{
  "request": {
    "method": "POST",
    "url": "https://cobrancas.api.efipay.com.br/v1/charge/one-step",
    "headers": {
      "Authorization": "Bearer eyJhbGciOi...",
      "Content-Type": "application/json"
    },
    "body": {
      "items": [
        { "name": "Plano Premium Anual", "value": 24900, "amount": 1 }
      ],
      "payment": {
        "banking_billet": {
          "customer": {
            "name": "Maria Souza",
            "cpf": "94271564656",
            "email": "maria.souza@example.com",
            "phone_number": "5511999999999",
            "birth": "1985-04-12",
            "address": {
              "street": "Rua das Acácias",
              "number": "123",
              "neighborhood": "Centro",
              "zipcode": "01001000",
              "city": "São Paulo",
              "state": "SP"
            }
          },
          "expire_at": "2026-06-20",
          "configurations": { "fine": 200, "interest": { "value": 33, "type": "monthly" } }
        }
      },
      "metadata": { "custom_id": "ORDER-2026-0042", "notification_url": "https://merchant.example.com/efi/webhook" }
    }
  },
  "response": {
    "status": 200,
    "body": {
      "code": 200,
      "data": {
        "charge_id": 91283091,
        "total": 24900,
        "status": "waiting",
        "custom_id": "ORDER-2026-0042",
        "billet": {
          "barcode": "23793.39001 60083.418004 84020.000003 1 12340000024900",
          "link": "https://cobrancas.api.efipay.com.br/emissao/91283091/v9hKsT...",
          "pdf": { "charge": "https://cobrancas.api.efipay.com.br/emissao/91283091/pdf/v9hKsT..." },
          "expire_at": "2026-06-20"
        },
        "created_at": "2026-05-24 10:00:11"
      }
    }
  }
}