specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: Geidea
providerId: geidea
created: '2026-07-12'
modified: '2026-07-12'
reconciled: false
tags:
- Payments
- Payment Gateway
- MENA
- Cards
- Plans
description: >-
  Geidea does not publish public, self-serve API pricing tiers. The Payment
  Gateway is sold to merchants through onboarding: a merchant applies, is
  underwritten, and is issued gateway credentials (Public Key and API Password).
  Cost to the merchant is a per-transaction Merchant Discount Rate (MDR) - and, for
  some products, fixed per-transaction and settlement fees - negotiated per merchant
  based on volume, sector, region (KSA, Egypt, UAE), card scheme (mada, Visa,
  Mastercard), and payment method (cards, wallets, Meeza QR, BNPL). Integrating with
  the API itself carries no separate metered API fee; you pay on payments processed.
  Exact rates are commercial and are not reconciled here.
notes: >-
  There is no free/pro/enterprise API tier ladder to enumerate - pricing is a
  negotiated per-transaction MDR set during merchant onboarding. Contact Geidea
  sales or the merchant portal for a quote. Verify all rates directly with Geidea.
sources:
- https://www.geidea.net/ksa/en
- https://docs.geidea.net/docs/pre-requisites
- https://www.geidea.net/egy/en/solutions/payments/payment-gateway
plans:
- id: geidea-merchant-account
  name: Merchant Account (Negotiated MDR)
  type: usage
  description: >-
    Standard merchant onboarding. After approval the merchant receives Payment
    Gateway credentials and is charged a per-transaction Merchant Discount Rate,
    plus any applicable fixed per-transaction or settlement fees. Rates are
    negotiated per merchant and vary by volume, region, scheme, and method.
  entries:
  - label: Per-Transaction Discount Rate
    name: mdr
    type: usage
    metric: transaction
    limit: -1
    timeFrame: month
    geo: MENA
    unit: 1
    price: negotiated per-transaction MDR (contact Geidea)
    userMultiplied: false
  elements:
  - name: Geidea Checkout (HPP)
  - name: Direct API
  - name: Tokenization and Recurring
  - name: Pay by Link
  - name: Pay by Invoice
  - name: Webhook Notifications
- id: geidea-enterprise
  name: Enterprise / Custom
  type: enterprise
  description: >-
    Custom commercial terms for high-volume merchants and platforms - negotiated
    MDR, settlement terms, dedicated support, and additional payment methods.
    Contact Geidea.
  entries:
  - label: Custom Agreement
    name: enterprise
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: MENA
    unit: 1
    price: contact sales
    userMultiplied: false
  elements:
  - name: Custom Volume Pricing
  - name: Dedicated Support
  - name: Additional Payment Methods
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com