name: ISO 20022 Access Plans
description: >
  ISO 20022 is an open international standard maintained by the International
  Organization for Standardization. The message repository, catalogue, and
  e-Repository are publicly accessible without charge or registration. Access
  to the full standard documentation and message definitions is provided freely
  to support global financial industry adoption. The API Resources Catalogue
  and development of new API resources through the API Standards Evaluation
  Group (APISEG) process is also open, though submission of new API resources
  requires engagement with the Registration Authority.
plans:
  - name: Open Access
    description: >
      Free, unrestricted access to the ISO 20022 message catalogue, e-Repository,
      message definitions, XSD schemas, and all published API resources. No
      registration, API key, or authentication required. The standard is freely
      accessible to support worldwide adoption by financial institutions,
      fintech companies, payment processors, and central banks.
    url: https://www.iso20022.org
    price: Free
    authentication: None
    rateLimits: None specified
    features:
      - Full ISO 20022 message catalogue access
      - Message definition downloads (XSD schemas)
      - e-Repository XMI file downloads
      - API Resources Catalogue access
      - Best practices documentation
      - Historical message archive
      - Code sets and data dictionaries
  - name: ISO 20022 Registration Authority Membership
    description: >
      Financial institutions, payment system operators, and technology vendors
      may engage with the ISO 20022 Registration Authority (SWIFT) to submit
      new message definitions or API resources for inclusion in the standard.
      This process involves formal submission procedures, review by the relevant
      Standards Evaluation Group (SEG), and registration once approved. There
      is no charge for the submission process itself, though engagement with
      SWIFT as Registration Authority may involve separate commercial
      arrangements.
    url: https://www.iso20022.org/development-new-api-resources
    price: Free (standard process)
    authentication: Registration required for submissions
    features:
      - Submit new message definitions
      - Submit new API resources
      - Participate in Standards Evaluation Group review
      - Access to draft and candidate standards
      - Collaboration with global financial community