generated: '2026-07-20'
method: searched
source: https://www.humebank.com.au/about-hume-bank/customer-resources/open-banking-products-api
docs: https://www.humebank.com.au/about-hume-bank/customer-resources/open-banking-products-api
summary:
  types: [none]
  api_key_in: []
  oauth2_flows: []
  note: >-
    The Product Reference Data (PRD) endpoints of the Australian Consumer Data
    Right are public and unauthenticated by design. No API key, OAuth token, or
    client registration is required to call GET /banking/products or
    GET /banking/products/{productId}. Callers MUST send the mandatory x-v
    request header (API version) per the Consumer Data Standards.
schemes: []
notes:
  - The broader CDR consumer-data flows (accounts, transactions) that Hume Bank
    operates as a data holder DO require OAuth2 / OIDC (FAPI) and accreditation
    with the ACCC as an Accredited Data Recipient; those flows are not part of
    this public PRD spec and are gated through the CDR Register.
  - Public PRD access is rate-managed and unauthenticated; see conventions/ for
    the required version-negotiation headers.