aid: gravie
name: Gravie
description: >-
  Gravie is a Minneapolis, Minnesota health benefits company founded in 2013 that designs and administers
  health plans for small and midsize employers. Its flagship product, Comfort, is a level-funded group health
  plan with zero deductibles and zero copays on most common healthcare services (preventive and primary care,
  specialist visits, labs and imaging, generic prescriptions and virtual care), paired with Gravie ICHRA
  (Individual Coverage Health Reimbursement Arrangement) administration, Gravie Pay for out-of-pocket cost
  financing, Gravie Care member navigation, and a pharmacy benefit. Gravie acts as a third-party administrator
  on top of partner provider networks (Aetna Signature Administrators, Cigna, Cigna OAP, HPS/Paymedix, and
  historically PreferredOne), settling claims under payer IDs GRV01 and 62308. Gravie publishes no public
  developer program or documented API; its machine-readable public surface is the CMS Transparency in Coverage
  in-network rate and allowed-amount files it posts on behalf of plan sponsors, alongside member, employer and
  provider portals and native iOS/Android member apps served from a private api.gravie.com backend.
url: https://raw.githubusercontent.com/api-evangelist/gravie/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: profiled
x-tier-reason: enrichment-pass
specificationVersion: '0.20'
image: https://www.gravie.com/wp-content/uploads/2023/03/gravie-logo-green.svg
created: '2026-08-01'
modified: '2026-08-01'
tags:
- Company
- Health Insurance
- Health Benefits
- Employee Benefits
- Third Party Administrator
- ICHRA
- Level Funded
- Transparency In Coverage
- Machine Readable Files
- Healthcare
- Insurance
- Regulatory
apis:
- aid: gravie:transparency-in-coverage
  name: Gravie Transparency in Coverage Machine-Readable Files
  description: >-
    Public machine-readable files Gravie posts on behalf of its plan sponsors under the CMS Transparency in
    Coverage rule (45 CFR 147.211). Files cover in-network negotiated rates for the Cigna and Cigna OAP
    networks and the HPS/Paymedix network, plus out-of-network allowed amounts via Zelis. Plans effective
    September 1, 2022 or earlier are covered by PreferredOne's index; plans effective October 1, 2022 or later
    are covered by the Gravie-hosted files. This is a file-based regulatory data surface, not a REST API — the
    JSON payloads follow the CMS price-transparency schemas published by the Center for Medicare and Medicaid
    Services.
  humanURL: https://www.gravie.com/compliance/transparency-in-coverage/
  baseURL: https://static.gravie.com/MRFs/
  tags:
  - Transparency In Coverage
  - Machine Readable Files
  - Pricing
  - Regulatory
  - Health Insurance
  properties:
  - type: Documentation
    url: https://www.gravie.com/compliance/transparency-in-coverage/
  - type: InNetworkRates
    name: Cigna in-network rates (JSON, gzip)
    url: https://static.gravie.com/MRFs/CignaMRF.json.gz
  - type: InNetworkRates
    name: Cigna OAP in-network rates (JSON, gzip)
    url: https://static.gravie.com/MRFs/CignaOAPMRF.json.gz
  - type: InNetworkRates
    name: HPS / Paymedix in-network rates (ZIP)
    url: https://static.gravie.com/MRFs/HPSPaymedixMRF.zip
  - type: AllowedAmounts
    name: Zelis out-of-network allowed amounts (CSV)
    url: https://static.gravie.com/MRFs/ZelisMRF.csv
  - type: Index
    name: PreferredOne MRF index (plans effective 2022-09-01 or earlier)
    url: https://www.preferredone.com/mrf/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/gravie-domain-security.yml
- type: Website
  url: https://www.gravie.com/
- type: Documentation
  url: https://www.gravie.com/compliance/transparency-in-coverage/
- type: Support
  url: https://www.gravie.com/contact/
- type: Blog
  url: https://www.gravie.com/perspectives/
- type: BlogRSS
  url: https://www.gravie.com/feed/
- type: NewsBlog
  url: https://www.gravie.com/news/
- type: Podcast
  url: https://www.gravie.com/podcast/
- type: GitHubOrganization
  url: https://github.com/gravieinc
- type: Careers
  url: https://www.gravie.com/careers/
- type: Login
  url: https://member.gravie.com/login
- type: EmployerPortal
  url: https://employer.gravie.com/
- type: ProviderPortal
  url: https://gravie-mesa.javelinaweb.com/
- type: TermsOfService
  url: https://www.gravie.com/compliance/terms-of-use/
- type: PrivacyPolicy
  url: https://www.gravie.com/compliance/privacy-policy/
- type: Compliance
  url: https://www.gravie.com/compliance/
- type: TransparencyInCoverage
  url: https://www.gravie.com/compliance/transparency-in-coverage/
- type: Glossary
  url: https://www.gravie.com/compliance/glossary/
- type: Licensing
  url: https://www.gravie.com/compliance/gravie-licensing/
- type: LegalNotices
  url: https://www.gravie.com/compliance/legal-notices/
- type: ProviderDirectory
  url: https://www.gravie.com/find-providers/
- type: Conformance
  url: conformance/gravie-conformance.yml
- type: LLMsTxt
  url: llms/gravie-llms.txt
- type: LinkedIn
  url: https://www.linkedin.com/company/gravie/
- type: Twitter
  url: https://twitter.com/gogravie
- type: iOSApp
  url: https://apps.apple.com/us/app/gravie/id1626358793
- type: SecondaryMarket
  url: https://forgeglobal.com/gravie_stock/
x-enrichment:
  date: '2026-08-01'
  status: enriched
  artifacts_added: 4
  pass: local-v1