slug: ing-australia
provider: ING Australia
generated_by: planning/capability-mapping/scripts/classify_capabilities.py
model: claude-opus-5
frame:
- Banking & Capital Markets
min_confidence: 0.7
capability_model:
  source: https://github.com/vincentmakes/turbo-ea-capabilities
  license: CC-BY-4.0
  attribution: Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities,
    CC BY 4.0
  notice: NOTICE
edge_count: 5
edges:
- tag: Banking Products
  spec_file: ing-australia-banking-products-api-openapi.yml
  capability_id: BC-1310.10
  capability_id_l1: BC-1310
  capability_name: Product Catalogue Management
  confidence: 0.85
  evidence: GET /banking/products  listBankingProducts  Get Products, schema BankingProductDetailV7, BankingProductFeatureV4,
    BankingProductDepositRateV2
  reason: Publishes the bank's product catalogue with features, rates and fees — banking product catalogue
    management.
- tag: Banking Account Scheduled Payments
  spec_file: ing-australia-banking-account-scheduled-payments-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.75
  evidence: GET /banking/payments/scheduled  listScheduledPaymentsBulk  Get Scheduled Payments Bulk, schema
    BankingScheduledPaymentRecurrence
  reason: Scheduled payment instructions and payee/recurrence details are payment initiation instruction
    data in the CDR banking surface.
- tag: Banking Account Balances
  spec_file: ing-australia-banking-account-balances-api-openapi.yml
  capability_id: BC-1330.10
  capability_id_l1: BC-1330
  capability_name: Deposit Account Management
  confidence: 0.7
  evidence: GET /banking/accounts/{accountId}/balance  getBankingBalance  Get Account Balance
  reason: CDR open banking balance retrieval for deposit/transaction accounts; account information servicing
    of deposit accounts. Sub-capability choice somewhat uncertain (could be customer servicing).
- tag: Banking Accounts
  spec_file: ing-australia-banking-accounts-api-openapi.yml
  capability_id: BC-1330.10
  capability_id_l1: BC-1330
  capability_name: Deposit Account Management
  confidence: 0.7
  evidence: GET /banking/accounts/{accountId}  getBankingAccountDetail, schemas BankingTermDepositAccount,
    BankingCreditCardAccount, BankingLoanAccountV3
  reason: Account master data for deposit, term deposit, loan and card accounts; primarily deposit account
    information exposure under CDR.
- tag: Banking Payees
  spec_file: ing-australia-banking-payees-api-openapi.yml
  capability_id: BC-1340.10
  capability_id_l1: BC-1340
  capability_name: Payment Initiation Management
  confidence: 0.7
  evidence: GET /banking/payees  listBankingPayees  Get Payees, schemas BankingDomesticPayee, BankingInternationalPayee,
    BankingBillerPayee
  reason: Payee registry underpinning payment instruction capture; part of payment initiation data in
    the CDR banking API.