# Intact Financial Corporation

> Intact Financial Corporation (TSX: IFC) is the largest provider of property and casualty insurance in Canada, headquartered in Toronto. It underwrites personal auto, personal property and commercial P&C lines through the Intact Insurance, belairdirect, BrokerLink, Intact Prestige, Intact Public Entities and On Side Restoration brands in Canada, through Intact Insurance Specialty Solutions in the United States, and through Intact Insurance UK, EU, IE and 123.ie internationally following the 2021 acquisition of RSA. Distribution runs through more than 6,000 independent broker offices plus direct-to-consumer channels.

> API posture: partner-gated and closed. As of 2026-07-25 there is no public self-serve developer portal, no published API reference, and no downloadable OpenAPI, Swagger, GraphQL, gRPC or AsyncAPI artifact on any Intact-controlled host. Broker connectivity in Canada is mediated by CSIO (the Canadian analogue of ACORD) over CSIOnet and consumed inside broker management systems, not by a carrier-published REST API. This file is generated by API Evangelist from the public record; it is not published by Intact Financial.

## Corporate

- [Intact Financial Corporation](https://www.intactfc.com/): Corporate and investor site.
- [Who we are](https://www.intactfc.com/about-us/who-we-are): Purpose, values and 10-year strategy; Canada / UK & Ireland / US footprint.
- [Brands](https://www.intactfc.com/about-us/brands): Intact Insurance, belairdirect, BrokerLink, Intact Prestige, Intact Public Entities, On Side Restoration, Jiffy, Intact Insurance Specialty Solutions, Intact Insurance UK/EU/IE, 123.ie.
- [Company overview](https://www.intactfc.com/investors/company-overview): Investor-facing company profile.
- [Intact Lab](https://www.intactfc.com/about-us/intact-lab): Innovation and data-science lab marketing page (ML/AI models in production). No APIs, docs or specifications.
- [News](https://www.intactfc.com/news): Corporate news and press releases.
- [Careers](https://careers.intactfc.com/): Careers site for Intact and its brands.
- [Contact us](https://www.intactfc.com/contact-us): Corporate contact channels.

## Consumer and broker surfaces (Canada)

- [Intact Insurance](https://www.intact.ca/): Consumer marketing and online quote funnel.
- [Blog](https://www.intact.ca/en/blog): Consumer insurance advice.
- [Broker advantage](https://www.intact.ca/en/broker-advantage): The 6,000+ independent broker network.
- [Intact Portal](https://portal.intactinsurance.com/): Broker login wall (Drupal). brokers.intact.ca redirects here. No developer registration, no API documentation. Anonymous access returns HTTP 403.
- [Client Centre](https://client.intact.ca/): Customer self-service, fronted by IBM Security Access Manager (WebSEAL). Login wall.

## United States and international

- [Intact Insurance Specialty Solutions](https://www.intactspecialty.com/): US specialty arm. www.intactinsurance.com redirects here.
- [123.ie](https://www.123.ie/): Irish direct insurance brand.

## Machine-readable artifacts (none published by Intact)

- No OpenAPI/Swagger document exists on any Intact host. Probed: api.intactspecialty.com, www.intact.ca, www.intactfc.com, www.belairdirect.com at /openapi.json, /openapi.yaml, /swagger.json, /v1/openapi.json, /api-docs and /redoc — all 404.
- No GraphQL endpoint. https://www.intact.ca/graphql returns 404.
- No AsyncAPI, no webhook catalog, no event documentation.
- No .proto / gRPC definitions.
- No public Postman workspace or collection.
- No public GitHub organization.
- No /.well-known/ discovery documents of any kind — no security.txt, no openid-configuration, no oauth-authorization-server, no api-catalog, no ai-plugin.json.

## Agent-facing files Intact brands DO publish

- [belairdirect llms.txt](https://www.belairdirect.com/llms.txt): Real llms.txt listing canonical English and French pages for the belairdirect direct-to-consumer brand. Captured verbatim at llms/intact-financial-belairdirect-llms.txt.
- [123.ie llms.txt](https://www.123.ie/llms.txt): Real llms.txt for the Irish brand, last updated 2026-01-21. Captured verbatim at llms/intact-financial-123ie-llms.txt.
- Neither intactfc.com nor intact.ca publishes an llms.txt (404).

## Standards posture

- [CSIO member directory](https://csio.com/membership/member-directory): Intact Insurance is a CSIO member.
- [CSIO certified members](https://csio.com/csio-certification/certified-members): Intact appears on NONE of CSIO's certified lists — not eDocs, not CL Data Standards, not Compliance (Z-code), not API Security Standards, not JSON API Standards.
- [CSIO 2026 Standards Certification Ratings](https://csio.com/standards-certification-ratings): "Intact Insurance — Not Yet Rated / Not Yet Rated" on both personal and commercial tracks, while Definity Financial and Gore Mutual are Platinum.
- No ACORD, AL3, ACORD XML, NGDS or IVANS reference appears on any Intact web property.

## API Evangelist artifacts in this repo

- [apis.yml](https://raw.githubusercontent.com/api-evangelist/intact-financial/refs/heads/main/apis.yml): APIs.json index for Intact Financial.
- [review.yml](https://raw.githubusercontent.com/api-evangelist/intact-financial/refs/heads/main/review.yml): Full developer-surface review with every probe and HTTP status.
- [conformance](https://raw.githubusercontent.com/api-evangelist/intact-financial/refs/heads/main/conformance/intact-financial-conformance.yml): CSIO / ACORD / API-standards conformance record.
- [well-known](https://raw.githubusercontent.com/api-evangelist/intact-financial/refs/heads/main/well-known/intact-financial-well-known.yml): The /.well-known/ probe record (all 404).
- [domain security](https://raw.githubusercontent.com/api-evangelist/intact-financial/refs/heads/main/security/intact-financial-domain-security.yml): TLS/HSTS/DNSSEC/CAA/SPF/DMARC probe of intactfc.com and intact.ca.

## Legal

- [Privacy](https://www.intactfc.com/privacy)
- [Terms and conditions of use](https://www.intactfc.com/terms-and-conditions-of-use)