specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: HitPay
providerId: hitpay
created: '2026-07-17'
modified: '2026-07-17'
reconciled: true
tags:
- Payments
- Fintech
- PayNow
- Southeast Asia
- SMB
- Plans
description: >-
  HitPay uses a pay-per-transaction model with no setup, subscription, or
  monthly fees on its core payment gateway - businesses only pay when a payment
  is successfully processed. Fees vary by payment method and by online vs.
  in-person (POS) acceptance. Rates below are HitPay Singapore (SGD) published
  rates for 2026; other markets (Malaysia, Philippines, etc.) and hardware
  terminals are priced separately.
notes: >-
  Foreign-currency card transactions incur an additional ~2% conversion fee.
  Rates change and vary by market and negotiated volume; verify on the HitPay
  pricing page before relying on these figures.
sources:
- https://www.hitpayapp.com/sg/pricing
- https://www.hitpayapp.com/sg/blog/hitpay-transaction-fee
- https://hitpay.zendesk.com/hc/en-us/articles/34511596146457-What-are-the-fees-for-PayNow-transactions
plans:
- id: hitpay-online-payments
  name: Online Payments (pay-per-transaction)
  type: usage
  description: >-
    Per-transaction fees for online / API-collected payments in Singapore (SGD).
    No monthly or setup fee.
  entries:
  - label: PayNow (online)
    name: paynow_online
    type: usage
    metric: transaction
    limit: -1
    timeFrame: transaction
    geo: SG
    unit: 1
    price: 0.65% + S$0.30 (approx; ~0.9% min S$0.20 on small transactions)
    userMultiplied: false
  - label: Domestic Cards
    name: card_domestic
    type: usage
    metric: transaction
    limit: -1
    timeFrame: transaction
    geo: SG
    unit: 1
    price: 2.8% + S$0.50
    userMultiplied: false
  - label: International Cards
    name: card_international
    type: usage
    metric: transaction
    limit: -1
    timeFrame: transaction
    geo: global
    unit: 1
    price: 3.65% + S$0.50 (+2% for foreign currency)
    userMultiplied: false
  - label: GrabPay
    name: grabpay
    type: usage
    metric: transaction
    limit: -1
    timeFrame: transaction
    geo: SG
    unit: 1
    price: 2.2%
    userMultiplied: false
  elements:
  - name: Payment Requests API
  - name: Recurring Billing API
  - name: PayNow
  - name: GrabPay
  - name: WeChat Pay
  - name: Alipay
  - name: ShopeePay
  - name: Atome
  - name: Cards
- id: hitpay-in-person
  name: In-Person / POS Payments
  type: usage
  description: >-
    Per-transaction fees for in-person point-of-sale acceptance in Singapore
    (SGD).
  entries:
  - label: PayNow (in-person)
    name: paynow_pos
    type: usage
    metric: transaction
    limit: -1
    timeFrame: transaction
    geo: SG
    unit: 1
    price: 0.4% (S$0.10 minimum)
    userMultiplied: false
  - label: Domestic Cards (in-person)
    name: card_domestic_pos
    type: usage
    metric: transaction
    limit: -1
    timeFrame: transaction
    geo: SG
    unit: 1
    price: 2.5% (S$0.20 minimum)
    userMultiplied: false
  - label: GrabPay (in-person)
    name: grabpay_pos
    type: usage
    metric: transaction
    limit: -1
    timeFrame: transaction
    geo: SG
    unit: 1
    price: 2.2%
    userMultiplied: false
  elements:
  - name: Point of Sale
  - name: Card Terminal
- id: hitpay-refunds
  name: Refunds
  type: usage
  description: >-
    No additional fee is charged to process a refund; however the original
    transaction fees are non-refundable.
  entries:
  - label: Refund processing
    name: refund
    type: flat
    metric: transaction
    limit: -1
    timeFrame: transaction
    geo: global
    unit: 1
    price: no additional fee (original transaction fee non-refundable)
    userMultiplied: false
  elements:
  - name: Refunds API
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com