generated: '2026-07-20'
method: derived
source: openapi/gc-mutual-bank-cds-banking-products-openapi.yml
docs: https://consumerdatastandardsaustralia.github.io/standards/#banking-apis
note: >-
  Entity-relationship graph derived from the CDS CDR Banking API schemas. The
  public Product Reference Data surface exposes the Product entity and its detail
  sub-entities; the account/transaction entities belong to the authenticated
  consumer-data surface (included for completeness, id-reference relationships
  from the OpenAPI schemas).
entities:
  - name: BankingProduct
    schema: BankingProductV6
    id: productId
    surface: public
    description: A banking product offered by the bank (list view).
  - name: BankingProductDetail
    schema: BankingProductDetailV7
    id: productId
    surface: public
    description: Full product detail (extends BankingProductV6 with rate/fee/feature/eligibility sub-objects).
  - name: BankingAccount
    schema: BankingAccountV3
    id: accountId
    surface: authenticated
  - name: BankingTransaction
    schema: BankingTransactionV2
    id: transactionId
    surface: authenticated
  - name: BankingPayee
    schema: BankingPayeeV2
    id: payeeId
    surface: authenticated
relationships:
  - from: BankingProductDetail
    to: BankingProductLendingRate
    kind: has_many
    via: lendingRates
  - from: BankingProductDetail
    to: BankingProductDepositRate
    kind: has_many
    via: depositRates
  - from: BankingProductDetail
    to: BankingProductFeature
    kind: has_many
    via: features
  - from: BankingProductDetail
    to: BankingProductFee
    kind: has_many
    via: fees
  - from: BankingProductDetail
    to: BankingProductConstraint
    kind: has_many
    via: constraints
  - from: BankingProductDetail
    to: BankingProductEligibility
    kind: has_many
    via: eligibility
  - from: BankingProductDetail
    to: BankingProductAdditionalInformation
    kind: has_one
    via: additionalInformation
  - from: BankingProductDetail
    to: BankingProductCardArt
    kind: has_many
    via: cardArt
  - from: BankingProductDetail
    to: BankingProductBundle
    kind: has_many
    via: bundles
  - from: BankingProductLendingRate
    to: BankingProductRateTier
    kind: has_many
    via: tiers
  - from: BankingProductDepositRate
    to: BankingProductRateTier
    kind: has_many
    via: tiers
  - from: BankingProductRateTier
    to: BankingProductRateCondition
    kind: has_one
    via: applicabilityConditions
  - from: BankingProductFee
    to: BankingProductDiscount
    kind: has_many
    via: discounts
  - from: BankingTransaction
    to: BankingAccount
    kind: belongs_to
    via: accountId
  - from: BankingTransaction
    to: BankingProductInstalments
    kind: belongs_to
    via: instalmentPlanId