# InRisk Labs

> InRisk Labs is a climate insurtech company building parametric insurance products for climate and disaster risk financing. Its platform pairs an AI-driven pricing engine, real-time geospatial and weather monitoring, and blockchain smart contracts to deliver rapid, data-triggered payouts across 15+ parametric products spanning agriculture, renewable energy, logistics, tourism, infrastructure protection, and wage and business-interruption cover. InRisk exposes an "API on-demand" so insurance partners can integrate customized products, dynamic pricing, and real-time analytics into their own infrastructure.

This llms.txt was generated by the API Evangelist enrichment pipeline from the APIs.io catalog entry for InRisk. InRisk Labs does not currently publish a public developer portal, OpenAPI definition, or /llms.txt of its own; the "API on-demand" is offered to insurance partners on request.

## Company
- [InRisk Labs website](https://inrisklabs.com/): Parametric climate insurance platform, products, and how-it-works overview.
- [Perspectives & Insights blog](https://inrisklabs.com/blogs): Research and product thinking on climate risk, parametric insurance, renewable energy, and resilience.

## Products
- Parametric insurance across agriculture (crop, livestock, agri-input), renewable energy (solar, wind), logistics, tourism, energy demand, infrastructure protection, and wage / business-interruption cover.
- AI-driven, risk-adjusted dynamic pricing; real-time monitoring for automated claims triggering; blockchain smart contracts for settlement transparency.
- Geospatial and climate-analytics models incorporating global drivers such as ENSO and IOD, with coverage from India to global.

## Notes
- Backed by Bessemer Venture Partners.
- No public /.well-known/ discovery documents, security.txt, or OpenAPI were found during enrichment (all 404 as of 2026-07-19).