-bank-authentication.yml
- type: OAuthScopes
  url: scopes/gateway-bank-scopes.yml
- type: Conventions
  url: conventions/gateway-bank-conventions.yml
- type: ErrorCatalog
  url: errors/gateway-bank-problem-types.yml
- type: Conformance
  url: conformance/gateway-bank-conformance.yml
- type: Compliance
  url: https://www.gatewaybank.com.au/important-information/consumer-data-right-cdr/
- type: Lifecycle
  url: lifecycle/gateway-bank-lifecycle.yml
- type: Deprecation
  url: https://consumerdatastandardsaustralia.github.io/standards/#versioning
- type: WellKnown
  url: well-known/gateway-bank-well-known.yml
- type: MCPServer
  url: mcp/gateway-bank-mcp.yml
- type: AgentSkill
  url: skills/gateway-bank-browse-products.md
- type: DataModel
  url: data-model/gateway-bank-data-model.yml
- type: Overlay
  url: overlays/gateway-bank-cds-banking-products-overlay.yaml
- type: LLMsTxt
  url: llms/gateway-bank-llms.txt
- type: Website
  url: https://www.gatewaybank.com.au/
- type: Documentation
  url: https://www.gatewaybank.com.au/important-information/consumer-data-right-cdr/
- type: TermsOfService
  url: https://www.gatewaybank.com.au/important-information/terms-of-use/
- type: LinkedIn
  url: https://au.linkedin.com/company/gateway-bank-ltd
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com