aid: ibanfirst
name: iBanFirst
description: >-
  iBanFirst is a Brussels-headquartered cross-border payment and foreign-exchange platform for
  businesses, licensed as a payment institution by the National Bank of Belgium (company number
  0849.872.824) and operating across Belgium, France, the Netherlands, Germany, Spain, Romania,
  Bulgaria, Italy, Hungary and the United Kingdom. It provides multi-currency "augmented currency
  accounts" with dedicated IBANs, SWIFT and SEPA payments with payment tracking, spot FX in 30+
  currencies, and fixed forward payment contracts for currency-risk hedging. Its developer surface
  is a public REST API (iBanFirst API 1.6.0, 38 operations over accounts, financial movements,
  beneficiaries, payments, spot trades, fixed forwards, documents and webhook subscriptions),
  X-WSSE token authentication, HMAC-SHA256-signed webhooks for payment and trade events, a
  separate eIDAS/QWAC-gated PSD2 XS2A API for AIS and PIS third-party providers, and a hosted
  first-party remote MCP server that gives agents read access to treasury data.
image: https://ibanfirst.com/_next/static/media/iban-og-image.1rlnmbejef6_m.jpg
url: https://raw.githubusercontent.com/api-evangelist/ibanfirst/refs/heads/main/apis.yml
x-type: company
x-source: serena-portfolio
specificationVersion: '0.23'
created: '2026-08-17'
modified: '2026-08-17'
tags:
  - Company
  - Fintech Insurtech
  - Cross-Border Payments
  - Foreign Exchange
  - B2B Payments
  - Treasury
  - multi-currency-accounts
  - Swift
  - SEPA
  - PSD2
  - Open Banking
  - currency-risk-management
  - Webhook
  - MCP
  - Belgium
  - Europe
tags_raw:
  - Company
  - Fintech Insurtech
  - cross-border-payments
  - foreign-exchange
  - b2b-payments
  - treasury
  - multi-currency-accounts
  - swift
  - sepa
  - psd2
  - open-banking
  - currency-risk-management
  - webhooks
  - mcp
  - belgium
  - europe
apis:
  - name: iBanFirst API
    description: >-
      REST API for automated cross-border payments and currency exchange: manage multi-currency
      accounts (wallets) and their IBANs, read balances and financial movements, create and delete
      beneficiaries with payee verification, price and initiate payments (with speed and priority
      options and proof-of-transaction upload), request spot FX quotes and book spot trades, quote
      and book fixed forward payment contracts, pull account documents and RIBs, and manage
      HMAC-signed webhook subscriptions for payment and trade events. Authentication is a
      per-request X-WSSE UsernameToken digest; credentials are issued by iBanFirst support.
    humanURL: https://docs.ibanfirst.com/api/clientapi
    baseURL: https://api.ibanfirst.com/api
    tags:
      - Cross-Border Payments
      - Foreign Exchange
      - B2B Payments
      - Treasury
      - multi-currency-accounts
      - Swift
      - SEPA
      - Webhook
    tags_raw:
      - cross-border-payments
      - foreign-exchange
      - b2b-payments
      - treasury
      - multi-currency-accounts
      - swift
      - sepa
      - webhooks
    properties:
      - type: OpenAPI
        url: openapi/ibanfirst-clientapi-openapi.yml
      - type: Documentation
        url: https://docs.ibanfirst.com/
      - type: APIReference
        url: https://docs.ibanfirst.com/api/clientapi
      - type: GettingStarted
        url: https://docs.ibanfirst.com/guides/quickstart
      - type: Postman
        url: https://www.postman.com/productibf/ibanfirst-rest-api-workspace/collection/d24hl8d/ibanfirst-rest-api
      - type: Authentication
        url: authentication/ibanfirst-authentication.yml
      - type: Conventions
        url: conventions/ibanfirst-conventions.yml
      - type: ErrorCatalog
        url: errors/ibanfirst-problem-types.yml
      - type: DataModel
        url: data-model/ibanfirst-data-model.yml
      - type: Webhooks
        url: asyncapi/ibanfirst-webhooks.yml
      - type: Sandbox
        url: sandbox/ibanfirst-sandbox.yml
      - type: Overlay
        url: overlays/ibanfirst-clientapi-overlay.yaml
      - type: Glossary
        url: https://docs.ibanfirst.com/glossary
  - name: iBanFirst MCP Connector
    description: >-
      First-party hosted remote MCP server, launched with API 1.7.0 on 2026-06-05, exposing 16
      read tools over wallets, balances, financial movements, payments, live FX rates, spot trades,
      fixed forwards and beneficiaries. Documented as a Claude.ai / Claude Desktop custom
      connector; authentication is OAuth 2.0 with dynamic client registration (RFC 8414 + RFC 9728
      metadata served at the endpoint). tools/list is OAuth-gated. No write tools are exposed.
    humanURL: https://docs.ibanfirst.com/guides/mcp-connector
    baseURL: https://mcp.ibanfirst.com/mcp
    tags:
      - MCP
      - agent-native
      - Treasury
      - Foreign Exchange
      - Cross-Border Payments
    tags_raw:
      - mcp
      - agent-native
      - treasury
      - foreign-exchange
      - cross-border-payments
    properties:
      - type: MCPServer
        url: mcp/ibanfirst-mcp.yml
      - type: MCPServer
        url: https://mcp.ibanfirst.com/mcp
      - type: ToolCrosswalk
        url: mcp/ibanfirst-tool-crosswalk.yml
      - type: Documentation
        url: https://docs.ibanfirst.com/guides/mcp-connector
      - type: Authentication
        url: authentication/ibanfirst-authentication.yml
  - name: iBanFirst PSD2 XS2A API
    description: >-
      PSD2 access-to-account API for registered third-party providers, covering account
      information services (AIS), payment initiation services (PIS) and strong customer
      authentication. A sandbox is published for TPP development and testing. Access requires a
      qualified eIDAS QWAC certificate; onboarding is by request to open-api@ibanfirst.com. The
      sandbox host terminates anonymous TLS handshakes, so no machine-readable specification for
      this API could be retrieved without a client certificate.
    humanURL: https://ibanfirst.com/psd2-api
    baseURL: https://open-api-sdbx.ibanfirst.com/Banking/API
    tags:
      - PSD2
      - Open Banking
      - Account Information
      - Payment Initiation
      - Regulatory
    tags_raw:
      - psd2
      - open-banking
      - account-information
      - payment-initiation
      - regulatory
    properties:
      - type: Documentation
        url: https://ibanfirst.com/psd2-api
      - type: Compliance
        url: https://ibanfirst.com/psd2-api
      - type: Support
        url: mailto:open-api@ibanfirst.com
common:
  - type: Website
    url: https://www.ibanfirst.com/
  - type: DeveloperPortal
    url: https://docs.ibanfirst.com/
  - type: Documentation
    url: https://docs.ibanfirst.com/
  - type: APIReference
    url: https://docs.ibanfirst.com/api/clientapi
  - type: GettingStarted
    url: https://docs.ibanfirst.com/guides/quickstart
  - type: Support
    url: https://support.ibanfirst.com/en/
  - type: Blog
    url: https://blog.ibanfirst.com/en
  - type: GitHubOrganization
    url: https://github.com/iBanFirst
  - type: Pricing
    url: https://ibanfirst.com/fees
  - type: SignUp
    url: https://info.ibanfirst.com/en/request-an-account
  - type: Login
    url: https://platform.ibanfirst.com/login?lang=en
  - type: TermsOfService
    url: https://ibanfirst.com/terms
  - type: PrivacyPolicy
    url: https://ibanfirst.com/privacy-policy
  - type: Postman
    url: https://www.postman.com/productibf/ibanfirst-rest-api-workspace/collection/d24hl8d/ibanfirst-rest-api
  - type: ChangeLog
    url: https://docs.ibanfirst.com/changelog
  - type: ChangeLog
    url: changelog/ibanfirst-changelog.yml
  - type: LLMsTxt
    url: llms/ibanfirst-llms.txt
  - type: LLMsTxt
    url: https://www.ibanfirst.com/llms.txt
  - type: WellKnown
    url: well-known/ibanfirst-well-known.yml
  - type: SecurityTxt
    url: well-known/ibanfirst-security.txt
  - type: Security
    url: https://ibanfirst.com/security-policy.html
  - type: VulnerabilityDisclosure
    url: security/ibanfirst-vulnerability-disclosure.yml
  - type: DomainSecurity
    url: security/ibanfirst-domain-security.yml
  - type: Authentication
    url: authentication/ibanfirst-authentication.yml
  - type: Conventions
    url: conventions/ibanfirst-conventions.yml
  - type: Conformance
    url: conformance/ibanfirst-conformance.yml
  - type: Compliance
    url: https://ibanfirst.com/psd2-api
  - type: ErrorCatalog
    url: errors/ibanfirst-problem-types.yml
  - type: Lifecycle
    url: lifecycle/ibanfirst-lifecycle.yml
  - type: DataModel
    url: data-model/ibanfirst-data-model.yml
  - type: Webhooks
    url: asyncapi/ibanfirst-webhooks.yml
  - type: Sandbox
    url: sandbox/ibanfirst-sandbox.yml
  - type: Packages
    url: packages/ibanfirst-packages.yml
  - type: Plans
    url: plans/ibanfirst-plans-pricing.yml
  - type: RateLimits
    url: rate-limits/ibanfirst-rate-limits.yml
  - type: AgentSkill
    url: skills/_index.yml
  - type: MCPServer
    url: mcp/ibanfirst-mcp.yml
  - type: Overlay
    url: overlays/ibanfirst-clientapi-overlay.yaml
maintainers:
  - FN: Kin Lane
    email: kin@apievangelist.com
  - FN: APIs.json
    email: info@apis.io
x-enrichment:
  date: '2026-08-17'
  status: enriched
  artifacts_added: 30
  pass: local-v1
x-coverage:
  state: covered
  checked: '2026-08-17'