# Hokodo

> Hokodo is a B2B payments and embedded trade-credit fintech. It lets merchants and B2B marketplaces offer digital trade accounts and Buy Now, Pay Later (30/60/90-day terms and instalments) at checkout, with Hokodo underwriting the credit risk, financing the invoice, and protecting against non-payment. The BNPL API exposes companies, customers, credit offers, orders and payment plans over a versioned REST interface at https://api.hokodo.co/v1/.

Note: This llms.txt was generated by the API Evangelist enrichment pipeline from the public Hokodo surface. Hokodo does not publish an llms.txt; the provider's own docs are the source of truth.

## API
- [Hokodo BNPL API base](https://api.hokodo.co/v1/): Live REST API base, versioned at /v1/. Auth via `Authorization: Token <api-key>`.
- [API Reference](https://docs.hokodo.co/): Hokodo documentation centre and API reference (docs host).
- [Sandbox console](https://sandbox.hokodo.co): Developer/sandbox login to obtain test keys and integrate against test data.

## Artifacts
- [Authentication profile](authentication/hokodo-authentication.yml): API-key (Token scheme) authentication model.
- [Conventions](conventions/hokodo-conventions.yml): Versioning, error envelope, environments.
- [Error envelope](errors/hokodo-problem-types.yml): Django REST Framework `{"detail": ...}` error shape.
- [Packages / SDKs](packages/hokodo-packages.yml): First-party JS SDK and Magento modules.
- [Sandbox](sandbox/hokodo-sandbox.yml): Test vs live environment separation.

## Docs
- [Website](https://www.hokodo.co/): Company site and product overview.
- [Resources / Blog](https://hokodo.co/resources): Articles and guides.
- [Buyer Help Centre](https://hokodo.freshdesk.com/en/support/home): Support for buyers.
- [Merchant FAQs](https://hokodo.co/merchants-faqs): Merchant onboarding questions.
- [Contact](https://hokodo.co/contact-us): Contact Hokodo.

## Legal
- [Terms & Conditions](https://static.hokodo.co/shared/hokodotermsandconditions.pdf)
- [Privacy Policy](https://static.hokodo.co/shared/hokodoprivacypolicy.pdf)
- [Cookie Policy](https://static.hokodo.co/shared/hokodocookiepolicy.pdf)