apiVersion: naftiko.io/v1alpha1
kind: CapabilityComposition
metadata:
  name: payments-orchestration
  title: Multi-Rail Payments Orchestration Workflow
  provider: jack-henry
  description: >-
    Workflow that picks the best payment rail (ACH same-day, Wire, RTP, Card)
    for a given payment intent — including pre-payment customer + account
    lookups against jXchange — and emits the resulting event on the Enterprise
    Event System.
  tags:
    - Payments
    - Orchestration
    - ACH
    - Wire Transfers
    - RTP
    - Events
spec:
  steps:
    - id: getCustomer
      capability: jxchange-rest
      operation: getCustomer
      description: Confirm originator KYC status and account ownership.
    - id: getDepositAccount
      capability: jxchange-rest
      operation: getDepositAccount
      description: Pull the originator's deposit-account balance and status.
    - id: routePayment
      capability: jack-henry-payments
      operation: routePayment
      description: Submit the payment to the Orchestrator, which picks the rail.
    - id: subscribeTransactionEvent
      capability: enterprise-event-system
      operation: subscribeTransactionEvents
      description: Subscribe to the resulting transaction event for downstream reconciliation.