aid: jenfi
name: Jenfi
description: >-
  Jenfi is a Singapore-headquartered SME credit platform for digitally-enabled businesses in
  Southeast Asia, operating principally in Singapore and Vietnam. Founded in 2019 by Jeffrey Liu
  and Justin Louie and backed by Y Combinator, Monk's Hill Ventures and Headline, it started with
  revenue-based financing — non-dilutive growth capital repaid as a percentage of monthly revenue
  rather than on a fixed schedule — and has since broadened into growth financing, working capital
  and supply-chain financing, alongside a B2B buy-now-pay-later product marketed as PaidFi
  ("b2b BNPL by Jenfi"). In May 2026 the company reported passing US$100 million in cumulative
  originations across more than 2,400 financings, from over 30,000 evaluated enquiries. Jenfi
  publishes no public developer portal, API reference, or machine-readable contract: its only
  integration surface is a login-gated partner console at partners.jenfi.com and a contact-sales
  "Embedded Financing" offer on its partner page.
image: https://avatars.githubusercontent.com/u/50892604?s=200&v=4
url: https://raw.githubusercontent.com/api-evangelist/jenfi/refs/heads/main/apis.yml
x-type: company
x-source: harvest:secondary-market
x-tier: no-public-api
x-tier-reason: >-
  Full enrichment pass 2026-08-23 found no developer portal, no OpenAPI/GraphQL/AsyncAPI/MCP
  surface, and no first-party SDK in any public registry. See x-coverage.
specificationVersion: '0.20'
created: '2026-08-23'
modified: '2026-08-23'
tags:
- Company
- Financial Services
- Fintech
- Lending
- SME Finance
- Revenue-Based Financing
- Working Capital
- Supply Chain Finance
- Buy Now Pay Later
- Embedded Finance
- Southeast Asia
- Singapore
- Vietnam
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/jenfi-domain-security.yml
- type: Website
  url: https://jenfi.com/
- type: About
  url: https://jenfi.com/about-us/
- type: Blog
  url: https://jenfi.com/blog/
- type: BlogRSS
  url: https://jenfi.com/feed/
- type: Partners
  url: https://jenfi.com/partner-with-jenfi/
- type: SignUp
  url: https://partners.jenfi.com/accounts/signup/
- type: Login
  url: https://partners.jenfi.com/accounts/login/
- type: TermsOfService
  url: https://jenfi.com/terms/
- type: PrivacyPolicy
  url: https://jenfi.com/privacy/
- type: GitHubOrganization
  url: https://github.com/jenfi-eng
- type: LinkedIn
  url: https://www.linkedin.com/company/jenfi/
- type: X
  url: https://x.com/jenficapital
- type: Instagram
  url: https://www.instagram.com/jenficapital/
- type: Crunchbase
  url: https://www.crunchbase.com/organization/jenfi
- type: LLMsTxt
  url: llms/jenfi-llms.txt
- type: Plans
  url: plans/jenfi-plans-pricing.yml
- type: RateLimits
  url: rate-limits/jenfi-rate-limits.yml
x-enrichment:
  date: '2026-08-23'
  status: minimal
  artifacts_added: 6
  pass: local-v1
x-coverage:
  state: gated
  reason: sales-gate
  detail: >-
    Jenfi markets "Embedded Financing — integrating our financing solutions" on
    https://jenfi.com/partner-with-jenfi/ but publishes no developer portal, reference or
    spec behind it: the page ends at "Speak with us to find out more" and a contact form,
    and the only integration surface, the b2b BNPL partner console, 302s to
    partners.jenfi.com/accounts/login/ and returns a real 404 on every spec, /.well-known/
    and GraphQL/MCP path probed.
  evidence:
  - url: https://jenfi.com/partner-with-jenfi/
    status: 202
  - url: https://partners.jenfi.com/
    status: 200
  - url: https://partners.jenfi.com/openapi.json
    status: 404
  - url: https://partners.jenfi.com/graphql
    status: 404
  - url: https://partners.jenfi.com/.well-known/agent-card.json
    status: 404
  - url: https://api.paidfi.com/openapi.json
    status: 404
  - url: https://app.jenfi.com/accounts/sign_in
    status: 0
  checked: '2026-08-23'