aid: getcino
name: Cino
description: Cino (getcino.com) is a European consumer fintech that offers the first shared virtual card
  that splits and pays a group bill at the same time. Members connect their existing debit or credit cards,
  create a group with configurable split ratios, and each person is charged only their proportional share
  at the moment of payment with no pre-funding required. The shared card works online and in person for
  one-off or recurring expenses, integrates with Apple Pay and Google Pay, supports per-transaction and
  monthly spending limits, and positions itself as a replacement for bill-splitting tools like Splitwise,
  Tricount, PayPal, and Tikkie. Cino is available across 29 European countries and is a portfolio company
  of Balderton Capital. This is a consumer mobile app with no public developer API, SDK, or documentation
  surface at the time of enrichment.
url: https://raw.githubusercontent.com/api-evangelist/getcino/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- balderton-capital
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
image: https://cdn.prod.website-files.com/617af73c3023c65339a92fa0/672230b74a76482f597aeb10_OGP.jpg
tags:
- Company
- Fintech
- Payments
- Bill Splitting
- Virtual Cards
- Personal Finance
- Consumer Finance
- Europe
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/getcino-domain-security.yml
- type: Website
  url: https://www.getcino.com/
- type: Blog
  url: https://www.getcino.com/blog
- type: Support
  url: https://support.getcino.com
- type: PrivacyPolicy
  url: https://www.getcino.com/privacy-policy
- type: TermsOfService
  url: https://www.getcino.com/terms-and-conditions
- type: SignUp
  url: https://app-getcino-com.smart.link/lnqpxurgo
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence