aid: howden-group
url: https://raw.githubusercontent.com/api-evangelist/howden-group/refs/heads/main/apis.yml
name: Howden Group
kind: company
description: >-
  Howden Group Holdings is a London-headquartered, employee-owned international
  insurance intermediary founded in 1994, operating across retail insurance
  broking (Howden), specialty and reinsurance broking (Howden Re / Howden
  Specialty), and managing general agency underwriting (DUAL). Its home market
  is the United Kingdom and the Lloyd's of London subscription market, with
  lines of business spanning property and casualty, specialty, credit and
  political risk, marine, cyber, employee benefits, and reinsurance. Howden's
  API posture is partner-gated and honestly recorded as such: no developer
  subdomain resolves (developer/developers/docs/api.howdengroup.com all fail
  DNS) and no /developers, /api or /partners path exists on howdengroup.com.
  What Howden does operate is real but private broker-to-carrier integration —
  HowdenCAP's Tepfin X structured credit placement application holds direct
  bilateral APIs with insurers (Allianz Trade, AXA XL, Mosaic), and in July 2025
  Howden went live with ACORD GRLC digital accounting and invoicing standards
  over ACORD Solutions Group's ADEPT gateway with retail insurer partner Hiscox.
  None of that surface is self-serve, documented publicly, or accompanied by a
  downloadable OpenAPI definition. The only public web surfaces are marketing
  pages and login walls. Howden does publish two real machine-readable web
  artifacts — an RFC 9116 security.txt at www.howdengroup.com naming
  security@howdengrp.com, and an llms.txt overview blurb mirrored across the
  Howden Re and DUAL brands — plus a robots.txt Content-Signal directive
  permitting AI training, search and AI input use of its public content.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- United Kingdom
- Broker
- Insurance Broking
- Reinsurance
- Specialty Insurance
- Managing General Agent
- Employee Benefits
- Credit Insurance
- London Market
- ACORD
- Partner Gated
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis: []
common:
- type: Website
  url: https://www.howdengroup.com/uk-en
- type: About
  url: https://www.howdengroup.com/uk-en/about-us
- type: Portal
  url: https://parentportal.howdengroup.com/
- type: LinkedIn
  url: https://www.linkedin.com/company/howden-broking-insurance
- type: Blog
  url: https://www.howdengroup.com/uk-en/news-insights
- type: Support
  url: https://www.howdengroup.com/uk-en/contact-us
- type: TermsOfService
  url: https://www.howdengroup.com/howden-terms-and-conditions
- type: PrivacyPolicy
  url: https://www.howdengroup.com/howden-privacy-data-protection-policy
- type: CookiePolicy
  url: https://www.howdengroup.com/cookie-policy
- type: Complaints
  url: https://www.howdengroup.com/complaints-procedure
- type: Careers
  url: https://www.howdengroup.com/uk-en/careers
- type: Security
  url: https://www.howdengroup.com/.well-known/security.txt
- type: SecurityTxt
  url: well-known/howden-group-security.txt
- type: WellKnown
  url: well-known/howden-group-well-known.yml
- type: ContentSignal
  url: well-known/howden-group-robots.txt
- type: LLMsTxt
  url: llms/howden-group-llms.txt
- type: Conformance
  url: conformance/howden-group-conformance.yml
- type: VulnerabilityDisclosure
  url: security/howden-group-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/howden-group-domain-security.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com