aid: interac
url: https://raw.githubusercontent.com/api-evangelist/interac/refs/heads/main/apis.yml
name: Interac
kind: company
description: >-
  Interac Corp. is Canada's domestic payments and digital verification network,
  founded in 1984 as the Interac Association and reorganized as a for-profit
  corporation in 2018 (through the merger of Interac Association and Acxsys).
  Headquartered in Toronto and owned by a consortium of Canadian financial
  institutions and payment processors, Interac is shared national payment
  infrastructure rather than a chartered bank — it has no Schedule I / Schedule II
  banking charter. It operates the Interac Debit domestic debit network, Interac
  e-Transfer (used by roughly 88% of Canadians), and Interac verification / digital
  identity services, connecting 300+ financial institutions and processing on the
  order of 18.6 million transactions a day. As one of the core Canadian rails
  alongside Payments Canada, Interac runs the Interac Innovation Hub developer
  program. Its most openly documented public API surface is the Interac Hub
  Verification Service, an HTTP identity-verification API built on OAuth 2.0 and
  OpenID Connect (Authorization Code Grant with Pushed Authorization Requests);
  a self-serve sandbox is available through the Hub Verification developer portal,
  while full production access and other products (Business Request Money, Interac
  Direct) are partner-gated behind a commercial relationship with an issuing
  financial institution.
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Payments
- Canada
- Interac
- Digital Identity
- Verification
- Open Banking
- Consumer-Driven Banking
- Infrastructure
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- aid: interac:interac-hub-verification-api
  name: Interac Hub Verification API
  description: >-
    The Interac Hub is an HTTP API that simplifies digital identity verification.
    Relying parties obtain verified identity data through financial-institution
    authentication (Interac Verification Service, IVS) and/or government-ID plus
    biometric selfie checks (Interac Document Verification Service, IDVS). It uses
    the OAuth 2.0 / OpenID Connect 1.0 Authorization Code Grant flow (with Pushed
    Authorization Requests), and offers a self-serve developer sandbox.
  humanURL: https://documents.hub-verify.innovation.interac.ca/docs/overview
  baseURL: https://gateway-portal.hub-verify.innovation.interac.ca
  tags:
  - Digital Identity
  - Verification
  - OpenID Connect
  - KYC
  properties:
  - type: Documentation
    url: https://documents.hub-verify.innovation.interac.ca/docs/welcome
  - type: Documentation
    url: https://documents.hub-verify.innovation.interac.ca/docs/overview
  - type: APIReference
    url: https://documents.hub-verify.innovation.interac.ca/docs/31-api-endpoints
  - type: Documentation
    url: https://documents.hub-verify.innovation.interac.ca/docs/quick-start-guide
  - type: OpenIDConnectDiscovery
    url: https://gateway-portal.hub-verify.innovation.interac.ca/.well-known/openid-configuration
common:
- type: DomainSecurity
  url: security/interac-domain-security.yml
- type: Website
  url: https://www.interac.ca/
- type: DeveloperPortal
  url: https://innovation.interac.ca/
- type: Documentation
  url: https://documents.hub-verify.innovation.interac.ca/docs/welcome
- type: GitHubOrganization
  url: https://github.com/Interac
- type: LinkedIn
  url: https://www.linkedin.com/company/interac-corp/
- type: Blog
  url: https://www.interac.ca/en/content-category/news/
- type: PrivacyPolicy
  url: https://www.interac.ca/en/privacy/
- type: TermsOfService
  url: https://www.interac.ca/en/legal/
- type: GettingStarted
  url: https://documents.hub-verify.innovation.interac.ca/docs/quick-start-guide
- type: Support
  url: https://innovation.interac.ca/support/
- type: WellKnown
  url: well-known/interac-well-known.yml
- type: Authentication
  url: authentication/interac-authentication.yml
- type: OAuthScopes
  url: scopes/interac-scopes.yml
- type: Conformance
  url: conformance/interac-conformance.yml
- type: ErrorCatalog
  url: errors/interac-problem-types.yml
- type: Lifecycle
  url: lifecycle/interac-lifecycle.yml
- type: Conventions
  url: conventions/interac-conventions.yml
- type: Sandbox
  url: sandbox/interac-sandbox.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/interac-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com