aid: honey-insurance
url: https://raw.githubusercontent.com/api-evangelist/honey-insurance/refs/heads/main/apis.yml
name: Honey Insurance
kind: company
description: >-
  Honey Insurance is an Australian direct-to-consumer insurtech selling smart
  home, contents, renters and landlord insurance, founded by Richard Joffe and
  headquartered in Sydney. Honey Insurance Pty Ltd (ABN 52 643 672 628, AFSL
  528244) distributes and administers the policies, which are underwritten by
  RACQ Insurance Limited (ABN 50 009 704 152, AFSL 233082), an APRA-authorised
  general insurer. Its differentiator is a bundle of free smart-home sensors
  supplied at policy inception in exchange for a recurring premium discount, a
  three-minute online quote-and-bind funnel, and a heavy prevention rather than
  indemnity pitch. It sells personal lines only and distributes through its own
  website plus embedded partnerships with mortgage aggregators, home builders
  and real-estate groups (Finsure, Metricon, McGrath, BGC, Specialist Finance
  Group, Bank of Queensland, AGL, RACQ). Its API posture is closed: Honey
  publishes no public developer portal, no API reference, no OpenAPI or Swagger
  definition, no Postman collection, no GraphQL surface and no webhook or event
  catalogue. Probes of developer, developers, docs, /developers, /api,
  /developer, /partners and /integrations all return NXDOMAIN or HTTP 404, and
  the sitemap contains no developer, API or partner-portal page at all. A real
  backend host exists at api.honeyinsurance.com, but it is a private AWS API
  Gateway that answers every path with HTTP 403 {"message":"Forbidden"}; it
  serves Honey's own quote funnel and account app and is not documented for
  third parties. The only publicly reachable standards-based surface is an
  Auth0 custom-domain tenant at auth.honeyinsurance.com serving anonymous
  OpenID Connect discovery for consumer account sign-in — not developer API
  credentials. Quote, bind, issue and FNOL all exist only as consumer web and
  telephone journeys. No ACORD, AL3, ACORD XML or NGDS reference appears
  anywhere on the site, which is consistent with an Australian personal-lines
  carrier operating outside the ACORD agency-download world and with a home
  market where the Consumer Data Right was designated for general insurance and
  then deferred, leaving no forcing function for open insurance APIs.
image: https://www.honeyinsurance.com/images/honey-banner.png
tags:
- Insurance
- Australia
- Insurtech
- Home Insurance
- Property and Casualty
- Personal Lines
- Direct to Consumer
- Embedded Insurance
- Smart Home
- Claims
- Underwriting
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/honey-insurance-domain-security.yml
- type: Website
  url: https://www.honeyinsurance.com/
- type: About
  url: https://www.honeyinsurance.com/about-us/
- type: Blog
  url: https://www.honeyinsurance.com/blog/
- type: Newsroom
  url: https://www.honeyinsurance.com/media-centre/newsroom/
- type: Support
  url: https://www.honeyinsurance.com/honey-help/
- type: FAQ
  url: https://www.honeyinsurance.com/faq/
- type: Vocabulary
  url: https://www.honeyinsurance.com/glossary/
- type: Login
  url: https://www.honeyinsurance.com/my-account
- type: TermsOfService
  url: https://www.honeyinsurance.com/terms/
- type: PrivacyPolicy
  url: https://www.honeyinsurance.com/privacy/
- type: SignUp
  url: https://www.honeyinsurance.com/get-a-quote/start
- type: Careers
  url: https://www.honeyinsurance.com/join-the-team/
- type: BrandKit
  url: https://www.honeyinsurance.com/media-centre/brand-assets/
- type: Press
  url: https://www.honeyinsurance.com/media-centre/
- type: WellKnown
  url: well-known/honey-insurance-well-known.yml
- type: OpenIDConnect
  url: https://auth.honeyinsurance.com/.well-known/openid-configuration
- type: Authentication
  url: authentication/honey-insurance-authentication.yml
- type: OAuthScopes
  url: scopes/honey-insurance-scopes.yml
- type: Conformance
  url: conformance/honey-insurance-conformance.yml
- type: Lifecycle
  url: lifecycle/honey-insurance-lifecycle.yml
- type: Packages
  url: packages/honey-insurance-packages.yml
- type: LLMsTxt
  url: llms/honey-insurance-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com