slug: imb-bank
provider: IMB Bank
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 5
edges:
- tag: Banking Products
  spec_file: imb-bank-banking-products-api-openapi.yml
  capability_id: BC-1310.10
  capability_id_l1: BC-1310
  capability_name: Product Catalogue Management
  confidence: 0.85
  evidence: GET /banking/products  listBankingProducts  Get Products; schemas BankingProductDetailV7,
    BankingProductFeeV2, BankingProductRateTierV4, BankingProductBundle
  reason: Publishes the bank's product catalogue with fees, rate tiers, constraints and bundles — clearly
    banking product catalogue management.
- tag: Banking Account Scheduled Payments
  spec_file: imb-bank-banking-account-scheduled-payments-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.78
  evidence: 'GET /banking/accounts/{accountId}/payments/scheduled listScheduledPayments Get Scheduled
    Payments for Account; schemas: BankingScheduledPaymentToV2, BankingDomesticPayee, BankingInternationalPayee_beneficiaryDetails'
  reason: Scheduled payment instructions with payee/beneficiary details and instalment plans — payment
    instruction capture/authorisation data under CDR banking.
- tag: Banking Account Balances
  spec_file: imb-bank-banking-account-balances-api-openapi.yml
  capability_id: BC-1330.10
  capability_id_l1: BC-1330
  capability_name: Deposit Account Management
  confidence: 0.75
  evidence: 'GET /banking/accounts/{accountId}/balance getBankingBalance Get Account Balance; schemas:
    BankingBalance, BankingProductCategoryV2'
  reason: CDR open banking account balance retrieval for deposit accounts — account information servicing
    on deposit accounts; some ambiguity vs customer servicing/channels.
- tag: Banking Account Direct Debits
  spec_file: imb-bank-banking-account-direct-debits-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.7
  evidence: 'GET /banking/accounts/{accountId}/direct-debits listDirectDebits Get Direct Debits For Account;
    schemas: ResponseBankingDirectDebitAuthorisationList, BankingAuthorisedEntity'
  reason: Exposes direct debit authorisations on accounts — payment mandate/instruction information; ambiguity
    between payment initiation and clearing sub-capabilities.
- tag: Banking Account Transactions
  spec_file: imb-bank-banking-account-transactions-api-openapi.yml
  capability_id: BC-1300.30
  capability_id_l1: BC-1300
  capability_name: Customer Servicing Management
  confidence: 0.7
  evidence: GET /banking/accounts/{accountId}/transactions  listBankingTransactions  Get Transactions
    For Account
  reason: CDR open-banking read API exposing account transaction history to accredited data recipients.
    This is customer account servicing/information access rather than payment processing; sub-capability
    choice is somewhat uncertain between customer servicing and deposit account management, hence moderate
    confidence.