aid: greater-bank
url: https://raw.githubusercontent.com/api-evangelist/greater-bank/refs/heads/main/apis.yml
name: Greater Bank
kind: company
description: Greater Bank is a customer-owned Australian retail bank headquartered in
  Newcastle, New South Wales, offering everyday transaction and savings accounts, term
  deposits, home loans, personal loans, and credit cards to personal and business customers.
  In March 2023 Greater Bank merged with Newcastle Permanent to form Newcastle Greater
  Mutual Group (NGM Group), one of Australia's largest customer-owned mutual banking
  organisations, while continuing to trade under the Greater Bank brand. As an Authorised
  Deposit-taking Institution (ADI) it is a designated data holder under Australia's
  Consumer Data Right (CDR / Open Banking) and exposes a public, unauthenticated Product
  Reference Data (PRD) API conforming to the Data Standards Body (DSB) Consumer Data
  Standards. Consumer-data sharing beyond PRD runs on the accredited CDR data-recipient
  (ADR) model with OAuth2/OpenID Connect FAPI-profile security.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial
- Banks
- Open Banking
- CDR
- Consumer Banking
- Australia
- Mutual
- Product Reference Data
created: '2026-07-20'
modified: '2026-07-22'
specificationVersion: '0.19'
apis:
- aid: greater-bank:greater-bank-cdr-product-reference-data-api
  name: Greater Bank CDR Product Reference Data API
  tags:
  - CDR
  - Open Banking
  - Product Reference Data
  - Banking Products
  - Australia
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.greater.com.au/openbanking
  baseURL: https://public.cdr.greater.com.au/cds-au/v1/banking/products
  properties:
  - url: https://www.greater.com.au/openbanking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-products
    type: APIReference
  - url: openapi/greater-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Public, unauthenticated Consumer Data Right Product Reference Data (PRD)
    API for Greater Bank, served under the standard CDS base path cds-au/v1/banking/products.
    Confirmed live returning HTTP 200 with an x-v response version of 4 (supported
    versions 4-5) and a data.products array covering transaction accounts, savings
    accounts, term deposits, home loans, personal loans, and credit cards under brand
    "GB" / brandName "Greater Bank". Exposes GET /banking/products (list, with filters
    and pagination) and GET /banking/products/{productId} (detail), each requiring the
    x-v version header. The public host also serves the unauthenticated CDR discovery
    endpoint GET /cds-au/v1/discovery/status (confirmed HTTP 200, "All services operational").
    Conforms to the DSB Consumer Data Standards CDR Banking API contract; the harvested
    OpenAPI is the shared CDS standard, not a Greater Bank proprietary specification.
- aid: greater-bank:greater-bank-cdr-accounts-balances-api
  name: Greater Bank CDR Accounts & Balances API
  tags:
  - CDR
  - Open Banking
  - Accounts
  - Balances
  - Australia
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.greater.com.au/openbanking
  baseURL: https://public.cdr.greater.com.au/cds-au/v1/banking/accounts
  properties:
  - url: https://www.greater.com.au/openbanking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-accounts
    type: APIReference
  - url: openapi/greater-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorized Consumer Data Right banking account and balance endpoints
    that Greater Bank, as a designated CDR data holder (ADI), is required to implement
    under the DSB Consumer Data Standards CDR Banking API. Covers GET /banking/accounts
    (list accounts), GET /banking/accounts/balances (bulk balances), POST /banking/accounts/balances
    (balances for a specified list), GET /banking/accounts/{accountId}/balance (single
    account balance), and GET /banking/accounts/{accountId} (account detail). These
    endpoints are NOT served on the public host (GET /banking/accounts returns HTTP 404
    there); they run on the data holder's authenticated MTLS resource infrastructure and
    are reached only through the accredited data-recipient (ADR) OAuth2/OpenID Connect
    FAPI handshake brokered by the ACCC CDR Register. The baseURL shown reflects the
    standardized CDS base path (cds-au/v1/banking); the actual ResourceBaseUri is issued
    per data-holder brand via the Register and is not publicly probeable. The referenced
    OpenAPI is the shared DSB CDS standard, not a Greater Bank proprietary specification.
- aid: greater-bank:greater-bank-cdr-transactions-api
  name: Greater Bank CDR Transactions API
  tags:
  - CDR
  - Open Banking
  - Transactions
  - Accounts
  - Australia
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.greater.com.au/openbanking
  baseURL: https://public.cdr.greater.com.au/cds-au/v1/banking/accounts
  properties:
  - url: https://www.greater.com.au/openbanking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-transactions-for-account
    type: APIReference
  - url: openapi/greater-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorized Consumer Data Right transaction endpoints that Greater
    Bank implements as a designated CDR data holder under the DSB Consumer Data Standards
    CDR Banking API. Covers GET /banking/accounts/{accountId}/transactions (list, with
    date, amount and text filters plus pagination) and GET /banking/accounts/{accountId}/transactions/{transactionId}
    (transaction detail). Like all consumer data (non-PRD) endpoints these are served
    only over the data holder's authenticated MTLS resource infrastructure via the
    accredited data-recipient (ADR) OAuth2/OpenID Connect FAPI-profile handshake; they
    are not served on the public PRD host. The baseURL reflects the standardized CDS
    base path; the true ResourceBaseUri is Register-issued and not publicly probeable.
    The referenced OpenAPI is the shared DSB CDS standard, not a Greater Bank proprietary
    specification.
- aid: greater-bank:greater-bank-cdr-direct-debits-scheduled-payments-api
  name: Greater Bank CDR Direct Debits & Scheduled Payments API
  tags:
  - CDR
  - Open Banking
  - Direct Debits
  - Scheduled Payments
  - Australia
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.greater.com.au/openbanking
  baseURL: https://public.cdr.greater.com.au/cds-au/v1/banking/accounts
  properties:
  - url: https://www.greater.com.au/openbanking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-direct-debits-for-account
    type: APIReference
  - url: openapi/greater-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorized Consumer Data Right direct-debit and scheduled-payment
    endpoints that Greater Bank implements as a designated CDR data holder under the DSB
    Consumer Data Standards CDR Banking API. Covers GET /banking/accounts/{accountId}/direct-debits
    and POST /banking/accounts/direct-debits (direct-debit authorisations for one or many
    accounts); GET /banking/accounts/{accountId}/payments/scheduled and POST /banking/payments/scheduled
    (scheduled payments for one or many accounts); and GET /banking/accounts/{accountId}/payments/plans
    and POST /banking/accounts/payments/plans (payment plan schedules). These consumer
    data endpoints are served only over the data holder's authenticated MTLS resource
    infrastructure via the accredited data-recipient (ADR) OAuth2/OpenID Connect FAPI
    handshake, not on the public PRD host. The baseURL reflects the standardized CDS base
    path; the true ResourceBaseUri is Register-issued and not publicly probeable. The
    referenced OpenAPI is the shared DSB CDS standard, not a Greater Bank proprietary
    specification.
- aid: greater-bank:greater-bank-cdr-payees-api
  name: Greater Bank CDR Payees API
  tags:
  - CDR
  - Open Banking
  - Payees
  - Accounts
  - Australia
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.greater.com.au/openbanking
  baseURL: https://public.cdr.greater.com.au/cds-au/v1/banking/payees
  properties:
  - url: https://www.greater.com.au/openbanking
    type: Documentation
  - url: https://consumerdatastandardsaustralia.github.io/standards/#get-payees
    type: APIReference
  - url: openapi/greater-bank-cds-banking-products-openapi.yml
    type: OpenAPI
  description: Consumer-authorized Consumer Data Right payee endpoints that Greater Bank
    implements as a designated CDR data holder under the DSB Consumer Data Standards CDR
    Banking API. Covers GET /banking/payees (list of the customer's saved payees, with
    pagination) and GET /banking/payees/{payeeId} (payee detail, including domestic,
    international, and BPAY payee sub-schemas). These consumer data endpoints are served
    only over the data holder's authenticated MTLS resource infrastructure via the
    accredited data-recipient (ADR) OAuth2/OpenID Connect FAPI-profile handshake, not on
    the public PRD host. The baseURL reflects the standardized CDS base path; the true
    ResourceBaseUri is Register-issued and not publicly probeable. The referenced OpenAPI
    is the shared DSB CDS standard, not a Greater Bank proprietary specification.
common:
- type: AgenticAccess
  url: agentic-access/greater-bank-agentic-access.yml
- type: DomainSecurity
  url: security/greater-bank-domain-security.yml
- type: Authentication
  url: authentication/greater-bank-authentication.yml
- type: Conventions
  url: conventions/greater-bank-conventions.yml
- type: ErrorCatalog
  url: errors/greater-bank-problem-types.yml
- type: Lifecycle
  url: lifecycle/greater-bank-lifecycle.yml
- type: StatusPage
  url: https://public.cdr.greater.com.au/cds-au/v1/discovery/status
- type: Deprecation
  url: https://consumerdatastandardsaustralia.github.io/standards/#versioning
- type: Conformance
  url: conformance/greater-bank-conformance.yml
- type: DataModel
  url: data-model/greater-bank-data-model.yml
- type: MCPServer
  url: mcp/greater-bank-mcp.yml
- type: LLMsTxt
  url: llms/greater-bank-llms.txt
- type: Overlay
  url: overlays/greater-bank-cds-banking-products-overlay.yaml
- type: AgentSkill
  url: skills/_index.yml
- type: Arazzo
  name: Greater Bank product lookup
  url: arazzo/greater-bank-product-lookup.yml
- type: Website
  url: https://www.greater.com.au/
- type: Documentation
  url: https://www.greater.com.au/openbanking
- type: GettingStarted
  url: https://www.greater.com.au/openbanking
- type: APIReference
  url: https://consumerdatastandardsaustralia.github.io/standards/
- type: PrivacyPolicy
  url: https://www.greater.com.au/privacy-policy
- type: CDRPolicy
  url: https://www.greater.com.au/globalassets/open-banking/cdr-policy/cdr-policy.pdf
- type: Support
  url: https://www.greater.com.au/help
- type: TermsOfService
  url: https://www.greater.com.au/termsandconditions
- type: LinkedIn
  url: https://www.linkedin.com/company/greater-bank
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com