aid: jodo
name: Jodo
description: >-
  Jodo is a Bengaluru-based fintech that automates fee collection for Indian educational institutes —
  schools, colleges, universities, coaching centres and skilling institutes. Founded in 2020 by Atulya
  Bhat, Raghav Nagarajan and Koustav Dey, the company says it serves 5,000+ institutes across 90+ cities
  and has processed over INR 30,000 crore in fees for 25 lakh+ students. Jodo ships three products on one
  platform: Flex (structured fees paid in instalments through an auto-debit mandate), Pay (student-linked
  collections, hosted checkout orders and shareable payment links) and Cred (education loans originated
  with NBFC lending partners). Its public ERP Integrations API lets an institute's ERP, finance or
  student-information system register users and students, sync fee structures and discounts, reconcile
  manual payments, configure instalment schedules, create checkout orders and payment links, and manage
  webhook subscriptions. Jodo publishes a substantial developer reference at docs.jodo.in covering 25 REST
  operations and 36 webhook events, with documented UAT and production environments, Basic Auth, an error
  code registry, a retry and idempotency policy, HMAC SHA-256 webhook signatures and published source IP
  ranges — but no machine-readable OpenAPI or AsyncAPI document, and no public pricing.
url: https://raw.githubusercontent.com/api-evangelist/jodo/refs/heads/main/apis.yml
image: https://www.jodo.in/assets/images/icons/favicon.png
x-type: company
x-source: harvest:secondary-market
specificationVersion: '0.20'
created: '2026-08-23'
modified: '2026-08-23'
tags:
- Company
- Payments
- Education
- Fintech
- Fee Collection
- Lending
- India
- Webhooks
- ERP Integration
- Financial Services
apis:
- name: Jodo ERP Integrations API
  description: >-
    REST API for connecting an institute's ERP, finance or student-information system to Jodo fee
    collection. Covers user registration and hosted-flow access tokens, student master data and fee
    structures, manual/direct payment reconciliation, Flex instalment plans, Pay checkout orders and
    shareable payment links, institute reference data, and webhook subscription management. Basic Auth;
    JSON request and response bodies; documented UAT and production hosts.
  humanURL: https://docs.jodo.in/
  baseURL: https://ext.jodo.in
  tags:
  - Payments
  - Education
  - Fee Collection
  - ERP Integration
  properties:
  - type: OpenAPI
    url: openapi/jodo-integrations-openapi.yml
  - type: Overlay
    url: overlays/jodo-integrations-overlay.yaml
  - type: Documentation
    url: https://docs.jodo.in/
  - type: APIReference
    url: https://docs.jodo.in/getting-started/api-structure/
  - type: GettingStarted
    url: https://docs.jodo.in/getting-started/introduction/
  - type: Authentication
    url: authentication/jodo-authentication.yml
  - type: ErrorCatalog
    url: errors/jodo-error-codes.yml
  - type: DataModel
    url: data-model/jodo-data-model.yml
  - type: Conventions
    url: conventions/jodo-conventions.yml
- name: Jodo Webhooks
  description: >-
    Event delivery surface for the Jodo platform. Jodo POSTs 36 documented events across student master
    data, manual payments, Flex subscriptions/mandates/instalments, Pay collections and Cred education
    loans to a URL the institute registers per event_code. At-least-once delivery with a published retry
    policy, event_id deduplication, HMAC SHA-256 X-Jodo-Signature verification, custom header validation
    and published source IP allowlists.
  humanURL: https://docs.jodo.in/webhooks/handling-webhook-events/
  baseURL: https://ext.jodo.in
  tags:
  - Webhooks
  - Events
  - Payments
  properties:
  - type: AsyncAPI
    url: asyncapi/jodo-webhooks-asyncapi.yml
  - type: Webhooks
    url: asyncapi/jodo-webhooks-asyncapi.yml
  - type: Documentation
    url: https://docs.jodo.in/webhooks/handling-webhook-events/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://www.jodo.in/
- type: DeveloperPortal
  url: https://docs.jodo.in/
- type: Documentation
  url: https://docs.jodo.in/
- type: APIReference
  url: https://docs.jodo.in/getting-started/api-structure/
- type: GettingStarted
  url: https://docs.jodo.in/getting-started/introduction/
- type: Authentication
  url: authentication/jodo-authentication.yml
- type: Sandbox
  url: sandbox/jodo-sandbox.yml
- type: StatusPage
  url: https://status.jodo.in/
- type: Deprecation
  url: lifecycle/jodo-lifecycle.yml
- type: Lifecycle
  url: lifecycle/jodo-lifecycle.yml
- type: RateLimits
  url: rate-limits/jodo-rate-limits.yml
- type: Plans
  url: plans/jodo-plans-pricing.yml
- type: ErrorCatalog
  url: errors/jodo-error-codes.yml
- type: Conventions
  url: conventions/jodo-conventions.yml
- type: DataModel
  url: data-model/jodo-data-model.yml
- type: Conformance
  url: conformance/jodo-conformance.yml
- type: Packages
  url: packages/jodo-packages.yml
- type: MCPCandidate
  url: mcp/jodo-mcp.yml
- type: LLMsTxt
  url: llms/jodo-llms.txt
- type: AgentSkill
  url: skills/_index.yml
- type: DomainSecurity
  url: security/jodo-domain-security.yml
- type: TrustCenter
  url: https://compliance.jodo.in/
- type: Blog
  url: https://www.jodo.in/blog/
- type: GitHubOrganization
  url: https://github.com/jodohq
- type: Support
  url: https://www.jodo.in/contact-us/
- type: Login
  url: https://app.jodo.in/institute/login
- type: TermsOfService
  url: https://www.jodo.in/terms-and-conditions/
- type: PrivacyPolicy
  url: https://www.jodo.in/privacy-policy/
x-enrichment:
  date: '2026-08-23'
  status: enriched
  artifacts_added: 23
  pass: local-v1