aid: halifax url: https://raw.githubusercontent.com/api-evangelist/halifax/refs/heads/main/apis.yml name: Halifax kind: company description: >- Halifax is a major British high-street banking brand serving personal and business customers with current accounts, savings, mortgages, credit cards, loans, and insurance. It operates as a trading division of Bank of Scotland plc, a wholly owned subsidiary of Lloyds Banking Group, and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the PRA. As one of the UK Open Banking CMA9 mandated ASPSPs, Halifax publishes the full Open Banking Implementation Entity (OBIE) API surface: a set of PUBLIC, unauthenticated Open Data APIs (ATM and branch locators plus personal current account, business current account, unsecured SME loan, and commercial credit card product reference data) served live at api.halifax.co.uk, and the FAPI-secured OBIE Read/Write APIs for Account and Transaction Information (AIS), Payment Initiation (PIS), and Confirmation of Funds (CBPII). Read/Write access is delivered through the shared Lloyds Banking Group Developer Portal that also covers the Lloyds Bank and Bank of Scotland brands, secured with OAuth2/OIDC, PSD2 strong customer authentication, mutual-TLS, and OBIE/eIDAS certificates. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Financial Services - Banking - Open Banking - PSD2 - OBIE - CMA9 - United Kingdom - Payments - Account Information - Open Data created: '2026-07-23' modified: '2026-07-24' specificationVersion: '0.19' apis: - aid: halifax:halifax-open-data-atm-locator-api name: Halifax Open Data ATM Locator API description: >- Public, unauthenticated OBIE Open Data API returning the location and details of every Halifax cashpoint (ATM) in the UK. Confirmed live (HTTP 200, JSON) at the v2.2 base. humanURL: https://developer.lloydsbanking.com/prod01/lbg/opendata_halifax baseURL: https://api.halifax.co.uk/open-banking/v2.2/atms tags: - Open Data - ATM - Locator properties: - type: OpenAPI url: openapi/openbanking-opendata-standard-swagger.json - type: Documentation url: https://developer.lloydsbanking.com/prod01/lbg/opendata_halifax - type: APIReference url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/atm-locator/atm-locator.html - aid: halifax:halifax-open-data-branch-locator-api name: Halifax Open Data Branch Locator API description: >- Public, unauthenticated OBIE Open Data API returning a directory of all Halifax branches in the UK. Confirmed live (HTTP 200, JSON) at the v2.2 base. humanURL: https://developer.lloydsbanking.com/prod01/lbg/opendata_halifax baseURL: https://api.halifax.co.uk/open-banking/v2.2/branches tags: - Open Data - Branch - Locator properties: - type: OpenAPI url: openapi/openbanking-opendata-standard-swagger.json - type: Documentation url: https://developer.lloydsbanking.com/prod01/lbg/opendata_halifax - type: APIReference url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/branchlocator/branch-locator.html - aid: halifax:halifax-open-data-personal-current-accounts-api name: Halifax Open Data Personal Current Accounts API description: >- Public, unauthenticated OBIE Open Data API publishing personal current account product reference data. Confirmed live (HTTP 200, JSON) at the v2.2 base. humanURL: https://developer.lloydsbanking.com/prod01/lbg/opendata_halifax baseURL: https://api.halifax.co.uk/open-banking/v2.2/personal-current-accounts tags: - Open Data - Personal Current Accounts - Products properties: - type: OpenAPI url: openapi/openbanking-opendata-standard-swagger.json - type: Documentation url: https://developer.lloydsbanking.com/prod01/lbg/opendata_halifax - type: APIReference url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/pca/pca.html - aid: halifax:halifax-open-data-business-current-accounts-api name: Halifax Open Data Business Current Accounts API description: >- Public, unauthenticated OBIE Open Data API publishing business current account product reference data. Confirmed live (HTTP 200, JSON) at the v2.2 base. humanURL: https://developer.lloydsbanking.com/prod01/lbg/opendata_halifax baseURL: https://api.halifax.co.uk/open-banking/v2.2/business-current-accounts tags: - Open Data - Business Current Accounts - Products properties: - type: OpenAPI url: openapi/openbanking-opendata-standard-swagger.json - type: Documentation url: https://developer.lloydsbanking.com/prod01/lbg/opendata_halifax - type: APIReference url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/bca/bca.html - aid: halifax:halifax-open-data-unsecured-sme-loans-api name: Halifax Open Data Unsecured SME Loans API description: >- Public, unauthenticated OBIE Open Data API publishing unsecured SME loan product reference data. Confirmed live (HTTP 200, JSON) at the v2.2 base. humanURL: https://developer.lloydsbanking.com/prod01/lbg/opendata_halifax baseURL: https://api.halifax.co.uk/open-banking/v2.2/unsecured-sme-loans tags: - Open Data - SME Loans - Products properties: - type: OpenAPI url: openapi/openbanking-opendata-standard-swagger.json - type: Documentation url: https://developer.lloydsbanking.com/prod01/lbg/opendata_halifax - type: APIReference url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/unsecuredsmeloans/unsecured-sme-loans.html - aid: halifax:halifax-open-data-commercial-credit-cards-api name: Halifax Open Data Commercial Credit Cards API description: >- Public, unauthenticated OBIE Open Data API publishing commercial credit card product reference data. Confirmed live (HTTP 200, JSON) at the v2.2 base. humanURL: https://developer.lloydsbanking.com/prod01/lbg/opendata_halifax baseURL: https://api.halifax.co.uk/open-banking/v2.2/commercial-credit-cards tags: - Open Data - Commercial Credit Cards - Products properties: - type: OpenAPI url: openapi/openbanking-opendata-standard-swagger.json - type: Documentation url: https://developer.lloydsbanking.com/prod01/lbg/opendata_halifax - type: APIReference url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/ccc/ccc.html - aid: halifax:halifax-account-transaction-information-api name: Halifax Account and Transaction Information API (AIS) description: >- OBIE Read/Write Account and Transaction Information (AIS) API for authorised AISPs. FAPI-secured (OAuth2/OIDC, PSD2 SCA, mTLS, OBIE/eIDAS certificates); onboarded via the Lloyds Banking Group Developer Portal. Base path follows the OBIE Read/Write v3.1 standard on the confirmed api.halifax.co.uk host; not independently verified (authentication-gated). humanURL: https://developer.lloydsbanking.com/prod01/lbg/read-write baseURL: https://api.halifax.co.uk/open-banking/v3.1/aisp tags: - Open Banking - Account Information - AIS - Read/Write properties: - type: Documentation url: https://developer.lloydsbanking.com/prod01/lbg/read-write - type: APIReference url: https://openbankinguk.github.io/read-write-api-site3/v3.1.11/profiles/account-and-transaction-api-profile.html - aid: halifax:halifax-payment-initiation-api name: Halifax Payment Initiation API (PIS) description: >- OBIE Read/Write Payment Initiation (PIS) API for authorised PISPs. FAPI-secured (OAuth2/OIDC, PSD2 SCA, mTLS, OBIE/eIDAS certificates); onboarded via the Lloyds Banking Group Developer Portal. Base path follows the OBIE Read/Write v3.1 standard on the confirmed api.halifax.co.uk host; not independently verified (authentication-gated). humanURL: https://developer.lloydsbanking.com/prod01/lbg/read-write baseURL: https://api.halifax.co.uk/open-banking/v3.1/pisp tags: - Open Banking - Payment Initiation - PIS - Read/Write properties: - type: Documentation url: https://developer.lloydsbanking.com/prod01/lbg/read-write - type: APIReference url: https://openbankinguk.github.io/read-write-api-site3/v3.1.11/profiles/payment-initiation-api-profile.html - aid: halifax:halifax-confirmation-of-funds-api name: Halifax Confirmation of Funds API (CBPII) description: >- OBIE Read/Write Confirmation of Funds (CBPII) API for authorised CBPIIs. FAPI-secured (OAuth2/OIDC, PSD2 SCA, mTLS, OBIE/eIDAS certificates); onboarded via the Lloyds Banking Group Developer Portal. Base path follows the OBIE Read/Write v3.1 standard on the confirmed api.halifax.co.uk host; not independently verified (authentication-gated). humanURL: https://developer.lloydsbanking.com/prod01/lbg/read-write baseURL: https://api.halifax.co.uk/open-banking/v3.1/cbpii tags: - Open Banking - Confirmation of Funds - CBPII - Read/Write properties: - type: Documentation url: https://developer.lloydsbanking.com/prod01/lbg/read-write - type: APIReference url: https://openbankinguk.github.io/read-write-api-site3/v3.1.11/profiles/confirmation-of-funds-api-profile.html common: - type: DomainSecurity url: security/halifax-domain-security.yml - type: Website url: https://www.halifax.co.uk/ - type: DeveloperPortal url: https://developer.lloydsbanking.com/ - type: Documentation url: https://developer.lloydsbanking.com/prod01/lbg/opendata_halifax - type: Support url: https://developer.lloydsbanking.com/prod01/lbg/lbg-support - type: LinkedIn url: https://www.linkedin.com/company/halifax - type: TermsOfService url: https://www.halifax.co.uk/aboutonline/legal-information.html - type: PrivacyPolicy url: https://www.halifax.co.uk/aboutonline/security-and-privacy.html - type: GettingStarted url: https://developer.lloydsbanking.com/prod01/lbg/get-started - type: Roadmap url: https://developer.lloydsbanking.com/prod01/lbg/home - type: Authentication url: authentication/halifax-authentication.yml - type: OAuthScopes url: scopes/halifax-scopes.yml - type: Conventions url: conventions/halifax-conventions.yml - type: Idempotency url: conventions/halifax-conventions.yml - type: ErrorCatalog url: errors/halifax-problem-types.yml - type: Lifecycle url: lifecycle/halifax-lifecycle.yml - type: Conformance url: conformance/halifax-conformance.yml - type: Compliance url: conformance/halifax-conformance.yml - type: Sandbox url: sandbox/halifax-sandbox.yml - type: MCPServer url: mcp/halifax-mcp.yml - type: Overlay url: overlays/halifax-opendata-overlay.yaml - type: LLMsTxt url: llms/halifax-llms.txt - type: AgentSkill url: skills/_index.yml maintainers: - FN: Kin Lane email: kin@apievangelist.com