aid: gocardless
name: GoCardless
description: >-
  GoCardless is a global account-to-account payments platform specializing
  in pull-based bank debit (UK Bacs, SEPA Direct Debit, ACH, BECS, PAD,
  Autogiro) and open-banking instant bank payments, used by businesses to
  collect recurring subscriptions, invoices, and one-off payments directly
  from customer bank accounts. The GoCardless REST API exposes customers,
  bank accounts, mandates, payments, payouts, subscriptions, refunds,
  events, webhooks, and verification flows. Authentication uses Bearer
  access tokens issued from the dashboard, with separate sandbox and live
  environments; every request must include a GoCardless-Version header.
type: Index
image: https://kinlane-productions.s3.amazonaws.com/apis-json/apis-json-logo.jpg
tags:
  - Payments
  - Direct Debit
  - Bank Debit
  - Recurring Payments
  - Subscriptions
  - SEPA
  - Bacs
  - ACH
  - Open Banking
  - Fintech
url: >-
  https://raw.githubusercontent.com/api-evangelist/gocardless/refs/heads/main/apis.yml
created: '2026-05-11'
modified: '2026-05-11'
specificationVersion: '0.19'
apis:
  - aid: gocardless:rest-api
    name: GoCardless REST API
    description: >-
      Versioned REST API for collecting bank debit and open-banking payments
      worldwide. Resources include customers, customer bank accounts,
      mandates, payments, payouts, subscriptions, refunds, billing requests,
      events, and webhook endpoints. Authentication uses Bearer access
      tokens; a GoCardless-Version header is required on every request.
      Sandbox available at api-sandbox.gocardless.com.
    humanURL: https://developer.gocardless.com/api-reference/
    baseURL: https://api.gocardless.com
    tags:
      - Payments
      - Direct Debit
      - Subscriptions
      - Bearer Auth
      - Versioned API
    properties:
      - type: Documentation
        url: https://developer.gocardless.com/api-reference/
      - type: OpenAPI
        url: https://developer.gocardless.com/api-reference/openapi
      - type: Getting Started
        url: https://developer.gocardless.com/getting-started/set-up/
      - type: Sandbox
        url: https://api-sandbox.gocardless.com
      - type: Postman Collection
        url: https://www.postman.com/gocardlessapi/gocardless-api/overview

common:
  - type: Website
    url: https://gocardless.com
  - type: Documentation
    url: https://developer.gocardless.com
  - type: Pricing
    url: https://gocardless.com/pricing/
  - type: Sign Up
    url: https://manage.gocardless.com/signup
  - type: Support
    url: https://hub.gocardless.com
  - type: Status
    url: https://www.gocardless-status.com
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com