generated: '2026-08-23'
method: searched
source: https://www.jodo.in/
plan_count: 0
plans: []
pricing_model: contact-sales
public_pricing: false
summary: >-
  Jodo publishes no pricing of any kind — no plan tiers, no per-transaction rate, no MDR, no interest
  rate on Cred, no platform fee, no API-usage pricing. The commercial motion is a demo request:
  every conversion path on the marketing site leads to "Book a demo" or "Contact us". Pricing is
  negotiated per institute.
probes:
- url: https://www.jodo.in/pricing
  status: 404
- url: https://www.jodo.in/
  status: 200
  finding: >-
    Homepage carries "Book a demo" and login CTAs and partner logos; no pricing page is linked from
    the navigation or footer.
- url: https://docs.jodo.in/
  status: 200
  finding: >-
    The developer documentation contains no pricing, no plan-gated feature matrix, and no statement
    that any endpoint or product requires a particular commercial tier.
commercial_notes:
- >-
  The API is not self-service. Jodo shares API keys and secrets per institute and per environment
  out of band (https://docs.jodo.in/getting-started/authentication/), so an integrator cannot obtain
  credentials — or discover a price — without a sales conversation.
- >-
  Cred is education lending originated with third-party NBFC partners (Avanse Financial Services,
  LiquiLoans, Lendbox, Eduvanz, Vivriti Capital, Fibe/EarlySalary, Ratnaafin, per
  https://www.jodo.in/lending-partners/). Loan pricing sits with those lenders, not Jodo, and the
  page publishes a "DLG Disclosure" document rather than rates.
- >-
  A separate self-serve product for MSMEs ("Collect for MSMEs: UPI Autopay, eNACH & reminders") is
  promoted in the docs banner, but it too publishes no pricing.