# Integrated Finance Documentation

> Integrated Finance API lets you connect to banks, fintechs and much more.

## Guides
- [Platform Overview](https://developer.integrated.finance/docs/platform-overview.md): Integrated Finance Platform, explained.
- [API Overview](https://developer.integrated.finance/docs/api-overview.md): Globally applied rules.
- [Getting Started](https://developer.integrated.finance/docs/getting-started.md): Let's kick this off.
- [Authentication](https://developer.integrated.finance/docs/authentication.md): Let's keep this secure.
- [Idempotency Support](https://developer.integrated.finance/docs/idempotency-support.md)
- [Changes to the API](https://developer.integrated.finance/docs/changes-to-the-api.md): It is not the strongest that survive, nor the most intelligent, but the one most responsive to change.
- [Webhooks Overview](https://developer.integrated.finance/docs/webhook-overview.md): Webhook Authentication and Webhook Retry Mechanism
- [Owner of Entities](https://developer.integrated.finance/docs/owner-of-entites.md): How <<integrated-finance-short>> platform separates the data that belongs to you and your clients
- [Service Provider Integrations](https://developer.integrated.finance/docs/service-provider-integrations.md)
- [Connection Objects](https://developer.integrated.finance/docs/connection-objects.md)
- [Custom Attributes](https://developer.integrated.finance/docs/custom-attributes.md)
- [Service Provider Account Models](https://developer.integrated.finance/docs/service-provider-account-models.md)
- [Virtual Client Accounts](https://developer.integrated.finance/docs/virtual-client-accounts.md)
- [Real Client Accounts](https://developer.integrated.finance/docs/real-client-accounts.md)
- [Shared Pool Account](https://developer.integrated.finance/docs/shared-pool-account.md)
- [Fund Collection Automation](https://developer.integrated.finance/docs/collection-methods.md)
- [Flow of Funds](https://developer.integrated.finance/docs/flow-of-funds.md)
- [Virtual Client Accounts](https://developer.integrated.finance/docs/virtual-client-accounts-flow.md)
- [Real Client Accounts - Virtualized](https://developer.integrated.finance/docs/real-client-accounts-flow-virtualized.md)
- [Real Client Accounts - Not Virtualized](https://developer.integrated.finance/docs/real-client-accounts-flow-not-virtualized.md)
- [Shared Pool Account](https://developer.integrated.finance/docs/shared-pool-account-flow.md)
- [Clients](https://developer.integrated.finance/docs/clients.md)
- [Users](https://developer.integrated.finance/docs/users.md)
- [Accounts](https://developer.integrated.finance/docs/accounts.md)
- [Client Accounts](https://developer.integrated.finance/docs/client-accounts.md)
- [Bank Accounts](https://developer.integrated.finance/docs/bank-accounts.md)
- [Transaction Accounts](https://developer.integrated.finance/docs/transaction-accounts.md)
- [Enrollment Services](https://developer.integrated.finance/docs/enrollment-services.md)
- [Cards](https://developer.integrated.finance/docs/cards.md): Build card programmes that scale. Whether virtual or physical, our APIs offer streamlined access to card issuing and processing, providing flexibility and convenience for your business and customers.
- [Card Lifecycle](https://developer.integrated.finance/docs/card-lifecycle.md)
- [Card Transaction Authentications (3DS)](https://developer.integrated.finance/docs/card-transaction-authentications-3ds.md)
- [Card Transactions](https://developer.integrated.finance/docs/card-transactions.md)
- [MeaWallet SDK OTP Generation](https://developer.integrated.finance/docs/meawallet-sdk.md)
- [Incoming Transfers](https://developer.integrated.finance/docs/incoming-transfers.md)
- [Return Incoming Transfer](https://developer.integrated.finance/docs/return-incoming-transfer.md)
- [Beneficiary Verifications](https://developer.integrated.finance/docs/beneficiary-verifications.md)
- [Beneficiaries](https://developer.integrated.finance/docs/beneficiaries.md)
- [Beneficiary Bank Accounts](https://developer.integrated.finance/docs/beneficiary-bank-accounts.md)
- [Outgoing Transfers](https://developer.integrated.finance/docs/outgoing-transfer.md)
- [Exchanges](https://developer.integrated.finance/docs/exchanges.md)
- [Generic Transactions](https://developer.integrated.finance/docs/generic-transactions.md)
- [Open Banking Consents](https://developer.integrated.finance/docs/open-banking-consent.md)
- [Webhooks](https://developer.integrated.finance/docs/webhooks.md)

## API Reference
- [List Clients](https://developer.integrated.finance/reference/clientslist.md)
- [Create a Client](https://developer.integrated.finance/reference/clientscreate-1.md)
- [Get a Client](https://developer.integrated.finance/reference/clientsget.md)
- [Update a Client](https://developer.integrated.finance/reference/clientsupdate-1.md)
- [List Client Relations](https://developer.integrated.finance/reference/client-relationslist.md)
- [Create a Client Relation](https://developer.integrated.finance/reference/client-relationscreate.md)
- [Get a Client Relation](https://developer.integrated.finance/reference/client-relationsget.md)
- [Delete a Client Relation](https://developer.integrated.finance/reference/client-relationsdelete.md)
- [Update a Client Relation](https://developer.integrated.finance/reference/client-relationsupdate.md)
- [List User Client Relations](https://developer.integrated.finance/reference/user-client-relationslist.md)
- [Create a User Client Relation](https://developer.integrated.finance/reference/user-client-relationscreate.md)
- [Get a User Client Relation](https://developer.integrated.finance/reference/user-client-relationsget.md)
- [Update a User Client Relation](https://developer.integrated.finance/reference/user-client-relationsupdate.md)
- [List Users](https://developer.integrated.finance/reference/userslist.md)
- [Create a User](https://developer.integrated.finance/reference/userscreate.md)
- [Get a User](https://developer.integrated.finance/reference/usersget.md)
- [Update a User](https://developer.integrated.finance/reference/usersupdate.md)
- [List User Invitations](https://developer.integrated.finance/reference/userslist_1.md)
- [Get a User Invitation](https://developer.integrated.finance/reference/user-invitationsget.md)
- [Update a User Invitation](https://developer.integrated.finance/reference/user-invitationsupdate.md)
- [List Accounts](https://developer.integrated.finance/reference/accountslist.md)
- [Create an Account](https://developer.integrated.finance/reference/accountscreate.md)
- [Get Deposit Information of an Account](https://developer.integrated.finance/reference/accountsdeposit-informationget.md)
- [Get an Account](https://developer.integrated.finance/reference/accountsget.md)
- [Update an Account](https://developer.integrated.finance/reference/accountsupdate.md)
- [Create an Account Balance Adjustment](https://developer.integrated.finance/reference/accountsbalance-adjustmentscreate.md): Deprecated, please refer to Generic Transactions
- [List Statement of an Account](https://developer.integrated.finance/reference/accountsstatementlist.md)
- [List Bank Account Enrollments](https://developer.integrated.finance/reference/bank-account-enrollmentlist-1.md)
- [Update a Bank Account Enrollment](https://developer.integrated.finance/reference/accountsenrollmentsupdate-1.md)
- [Get a Bank Account Enrollment](https://developer.integrated.finance/reference/querysingle-1.md)
- [List Bank Accounts](https://developer.integrated.finance/reference/bank-accountslist-1.md)
- [Create a Bank Account](https://developer.integrated.finance/reference/bank-accountscreate.md)
- [Get a Bank Account](https://developer.integrated.finance/reference/bank-accountsget-1.md)
- [Update a Bank Account](https://developer.integrated.finance/reference/bank-accountsupdate.md)
- [List Transaction Accounts](https://developer.integrated.finance/reference/transaction-accountslist-1.md)
- [Create a Transaction Account](https://developer.integrated.finance/reference/transaction-accountscreate.md)
- [Get a Transaction Account](https://developer.integrated.finance/reference/transaction-accountsget-1.md)
- [Update a Transaction Account](https://developer.integrated.finance/reference/transaction-accountsupdate.md)
- [List Transaction Account Statements](https://developer.integrated.finance/reference/transaction-accountsstatementslist-1.md)
- [Create an Exchange Quote](https://developer.integrated.finance/reference/exchangesquotecreate.md)
- [Refresh an Exchange Quote](https://developer.integrated.finance/reference/exchangesquoterefresh.md)
- [List Exchange Transactions](https://developer.integrated.finance/reference/exchangestransactionlist.md)
- [Create an Exchange Transaction](https://developer.integrated.finance/reference/exchangestransactioncreate.md)
- [Get an Exchange Transaction](https://developer.integrated.finance/reference/exchangestransactionget.md)
- [Update an Exchange Transaction](https://developer.integrated.finance/reference/exchangestransactionupdate.md)
- [List Incoming Transfers](https://developer.integrated.finance/reference/incoming-transferslist.md)
- [Get an Incoming Transfer](https://developer.integrated.finance/reference/incoming-transfersget.md)
- [Update an Incoming Transfer](https://developer.integrated.finance/reference/incoming-transfersupdate.md)
- [Get Compliance Check of an Incoming Transfer](https://developer.integrated.finance/reference/incoming-transferscompliance-checkget.md)
- [Update Compliance Check of an Incoming Transfer](https://developer.integrated.finance/reference/incoming-transferscompliance-checkupdate.md)
- [List Provisioned Account Credits](https://developer.integrated.finance/reference/provisioned-account-creditlist.md)
- [Create a Provisioned Account Credit](https://developer.integrated.finance/reference/provisioned-account-creditcreate.md)
- [Get a Provisioned Account Credit](https://developer.integrated.finance/reference/provisioned-account-creditget.md)
- [Get Beneficiary Bank Account Metadata](https://developer.integrated.finance/reference/beneficiariesbankaccountsrequirementsget.md)
- [List Beneficiary Bank Accounts](https://developer.integrated.finance/reference/beneficiariesbankaccountslist.md)
- [Create a Beneficiary Bank Account](https://developer.integrated.finance/reference/beneficiariesbankaccountscreate.md)
- [Get a Beneficiary Bank Account](https://developer.integrated.finance/reference/beneficiariesbankaccountsget.md)
- [Update a Beneficiary Bank Account](https://developer.integrated.finance/reference/beneficiariesbankaccountsupdate.md)
- [List Beneficiaries](https://developer.integrated.finance/reference/beneficiarieslist.md)
- [Create a Beneficiary](https://developer.integrated.finance/reference/beneficiariescreate.md)
- [Get a Beneficiary](https://developer.integrated.finance/reference/beneficiariesget.md)
- [Update a Beneficiary](https://developer.integrated.finance/reference/beneficiariesupdate.md)
- [Verify Beneficiary](https://developer.integrated.finance/reference/beneficiary-verificationscreate.md)
- [Get Date Metadata](https://developer.integrated.finance/reference/outgoing-transfersdate-metadataget.md)
- [Get Transfer Date Metadata](https://developer.integrated.finance/reference/outgoing-transfersdate-metadataget_1.md)
- [List Outgoing Transfers](https://developer.integrated.finance/reference/outgoing-transferslist.md)
- [Create an Outgoing Transfer](https://developer.integrated.finance/reference/outgoing-transferscreate.md)
- [Get an Outgoing Transfer](https://developer.integrated.finance/reference/outgoing-transfersget.md)
- [Update an Outgoing Transfer](https://developer.integrated.finance/reference/outgoing-transfersupdate.md)
- [Get Compliance Check of an Outgoing Transfer](https://developer.integrated.finance/reference/outgoing-transferscompliance-checkget.md)
- [Update Compliance Check of an Outgoing Transfer](https://developer.integrated.finance/reference/outgoing-transferscompliance-checkupdate.md)
- [List Generic Transactions](https://developer.integrated.finance/reference/generic-transactionslist.md)
- [Create a Generic Transaction](https://developer.integrated.finance/reference/generic-transactionscreate.md)
- [Get a Generic Transaction](https://developer.integrated.finance/reference/generic-transactionsget.md)
- [Update a Generic Transaction](https://developer.integrated.finance/reference/generic-transactionsupdate.md)
- [List Linked Accounts](https://developer.integrated.finance/reference/cardslinkedaccountlist.md)
- [Add linked account to card](https://developer.integrated.finance/reference/cardslinkedaccountadd.md)
- [List Cards](https://developer.integrated.finance/reference/cardslist.md)
- [Create a card](https://developer.integrated.finance/reference/cardscreate.md)
- [Create a Card OTP](https://developer.integrated.finance/reference/cardsotpcreate.md)
- [Get a Card](https://developer.integrated.finance/reference/cardsget.md)
- [Update a card](https://developer.integrated.finance/reference/cardsupdate.md)
- [Remove linked account of a card](https://developer.integrated.finance/reference/cardslinkedaccountremove.md)
- [List Card Transaction Authentications](https://developer.integrated.finance/reference/card-transaction-authenticationslist.md)
- [Get a Card Transaction Authentication](https://developer.integrated.finance/reference/card-transaction-authenticationsget.md)
- [Update a Card Transaction Authentication](https://developer.integrated.finance/reference/card-transaction-authenticationsupdate.md)
- [List Card Transactions](https://developer.integrated.finance/reference/card-transactionslist.md)
- [Get a Card Transaction](https://developer.integrated.finance/reference/card-transactionsget.md)
- [List Open Banking Consents](https://developer.integrated.finance/reference/open-banking-consentlist.md)
- [Get an Open Banking Consent](https://developer.integrated.finance/reference/open-banking-consentget.md)
- [Update an Open Banking Consent](https://developer.integrated.finance/reference/open-banking-consentupdate.md)

## Changelog
- [Release Notes for Automatic Webhook Retry: 17/11/2025](https://developer.integrated.finance/changelog/release-notes-for-automatic-webhook-retry-17112025.md)
- [Release Notes for Exposing Root Transaction: 03/10/2025](https://developer.integrated.finance/changelog/release-notes-for-exposing-root-transaction-03102025.md)
- [Release Card Tokenisation Webhooks: 22/09/2025](https://developer.integrated.finance/changelog/release-card-tokenisation-webhooks-13082025.md)
- [Release Notes for Client Risk : 15/08/2025](https://developer.integrated.finance/changelog/release-client-risk-15082025.md)
- [Release notes for New Card PIN Management Endpoints 05/08/2025](https://developer.integrated.finance/changelog/release-notes-for-new-card-pin-management-endpoints-05082025.md)