specification: API Commons Plans
specificationVersion: '0.1'
schema: https://raw.githubusercontent.com/api-evangelist/interface-research/main/schema/api-commons.yml#/$defs/Plans
provider: HyperPay
providerId: hyperpay
created: '2026-07-17'
modified: '2026-07-17'
reconciled: false
tags:
- Payments
- Payment Gateway
- Fintech
- MENA
- Saudi Arabia
- Plans
description: >-
  HyperPay does not publish a public self-service price list; pricing is
  quote-based and set during merchant onboarding, and typically pairs a
  gateway/setup fee and monthly fee with per-transaction fees that vary by
  payment method (cards vs. the domestic mada scheme). A separate acquiring
  bank merchant account (e.g. with a Saudi bank) is required and may add its
  own fees. The figures below are representative amounts reported by
  third-party Saudi payment-gateway market comparisons (2025-2026), NOT
  official published HyperPay rates - confirm current terms with a HyperPay
  account manager.
notes: >-
  All SAR figures are third-party market estimates, not first-party published
  prices. HyperPay's own site markets features and directs merchants to a sales
  contact for pricing. reconciled:false until confirmed against an official
  HyperPay quote.
sources:
- https://www.hyperpay.com/
- https://www.hyperpay.com/contact-us/
- https://gulfsaasreview.com/article/payment-gateway-fees-saudi-arabia-2026
- https://raghdan.sa/en/news/payment-gateways-in-saudi-arabia-guide-2025-requirements-fees-registration-steps-and-comprehensive-comparison/
plans:
- id: hyperpay-standard-merchant
  name: Standard Merchant (quote-based)
  type: subscription
  currency: SAR
  description: >-
    Gateway onboarding with a setup fee plus a recurring monthly gateway fee,
    combined with per-transaction fees that differ by payment method. Amounts
    are third-party-reported estimates.
  entries:
  - label: Setup / onboarding fee
    name: setup_fee
    type: flat
    metric: account
    limit: 1
    timeFrame: once
    geo: SA
    unit: 1
    price: ~1,500 SAR (third-party estimate)
    userMultiplied: false
  - label: Monthly gateway fee
    name: monthly_fee
    type: flat
    metric: account
    limit: -1
    timeFrame: month
    geo: SA
    unit: 1
    price: ~250 SAR/month (third-party estimate)
    userMultiplied: false
  - label: Card transactions (VISA / MASTER / AMEX)
    name: card_txn_fee
    type: usage
    metric: transactions
    limit: -1
    timeFrame: month
    geo: SA
    unit: 1
    price: ~2.75% + 1 SAR per transaction (third-party estimate)
    userMultiplied: false
  - label: mada (Saudi domestic debit scheme) transactions
    name: mada_txn_fee
    type: usage
    metric: transactions
    limit: -1
    timeFrame: month
    geo: SA
    unit: 1
    price: ~1.5% + 1 SAR per transaction (third-party estimate)
    userMultiplied: false
  elements:
  - name: COPYandPAY Widget
  - name: Server-to-Server API
  - name: Registration Tokens
  - name: mada
  - name: Apple Pay
  - name: STC Pay
- id: hyperpay-enterprise
  name: Enterprise (negotiated)
  type: enterprise
  currency: SAR
  description: >-
    Volume merchants negotiate blended per-transaction rates and fees based on
    GMV, settlement terms, and product mix (including HyperSplit payouts and
    HyperBill invoicing). Contact HyperPay sales.
  entries:
  - label: Negotiated agreement
    name: enterprise
    type: flat
    metric: contract
    limit: -1
    timeFrame: year
    geo: SA
    unit: 1
    price: contact sales
    userMultiplied: false
  elements:
  - name: Volume Pricing
  - name: HyperSplit
  - name: HyperBill
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com