aid: hiscox url: https://raw.githubusercontent.com/api-evangelist/hiscox/refs/heads/main/apis.yml name: Hiscox kind: company description: 'Hiscox Ltd is a diversified international specialist insurance and reinsurance group with roots in the Lloyd''s of London market dating to 1901, domiciled in Bermuda and listed on the London Stock Exchange, operating from 31 offices across 13 countries. Its home market is the United Kingdom, where it underwrites through three segments: Hiscox Retail (small business, professional and specialty personal lines sold direct and through brokers in the UK, Europe and the USA), Hiscox London Market (larger and more complex specialty risks written out of London for a worldwide client base, including marine, energy, aviation, specialty property and casualty, and cyber), and Hiscox Re & ILS (reinsurance and insurance-linked securities). Its API posture is partner-gated rather than public. Hiscox operates a genuine first-party developer portal at developer.hiscox.com serving its US small-business arm, and that portal publicly enumerates three active APIs - Eligibility, Quote v4 and Setup Payment - but every reference document, sandbox credential and OpenAPI/Swagger file sits behind a login that is only issued after a Hiscox Partnership Manager approves a commercial partnership. There is no self-serve signup, no downloadable specification and no public claims or FNOL API. The group does ship APIs outside that portal: Hiscox London Market launched a Cargo API for small cargo and stock throughput risks in June 2025, built in-house and distributed through broker partners as coverholders, but it has no developer portal listing, no documentation and no specification - it is announced through the newsroom and reached through a broker partnership. Authentication is OAuth 2.0 plus a partner-issued API key over TLS 1.2 only, all APIs are REST, and both XML and JSON are supported. Hiscox''s most concrete open-standards footprint is ACORD rather than REST: in July 2025 ACORD and Howden announced that ACORD Standards for digital accounting and invoicing went live in the UK retail insurance market with Hiscox as the receiving insurer, responding in real time to Howden''s digital invoices through the ACORD Solutions Group ADEPT (ACORD Data Exchange Platform & Translator) receiver portal.' image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Insurance - United Kingdom - Property and Casualty - Specialty Insurance - Cyber Insurance - Underwriting - Reinsurance - Lloyd's of London - Small Business Insurance - Quote - ACORD - Carrier - Cargo - Marine - Payments - API Gateway created: '2026-07-25' modified: '2026-07-25' specificationVersion: '0.19' apis: - aid: hiscox:hiscox-eligibility-api name: Hiscox Eligibility API description: Partner-facing eligibility lookup that returns the list of US states and the Hiscox products offered by profession, used to determine whether a risk can be quoted before a quote is requested. Listed as Active on the public Hiscox Developer Portal API catalog; reference documentation and the OpenAPI/Swagger definition are behind the partner login and were not retrievable. humanURL: https://developer.hiscox.com/apis tags: - Eligibility - Underwriting - Insurance properties: - type: Documentation url: https://developer.hiscox.com/apis - type: APIReference url: https://developer.hiscox.com/documentation - aid: hiscox:hiscox-quote-api name: Hiscox Quote API v4 description: Partner-facing quoting API that returns a competitive general liability, professional liability, business owner's policy (BOP) and/or cyber quote for purchase via partner portals or APIs. Listed as Active on the public Hiscox Developer Portal API catalog; access is granted only after approval by a Hiscox Partnership Manager, and the reference documentation and OpenAPI/Swagger definition are behind the partner login. humanURL: https://developer.hiscox.com/apis tags: - Quote - Rating - Property and Casualty - Cyber Insurance properties: - type: Documentation url: https://developer.hiscox.com/apis - type: APIReference url: https://developer.hiscox.com/documentation - aid: hiscox:hiscox-setup-payment-api name: Hiscox Setup Payment API description: Partner-facing payment API that initiates the Hiscox policy payment process, completing the quote-to-buy flow for partner-distributed small business policies. Listed as Active on the public Hiscox Developer Portal API catalog; reference documentation and the OpenAPI/Swagger definition are behind the partner login. humanURL: https://developer.hiscox.com/apis tags: - Payments - Bind - Billing properties: - type: Documentation url: https://developer.hiscox.com/apis - type: APIReference url: https://developer.hiscox.com/documentation - aid: hiscox:hiscox-cargo-api name: Hiscox Cargo API description: Hiscox London Market API-based solution for underwriting small cargo and stock throughput risks, launched 30 June 2025 and distributed through broker partners acting as coverholders. Provides near-instant quote and bind for every risk within underwriting appetite, offering transit, stock only and stock throughput cover with a US$5 million limit and 100% Hiscox Syndicate 33 security. Hiscox developed the risk rating models, policy wordings and software coding in-house; Price Forbes was the first broker partner and built the front end. There is no developer portal listing, no public documentation and no specification for this API - it is announced only through the Hiscox Group newsroom and reached through a broker partnership. humanURL: https://www.hiscoxgroup.com/news/press-releases/2025/30-06-25 tags: - Cargo - Marine - Stock Throughput - Quote - Bind - London Market - Lloyd's of London properties: - type: PressRelease url: https://www.hiscoxgroup.com/news/press-releases/2025/30-06-25 common: - type: DomainSecurity url: security/hiscox-domain-security.yml - type: Website url: https://www.hiscoxgroup.com/ - type: DeveloperPortal url: https://developer.hiscox.com/ - type: Documentation url: https://developer.hiscox.com/ - type: APIReference url: https://developer.hiscox.com/apis - type: FAQ url: https://developer.hiscox.com/frequently-asked-questions - type: Support url: https://developer.hiscox.com/support - type: TermsOfService url: https://developer.hiscox.com/terms-use - type: PrivacyPolicy url: https://www.hiscox.com/privacy-policy - type: SignUp url: https://developer.hiscox.com/login - type: GitHubOrganization url: https://github.com/hiscox - type: LinkedIn url: https://www.linkedin.com/company/hiscox - type: GettingStarted name: Partner With Us - request access to the Quote and Buy APIs url: https://developer.hiscox.com/support - type: Blog url: https://www.hiscoxgroup.com/news/blog - type: Compliance name: Cyber Essentials Plus accreditation (UK Government backed scheme, annually retested) url: https://www.hiscoxgroup.com/news/blog/hiscox-gains-cyber-essentials-plus-accreditation - type: Authentication url: authentication/hiscox-authentication.yml - type: Conventions url: conventions/hiscox-conventions.yml - type: Sandbox name: SDBX - production-like sandbox, free to approved partners url: sandbox/hiscox-sandbox.yml - type: Lifecycle url: lifecycle/hiscox-lifecycle.yml - type: Conformance url: conformance/hiscox-conformance.yml - type: Packages url: packages/hiscox-packages.yml - type: LLMsTxt url: llms/hiscox-llms.txt maintainers: - FN: Kin Lane email: kin@apievangelist.com