openapi: 3.2.0
info:
  title: J.P. Morgan Business Direct Connect Money Movement API
  version: 6.5.1
  description: Connect to retrieve account details, transactions, payment network information, and statements for eligible USD-denominated US checking, savings, and money market accounts using the Financial Data Exchange (FDX) standard with secure, paginated access and lightweight or detailed responses.
  contact:
    name: J.P. Morgan Corporate FDX Support
    email: jpmorgan.business.direct.connect.support@jpmorgan.com
servers:
- url: https://api.payments.jpmorgan.com/fdx/v6
  description: PRODUCTION - OAUTH
- url: https://api-mock.payments.jpmorgan.com/fdx/v6
  description: MOCK
tags:
- name: Money Movement
paths:
  /accounts/{accountId}/payment-networks:
    get:
      operationId: getAccountPaymentNetworks
      tags:
      - Money Movement
      description: Get payment networks supported by the account
      summary: Get payment networks supported by the account
      parameters:
      - $ref: '#/components/parameters/FapiInteractionIdHeader'
      - $ref: '#/components/parameters/FdxApiActorTypeHeader'
      - $ref: '#/components/parameters/FdxApiClientPublicKeyHeader'
      - $ref: '#/components/parameters/FdxApiDataProviderIdHeader'
      - $ref: '#/components/parameters/FdxApiDataRecipientIdHeader'
      - $ref: '#/components/parameters/AccountIdPath'
      - $ref: '#/components/parameters/OffsetQuery'
      - $ref: '#/components/parameters/LimitQuery'
      responses:
        '200':
          description: Information required to execute a payment transaction against this account
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/parameters/FapiInteractionIdHeader'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/AccountPaymentNetworks'
        '400':
          description: 'Bad Request


            **List of Error codes and Usage explanations.**

            | Error Code      |           Usage                                                                                                                           |

            | --------------  |-------------------------------------------------------------------------------------------------------------------------------------------|

            | 401             | Invalid Input, 11001:Input in Request for Client ID {0}. {1}                                                                              |'
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/parameters/FapiInteractionIdHeader'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
        '401':
          $ref: '#/components/responses/401'
        '403':
          $ref: '#/components/responses/403'
        '404':
          description: 'Not Found


            **List of Error codes and Usage explanations.**

            | Error Code      |           Usage                                                                       |

            | --------------  |-------------------------------------------------------------------------------------- |

            | 701             | Account not found, 12001:Account not found for Client ID {0} , Account ID {1}         |

            | 701             | ABA Number not found, 12002:ABA Number not found for Account ID {0}                   |'
          headers:
            x-fapi-interaction-id:
              $ref: '#/components/parameters/FapiInteractionIdHeader'
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Error'
              examples:
                Account not found:
                  value:
                    code: '701'
                    message: Account not found
                    debugMessage: 12001:Account not found for Client ID YODLEE, Account ID b61303ed9a0756e63f1a8
                ABA Number not found:
                  value:
                    code: '701'
                    message: ABA Number not found
                    debugMessage: 12002:ABA Number not found for Account ID b61303ed9a0756e63f1a8
        '500':
          $ref: '#/components/responses/500'
        '501':
          $ref: '#/components/responses/501'
        '503':
          $ref: '#/components/responses/503'
components:
  schemas:
    PageMetadata:
      title: Page Metadata
      description: Offset IDs for paginated result sets
      type: object
      properties:
        nextOffset:
          type: string
          example: '2'
          description: Opaque identifier. Does not need to be numeric or have any specific pattern. Implementation specific Offset based pagination is not supported for /transactions.
        prevOffset:
          type: string
          example: '1'
          description: Opaque identifier. Does not need to be numeric or have any specific pattern. Implementation specific Offset based pagination is not supported for /transactions.
        totalElements:
          type: integer
          example: 3
          description: Total number of elements , can be used to validate against total number of elements returned in paginated response(s)
    ErrorContext:
      x-tags:
      - common-error-model
      - common-components
      type: object
      required:
      - message
      properties:
        code:
          type: string
          description: JPMC Short code that identifies the error - publicly cataloged and documented
          minLength: 5
          maxLength: 5
          pattern: ^[0-9]+$
        message:
          type: string
          description: Human readable textual description of the error
          minLength: 1
          maxLength: 99
        location:
          type: string
          title: The component of the request impacted, can either be 'body', 'query', 'header', or 'path'
          description: The location of the error occurred in the request.
          minLength: 1
          maxLength: 99
          enum:
          - BODY
          - PATH
          - QUERY
          - HEADER
        field:
          type: string
          description: The field which caused the error. Where the location of the error occurred is BODY, the field would contain the JSON Path expression
          minLength: 1
          maxLength: 99
          pattern: ^[\$0-9a-zA-Z-_.()\[\]{}'"\s@=><!?,]+$
        additionalContext:
          $ref: '#/components/schemas/AdditionalContext'
      description: Error Context
    Identifier:
      title: Identifier
      description: Value for a unique identifier
      type: string
      maxLength: 256
      example: 5ff6a4b6fd9f4607c0a7ca0f037c62018693f940836d69b31d664f2257f4c623
    AdditionalContext:
      type: array
      description: Additional details about the error based on a standard (e.g. ISO or Clearing codes)
      items:
        $ref: '#/components/schemas/StandardCodeContext'
      minItems: 1
      maxItems: 5
    StandardCodeContext:
      type: object
      required:
      - code
      - message
      - type
      properties:
        type:
          title: CategoryType
          type: string
          description: "Category of the error code such as Business  21000 Invalid Access Token \n|Category Type | Description\n|--------------|-----------------\n|Business 21000 | Invalid Request, Client ID {ClientIdName} not valid\n|Server 22002 | Error connecting to Account Product Service for Client Id {ClientIdName}, account Id {accountHashId} for retrieving account details"
          minLength: 2
          maxLength: 16
        code:
          type: string
          description: Short code that identifies the error - publicly cataloged and documented
          minLength: 2
          maxLength: 10
          pattern: ^[a-zA-Z0-9]+$
        message:
          type: string
          description: Human readable textual description of the error
          minLength: 1
          maxLength: 99
    HateoasLink:
      title: HATEOAS Link
      description: REST application constraint (Hypermedia As The Engine Of Application State)
      required:
      - href
      type: object
      properties:
        href:
          type: string
          format: uri-reference
          description: URL to invoke the action on the resource
          example: https://api.fi.com/fdx/v4/accounts/12345
        action:
          description: HTTP Method to use for the request
          $ref: '#/components/schemas/HttpAction'
        rel:
          description: Relation of this link to its containing entity, as defined by and with many example relation values at [IETF RFC5988](https://datatracker.ietf.org/doc/html/rfc5988)
          type: string
        types:
          type: array
          minItems: 0
          items:
            $ref: '#/components/schemas/ContentTypes'
    ActorType:
      title: FDX API Actor Type
      description: 'This parameter is optional. The API only supports BATCH operations. default: BATCH'
      type: string
      default: BATCH
      enum:
      - BATCH
      - USER
    PaymentNetworkType:
      title: Payment Network Type
      description: "Suggested values for Payment Network Type.\n\n  | Value | Description |\n  |-----|-----|\n  | CA_ACSS | Automated Clearing House Settlement System |\n  | CA_LVTS | Large-Value Transfer System |\n  | US_ACH | Automated Clearing House |\n  | US_CHIPS | Clearinghouse Interbank Payments System |\n  | US_FEDNOW | Federal Reserve Instant Payment System |\n  | US_FEDWIRE | Fedwire Funds Service |\n  | US_RTP | US Real Time Payments System |"
      type: string
      enum:
      - CA_ACSS
      - CA_LVTS
      - US_ACH
      - US_CHIPS
      - US_FEDNOW
      - US_FEDWIRE
      - US_RTP
    Error:
      title: Error
      description: An error entity which can be used at the API level for error responses or at the account level to indicate a problem specific to a particular account
      type: object
      properties:
        code:
          type: string
          description: Long term persistent identifier which can be used to trace error condition back to log information
          example: '601'
        message:
          type: string
          description: End user displayable information which might help the customer diagnose an error
          example: Customer not found
        debugMessage:
          type: string
          description: Message used to debug the root cause of the error. Contents should not be used in consumer's business logic. Can change at any time and should only be used for consumer to communicate with the data provider about an issue. Provider can include an error GUID in message for their use.
          example: 11005:Invalid Customer - Customer Not Found for Client ID A_JPMC_CB_777_SIT_114355
    PaymentError:
      type: object
      x-tags:
      - common-error-model
      - common-components
      title: Error
      description: Common Error Model
      properties:
        title:
          type: string
          title: Short humanly-readable title of the error.
          minLength: 1
          maxLength: 100
        httpStatus:
          type: integer
          default: 400
          title: HTTP Status Code
        traceId:
          type: string
          title: JPMC Assigned traced identifier
        requestId:
          type: string
          title: The 'client originated' requestId
        context:
          type: array
          title: Provides additional context and detail on the validation errors
          items:
            $ref: '#/components/schemas/ErrorContext'
          minItems: 1
          maxItems: 100
      required:
      - title
      readOnly: true
    PageMetadataLinks:
      title: Page Metadata Links
      description: Resource URLs for retrieving next or previous datasets
      type: object
      properties:
        next:
          $ref: '#/components/schemas/HateoasLink'
          description: Resource URL for retrieving next dataset
        prev:
          $ref: '#/components/schemas/HateoasLink'
          description: Resource URL for retrieving previous dataset. It is not supported for /transactions, which only supports forward traversal.
    HttpAction:
      title: HTTP Action Type
      description: HTTP Methods to use for requests
      type: string
      enum:
      - DELETE
      - GET
      - PATCH
      - POST
      - PUT
    PaymentNetworkIdentifierType:
      title: Payment Network Identifier Type
      description: Suggested values for Payment Initiation Identifier Type
      type: string
      enum:
      - ACCOUNT_NUMBER
      - TOKENIZED_ACCOUNT_NUMBER
    AccountPaymentNetworks:
      title: Account Payment Networks
      description: An array of payment networks supported by the account. If array contains `ACCOUNT_NUMBER` identifiers which are not masked this is sensitive data which should only be exchanged if encrypted. For detailed information on implementing encryption see the FDX CSDF API Security Model document's "Part 2 FDX Message Encryption" in the Security folder of the latest FDX Release download
      type: object
      properties:
        page:
          $ref: '#/components/schemas/PageMetadata'
          description: Offset IDs for navigating result sets. Pagination for `/accounts/{accountId}/payment-network` is deprecated in v6.5
          deprecated: true
        links:
          $ref: '#/components/schemas/PageMetadataLinks'
          description: Resource URLs for navigating result sets. Pagination for `/accounts/{accountId}/payment-network` is deprecated in v6.5
          deprecated: true
        paymentNetworks:
          type: array
          minItems: 0
          description: Array of payment networks
          items:
            $ref: '#/components/schemas/AccountPaymentNetwork'
    ContentTypes:
      title: Content Types
      description: Types of document formats. (Suggested values)
      type: string
      enum:
      - application/json
      - application/pdf
      - application/zip
      - image/gif
      - image/jpeg
      - image/png
      - image/tiff
    AccountPaymentNetwork:
      title: Payment Network Supported by Account
      description: This provides details required to execute a transaction against the account within the payment network
      type: object
      properties:
        bankId:
          type: string
          description: Bank identifier used by the payment network. Typically the 9-digit routing transit number (RTN) associated with the account number at a US institution, or the 3-digit Institution (FID) and 5-digit Transit numbers for Canadian institutions, including leading zeroes
        identifier:
          type: string
          description: The number used to identify the account within the payment network. If identifierType is ACCOUNT_NUMBER, this is the account number; if identifierType is TOKENIZED_ACCOUNT_NUMBER, this is a tokenized account number
        identifierType:
          $ref: '#/components/schemas/PaymentNetworkIdentifierType'
          description: Type of identifier, ACCOUNT_NUMBER or TOKENIZED_ACCOUNT_NUMBER
        type:
          $ref: '#/components/schemas/PaymentNetworkType'
          description: Type of Canadian or U.S. payment network, CA_ACSS, CA_LVTS, US_ACH, US_CHIPS, US_FEDWIRE, US_RTP
  parameters:
    FapiInteractionIdHeader:
      name: x-fapi-interaction-id
      in: header
      description: Unique identifier for this interaction as an IETF RFC 4122 UUID. Used across all FDX API requests and responses. This parameter is required.
      schema:
        type: string
      required: true
      examples:
        Scenario-1:
          summary: Sample FAPI Interaction Id
          value: c770aef3-6784-41f7-8e0e-ff5f97bddb3a
    FdxApiDataProviderIdHeader:
      name: FDX-API-Data-Provider-Id
      in: header
      description: ID for the financial institution responding to the request
      schema:
        $ref: '#/components/schemas/Identifier'
        description: If the FDX API service is provided by a service bureau which uses the same end point for multiple institutions, the FDX API client MUST provide a header that identifies the desired financial institution. This corresponds to a data_provider_id in the registry. This header MAY be omitted if identifying a data provider is not required by the API host
      required: false
    OffsetQuery:
      name: offset
      in: query
      description: 'Page number that can be used to fetch a specific page for paginated results. This parameter is optional. If specified, it returns the requested page. default: 0, returns the first page. OffsetQuery is not supported for /transactions. Use links to retrieve the next page.'
      schema:
        type: string
        default: '0'
    FdxApiActorTypeHeader:
      name: Fdx-Api-Actor-Type
      in: header
      description: This parameter is optional. The API only supports BATCH operations.
      schema:
        $ref: '#/components/schemas/ActorType'
      examples:
        Scenario-1:
          summary: Sample Actor Type
          value: BATCH
    FdxApiClientPublicKeyHeader:
      name: FDX-API-Client-Public-Key
      in: header
      description: Public key for data provider to encrypt sensitive response data
      schema:
        type: string
        description: A public key value (created using RSA or Elliptic Curve) to use to encrypt the value that's returned in accountNumber or other sensitive response properties
      required: false
    LimitQuery:
      name: limit
      in: query
      description: 'Number of elements consumer wishes to receive per page. This parameter is optional. If limit is less than minimum, then the minimum specified below applies as the limit. If limit is greater than maximum, then the maximum specified below applies as the limit. minimum: 100 or return all records default: 100 maximum: 100 for /transactions, and 500 for /accounts. Transactions are always set to a fixed max page size of 100.'
      schema:
        type: integer
        default: 100
    AccountIdPath:
      name: accountId
      in: path
      description: AccountId as returned in the call to /accounts. This parameter is required.
      required: true
      schema:
        type: string
      examples:
        Scenario-1:
          summary: Sample Account Identifier
          value: c5e38f3375cb5f9225ab4dbf05ddcb9ed3faf2d29ebe0d4de47cbd7eb5e9594f
    FdxApiDataRecipientIdHeader:
      name: FDX-API-Data-Recipient-Id
      in: header
      description: ID for the data recipient making the request
      schema:
        $ref: '#/components/schemas/Identifier'
        description: "If the FDX API service is being called by a Data Access Platform which supports multiple data recipients, the FDX API client must provide a header that identifies the calling data recipient. This header may be omitted if identifying a Data Recipient is not required by the Data Provider. Data Provider will specify what the header value must correspond to\n  * `client_id` if client is registered in the Data Provider's registry, and/or\n  * `FDX-Registry-Id` if client is registered with FDX (not with DP), and/or\n  * `App Name` if Data Provider uses neither client_id nor FDX_Registry-Id"
      required: false
  responses:
    '403':
      description: "Method Not Allowed\n\n**List of Error codes and Usage explanations.**\n  | Error Code      |           Usage                                                                     |\n  | --------------  |-------------------------------------------------------------------------------------|\n  | 14001           | Forbidden, 14001: Method Not Allowed                                                |\n  | 602             | Customer not authorized, 11006:Customer Not Authorized for Client ID {0}            |"
      headers:
        x-fapi-interaction-id:
          $ref: '#/components/parameters/FapiInteractionIdHeader'
      content:
        application/json:
          schema:
            anyOf:
            - $ref: '#/components/schemas/Error'
            - $ref: '#/components/schemas/PaymentError'
          examples:
            Forbidden:
              value:
                title: Forbidden
                httpStatus: 403
                traceId: 123e4567-e89b-12d3-a456-426614174000
                requestId: client-req-001
                context:
                - code: '14001'
                  message: Method Not Allowed
            Customer not authorized:
              value:
                code: '602'
                message: Customer not authorized
                debugMessage: Provider custom developer-level error details for troubleshooting
    '500':
      description: 'Internal Server Error


        **List of Error codes and Usage explanations.**

        | Error Code      |           Usage                                                                             |

        | --------------  |---------------------------------------------------------------------------------------------|

        | 503             | Bad Response,GET / 503 operation response content type ''text/html'' does not exist           |'
      headers:
        x-fapi-interaction-id:
          $ref: '#/components/parameters/FapiInteractionIdHeader'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/PaymentError'
          examples:
            BadResponse:
              value:
                title: Bad Response
                httpStatus: 500
                traceId: 123e4567-e89b-12d3-a456-426614174000
                context:
                - message: GET / 503 operation response content type 'text/html' does not exist
    '501':
      description: 'Error when FdxVersion in URI is not one of those implemented at backend


        **List of Error codes and Usage explanations.**

        | Error Code      |           Usage                                                                                  |

        | --------------  |---------------------------------------------------------------------------                       |

        | 503             | System unavailable, GET / 503 operation response content type ''text/html'' does not exist         |'
      headers:
        x-fapi-interaction-id:
          $ref: '#/components/parameters/FapiInteractionIdHeader'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/PaymentError'
          examples:
            SystemUnavailable:
              value:
                title: System Unavailable
                httpStatus: 503
                traceId: 123e4567-e89b-12d3-a456-426614174000
                context:
                - message: GET / 503 operation response content type 'text/html' does not exist
    '401':
      description: "Unauthorized\n\n**List of Error codes and Usage explanations.**\n  | Error Code      |           Usage                                                           |\n  | --------------  |---------------------------------------------------------------------------|\n  | 603             | Authentication failed, 11007:Authentication failed for  Client ID {0}.{1} |"
      headers:
        x-fapi-interaction-id:
          $ref: '#/components/parameters/FapiInteractionIdHeader'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
          examples:
            Authentication failed:
              value:
                code: '401'
                message: Authentication failed
                debugMessage: Provider custom developer-level error details for troubleshooting
    '503':
      description: 'Service Unavailable


        **List of Error codes and Usage explanations.**

        | Error Code      |           Usage                                                                             |

        | --------------  |---------------------------------------------------------------------------------------------|

        | 500             | Internal server error,11002:Internal Server Error for Client ID                             |

        | 503             | System unavailable, GET / 503 operation response content type ''text/html'' does not exist    |'
      headers:
        x-fapi-interaction-id:
          $ref: '#/components/parameters/FapiInteractionIdHeader'
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/PaymentError'
          examples:
            SystemUnavailable:
              value:
                title: System Unavailable
                httpStatus: 503
                traceId: 123e4567-e89b-12d3-a456-426614174000
                context:
                - message: GET / 503 operation response content type 'text/html' does not exist
x-jpmc-securityDefinitions:
  JPMC-OAuth2:
    jpmc-claims:
      jpmc-roles:
      - Reader: Read role claim
x-jpmc-security:
  JPMC-OAuth2:
    jpmc-claims:
      jpmc-roles:
      - Reader: Read role claim
      - Editor: Write role claim