aid: getbalance name: Getbalance description: >- Balance (Getbalance) provides financial infrastructure for B2B commerce. The platform offers embedded digital trade credit, B2B buy-now-pay-later (BNPL) financing at checkout, multi-rail B2B payments (ACH, wire, credit card, and global processing), marketplace payouts, and order-to-cash automation covering invoicing, collections, and cash application. Balance lets merchants and marketplaces offer net payment terms to business buyers while automating the entire invoice-to-cash workflow, with real-time credit intelligence and autonomous accounts receivable. It integrates with commerce platforms including Salesforce Commerce, Adobe Commerce (Magento), BigCommerce, and Shopify, and marketplace systems such as Mirakl, Logicbroker, and Nautical Commerce. Balance is a Y Combinator-backed fintech recognized on CNBC's World's Top Fintech Companies list. url: https://raw.githubusercontent.com/api-evangelist/getbalance/refs/heads/main/apis.yml x-type: company x-source: vc-portfolio x-backed-by: - y-combinator x-tier: stub x-tier-reason: portfolio-lead accessModel: pricing: unknown onboarding: unknown trial: false try_now: false public: false label: Unknown confidence: low source: [] generated: '2026-07-22' method: derived image: https://www.getbalance.com/wp-content/uploads/2023/06/logo.svg specificationVersion: '0.20' created: '2026-07-17' modified: '2026-07-19' tags: - Company - Payments - B2B Payments - Trade Credit - BNPL - Accounts Receivable - Financial Infrastructure - Fintech - Order-to-Cash - Embedded Finance - Marketplace apis: - name: Balance API description: >- The Balance API powers embedded B2B payments, digital trade credit, net terms, and order-to-cash automation. Developer documentation is gated behind a request form (ReadMe-hosted) and the production API is served from api.getbalance.com. humanURL: https://www.getbalance.com/get-api baseURL: https://api.getbalance.com tags: - Payments - B2B Payments - Trade Credit common: - type: DomainSecurity url: security/getbalance-domain-security.yml - type: Website url: https://www.getbalance.com/ - type: Documentation url: https://www.getbalance.com/get-api - type: APIReference url: https://www.getbalance.com/get-api - type: Portal url: https://dashboard.getbalance.com/ - type: Login url: https://dashboard.getbalance.com/ - type: SignUp url: https://www.getbalance.com/request-a-demo/ - type: Blog url: https://www.getbalance.com/blog/ - type: Support url: https://www.getbalance.com/contact-us/ - type: TermsOfService url: https://www.getbalance.com/legal/balance-website-terms - type: PrivacyPolicy url: https://www.getbalance.com/legal/privacy-policy - type: Security url: https://www.getbalance.com/legal/security-policy - type: StatusPage url: https://status.getbalance.com/ - type: ChangeLog url: https://updates.getbalance.com/ - type: Integrations url: https://www.getbalance.com/products/integrations/ - type: ChangeLog url: changelog/getbalance-changelog.yml - type: Lifecycle url: lifecycle/getbalance-lifecycle.yml - type: Conformance url: conformance/getbalance-conformance.yml - type: Compliance url: https://www.getbalance.com/legal/security-policy - type: VulnerabilityDisclosure url: security/getbalance-vulnerability-disclosure.yml - type: LLMsTxt url: llms/getbalance-llms.txt maintainers: - FN: Kin Lane email: kin@apievangelist.com - FN: APIs.json email: info@apis.io x-enrichment: date: '2026-07-19' status: backfilled pass: local-v1 note: backfilled from .gitignore signal + verified work evidence