aid: indifi
name: Indifi
description: 'Indifi Technologies Pvt. Ltd. is an Indian digital lending platform that provides
  collateral-free business loans to micro, small, and medium enterprises (MSMEs). Founded in
  Gurugram, Indifi originates and underwrites term loans, working-capital lines of credit,
  unsecured lines of credit, invoice discounting, and merchant cash advances (against POS
  transaction history), funding them through a network of 15+ RBI-regulated NBFCs and banks
  as well as its own NBFC, Indifi Capital Pvt. Ltd. (RBI Cert. No. B-14.03389). Loans range up
  to INR 50 lakhs with tenures up to 36 months and rates from 1.5% per month, assessed largely
  on business cash-flow, GST, and platform transaction data rather than traditional collateral.
  Indifi works through industry partnerships with e-commerce marketplaces and sector aggregators
  and through co-lending/DSA lending partners; it does not currently publish a public developer
  API or portal. Backed by Accel.'
url: https://raw.githubusercontent.com/api-evangelist/indifi/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- accel
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://media.indifi.com/images/website/img/1920x1080/01.webp
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Fintech
- Lending
- MSME
- SMB
- Business Loans
- Digital Lending
- India
- Invoice Discounting
- Working Capital
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.indifi.com
- type: Blog
  url: https://www.indifi.com/blog
- type: Pricing
  url: https://www.indifi.com/business-loan/interest-rate
- type: SignUp
  url: https://app.indifi.com
- type: Support
  url: https://www.indifi.com/contact
- type: TermsOfService
  url: https://app.indifi.com/terms-and-conditions
- type: PrivacyPolicy
  url: https://www.indifi.com/privacy-policy
- type: GitHubOrganization
  url: https://github.com/indifi
- type: LLMsTxt
  url: llms/indifi-llms.txt
- type: DomainSecurity
  url: security/indifi-domain-security.yml
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence