aid: holvi
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/holvi.png
name: Holvi
description: >-
  Holvi is a Finnish digital business-banking service for freelancers, founders and small
  businesses, founded in Helsinki in 2011 and operating as a regulated Authorised Payment
  Institution supervised by the Finnish Financial Supervisory Authority. It combines a
  business account with its own IBAN, a Holvi Business Mastercard, invoicing, expense
  tracking, VAT calculation and bookkeeping preparation in one dashboard, serving more than
  150,000 businesses across Europe with a focus on Finland, Germany and Austria. For
  developers, Holvi publishes a PSD2 API v2.0 for licensed Third Party Providers, exposing
  account information (AISP) and payment initiation (PISP, SEPA / SEPA Instant / SWIFT) with
  Strong Customer Authentication and optional Verification of Payee.
url: https://raw.githubusercontent.com/api-evangelist/holvi/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- seedcamp
- speedinvest
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Banking
- Fintech
- Payments
- Business Banking
- PSD2
- Open Banking
- SEPA
- Finland
apis:
- aid: holvi:holvi-account-information-api
  name: Holvi Account Information API
  description: AISP endpoints - read Holvi customer payment accounts and payments.
  humanURL: https://holvi.github.io/psd2-api/
  baseURL: https://api.psd2.holvi.com
  tags:
  - Account Information
  properties:
  - type: OpenAPI
    url: openapi/holvi-account-information-api-openapi.yml
  - type: Documentation
    url: https://holvi.github.io/psd2-api/
  - type: Authentication
    url: authentication/holvi-authentication.yml
- aid: holvi:holvi-consent-api
  name: Holvi Consent API
  description: PSU authentication and consent token exchange.
  humanURL: https://holvi.github.io/psd2-api/
  baseURL: https://api.psd2.holvi.com
  tags:
  - Consent
  properties:
  - type: OpenAPI
    url: openapi/holvi-consent-api-openapi.yml
  - type: Documentation
    url: https://holvi.github.io/psd2-api/
  - type: Authentication
    url: authentication/holvi-authentication.yml
- aid: holvi:holvi-payment-initiation-api
  name: Holvi Payment Initiation API
  description: PISP endpoints - initiate and confirm SEPA / SEPA Instant / SWIFT payments.
  humanURL: https://holvi.github.io/psd2-api/
  baseURL: https://api.psd2.holvi.com
  tags:
  - Payment Initiation
  properties:
  - type: OpenAPI
    url: openapi/holvi-payment-initiation-api-openapi.yml
  - type: Documentation
    url: https://holvi.github.io/psd2-api/
  - type: Authentication
    url: authentication/holvi-authentication.yml
- aid: holvi:holvi-third-party-provider-api
  name: Holvi Third Party Provider API
  description: TPP certificate lifecycle.
  humanURL: https://holvi.github.io/psd2-api/
  baseURL: https://api.psd2.holvi.com
  tags:
  - Third Party Provider
  properties:
  - type: OpenAPI
    url: openapi/holvi-third-party-provider-api-openapi.yml
  - type: Documentation
    url: https://holvi.github.io/psd2-api/
  - type: Authentication
    url: authentication/holvi-authentication.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: AgenticAccess
  url: agentic-access/holvi-agentic-access.yml
- type: Authentication
  url: authentication/holvi-authentication.yml
- type: DomainSecurity
  url: security/holvi-domain-security.yml
- type: OpenAPI
  url: openapi/holvi-psd2-openapi.yml
- type: Conventions
  url: conventions/holvi-conventions.yml
- type: ErrorCatalog
  url: errors/holvi-problem-types.yml
- type: Lifecycle
  url: lifecycle/holvi-lifecycle.yml
- type: Conformance
  url: conformance/holvi-conformance.yml
- type: WellKnown
  url: well-known/holvi-well-known.yml
- type: MCPServer
  url: mcp/holvi-mcp.yml
- type: DataModel
  url: data-model/holvi-data-model.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/holvi-llms.txt
- type: Website
  url: https://www.holvi.com/
- type: DeveloperPortal
  url: https://holvi-developer.zendesk.com/hc/en-gb
- type: Documentation
  url: https://holvi.github.io/psd2-api/
- type: APIReference
  url: https://holvi.github.io/psd2-api/
- type: GettingStarted
  url: https://holvi.github.io/psd2-api/initial_steps/index.html
- type: ChangeLog
  url: https://holvi.github.io/psd2-api/changelog.html
- type: Support
  url: https://support.holvi.com/hc/en-gb
- type: Blog
  url: https://blog.holvi.com/
- type: GitHubOrganization
  url: https://github.com/holvi
- type: Pricing
  url: https://www.holvi.com/pricing/
- type: SignUp
  url: https://login.app.holvi.com/register
- type: Login
  url: https://login.app.holvi.com/
- type: TermsOfService
  url: https://support.holvi.com/hc/en-gb/articles/33569262656402-Terms-of-Service
- type: PrivacyPolicy
  url: https://support.holvi.com/hc/en-gb/articles/29831985498258-Privacy-Notice
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence