aid: judo-bank url: https://raw.githubusercontent.com/api-evangelist/judo-bank/refs/heads/main/apis.yml name: Judo Bank kind: company description: Judo Bank (Judo Capital Holdings Ltd) is an Australian challenger bank founded in 2016 and headquartered in Melbourne, purpose-built to serve small and medium-sized enterprises (SMEs) with relationship-led business lending alongside personal and business term deposits. It was the first new domestically-owned bank in decades to be granted a full, unrestricted authorised deposit-taking institution (ADI) licence by APRA, in April 2019, and has been publicly listed on the Australian Securities Exchange (ticker ASX JDO) since November 2021 - it is a for-profit, shareholder-owned bank, not a customer-owned mutual. As a designated ADI and data holder under Australia's Consumer Data Right (CDR / Open Banking) regime, Judo Bank exposes a public, unauthenticated Product Reference Data (PRD) API conforming to the Data Standards Body (DSB) Consumer Data Standards, while authenticated consumer-data sharing is governed by the accredited data recipient (ADR) model rather than an open self-serve developer program. image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg tags: - Financial - Banks - Open Banking - CDR - Consumer Banking - Australia - SME Lending - Product Reference Data created: '2026-07-20' modified: '2026-07-22' specificationVersion: '0.19' apis: - aid: judo-bank:judo-bank-cdr-product-reference-data-api name: Judo Bank CDR Product Reference Data API tags: - CDR - Open Banking - Product Reference Data - Banking Products - Australia image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://www.judo.bank/open-banking/ baseURL: https://public.open.judo.bank/cds-au/v1/banking/products properties: - url: https://consumerdatastandardsaustralia.github.io/standards/ type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking_get-products type: APIReference - url: openapi/judo-bank-cds-banking-products-openapi.yml type: OpenAPI description: Public, unauthenticated Consumer Data Right (CDR) Product Reference Data API for Judo Bank, served at https://public.open.judo.bank/cds-au/v1 and conforming to the DSB Consumer Data Standards (CDS) Banking API v1.36.0. The GET /banking/products endpoint (confirmed live, HTTP 200, x-v 3) returns the bank's publicly available product catalogue with paginated metadata; GET /banking/products/{productId} returns full product detail (confirmed live, HTTP 200). No authentication or API key is required for this product-reference surface - it is the only CDR banking operation Judo exposes without accreditation. - aid: judo-bank:judo-bank-cdr-accounts-balances-api name: Judo Bank CDR Accounts & Balances API tags: - CDR - Open Banking - Accounts - Balances - Australia image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://www.judo.bank/open-banking/ baseURL: https://public.open.judo.bank/cds-au/v1/banking/accounts properties: - url: https://consumerdatastandardsaustralia.github.io/standards/ type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking_get-accounts type: APIReference - url: openapi/judo-bank-cds-banking-products-openapi.yml type: OpenAPI description: Consumer-authorized Consumer Data Right (CDR) Accounts and Balances surface for Judo Bank, part of the shared DSB Consumer Data Standards (CDS) Banking API v1.36.0 that every Australian ADI data holder must implement. Covers Get Accounts (GET /banking/accounts), Get Bulk Balances (GET /banking/accounts/balances), Get Balances For Specific Accounts (POST /banking/accounts/balances), Get Account Balance (GET /banking/accounts/{accountId}/balance) and Get Account Detail (GET /banking/accounts/{accountId}). Unlike the public Product Reference Data surface, these operations return a consumer's own account data and are only accessible through the CDR accredited-data-recipient (ADR) model - the consumer authorizes an accredited recipient via the OAuth2 / OIDC + FAPI authorization flow; there is no open self-serve developer key. A probe of GET /banking/accounts without authorization returned HTTP 404 on the public host, consistent with the endpoint being gated behind the authorized data-holder flow rather than the public origin. - aid: judo-bank:judo-bank-cdr-transactions-api name: Judo Bank CDR Transactions API tags: - CDR - Open Banking - Transactions - Banking Data - Australia image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://www.judo.bank/open-banking/ baseURL: https://public.open.judo.bank/cds-au/v1/banking/accounts properties: - url: https://consumerdatastandardsaustralia.github.io/standards/ type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking_get-transactions-for-account type: APIReference - url: openapi/judo-bank-cds-banking-products-openapi.yml type: OpenAPI description: Consumer-authorized Consumer Data Right (CDR) Transactions surface for Judo Bank, part of the shared DSB Consumer Data Standards (CDS) Banking API v1.36.0. Covers Get Transactions For Account (GET /banking/accounts/{accountId}/transactions, with date, amount and text filters plus pagination) and Get Transaction Detail (GET /banking/accounts/{accountId}/transactions/{transactionId}). These operations return a consumer's own transaction history and are only accessible through the CDR accredited-data-recipient (ADR) model after the consumer authorizes an accredited recipient via the OAuth2 / OIDC + FAPI authorization flow; no open self-serve developer key is offered. - aid: judo-bank:judo-bank-cdr-direct-debits-scheduled-payments-api name: Judo Bank CDR Direct Debits & Scheduled Payments API tags: - CDR - Open Banking - Direct Debits - Scheduled Payments - Australia image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://www.judo.bank/open-banking/ baseURL: https://public.open.judo.bank/cds-au/v1/banking/accounts properties: - url: https://consumerdatastandardsaustralia.github.io/standards/ type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking_get-direct-debits-for-account type: APIReference - url: openapi/judo-bank-cds-banking-products-openapi.yml type: OpenAPI description: Consumer-authorized Consumer Data Right (CDR) Direct Debits and Scheduled Payments surface for Judo Bank, part of the shared DSB Consumer Data Standards (CDS) Banking API v1.36.0. Covers Get Direct Debits For Account (GET /banking/accounts/{accountId}/direct-debits), Get Bulk Direct Debits (GET /banking/accounts/direct-debits), Get Scheduled Payments For Account (GET /banking/accounts/{accountId}/payments/scheduled) and Get Scheduled Payments Bulk (GET /banking/payments/scheduled), along with the related payment-plans operations. These read-only operations expose a consumer's recurring debit and scheduled-payment arrangements and are only accessible through the CDR accredited-data-recipient (ADR) model after the consumer authorizes an accredited recipient via the OAuth2 / OIDC + FAPI authorization flow. - aid: judo-bank:judo-bank-cdr-payees-api name: Judo Bank CDR Payees API tags: - CDR - Open Banking - Payees - Banking Data - Australia image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg humanURL: https://www.judo.bank/open-banking/ baseURL: https://public.open.judo.bank/cds-au/v1/banking/payees properties: - url: https://consumerdatastandardsaustralia.github.io/standards/ type: Documentation - url: https://consumerdatastandardsaustralia.github.io/standards/#cdr-banking-api_banking_get-payees type: APIReference - url: openapi/judo-bank-cds-banking-products-openapi.yml type: OpenAPI description: Consumer-authorized Consumer Data Right (CDR) Payees surface for Judo Bank, part of the shared DSB Consumer Data Standards (CDS) Banking API v1.36.0. Covers Get Payees (GET /banking/payees) and Get Payee Detail (GET /banking/payees/{payeeId}), returning the saved payees a consumer has configured. These operations are only accessible through the CDR accredited-data-recipient (ADR) model after the consumer authorizes an accredited recipient via the OAuth2 / OIDC + FAPI authorization flow; no open self-serve developer key is offered. common: - type: AgenticAccess url: agentic-access/judo-bank-agentic-access.yml - type: Authentication url: authentication/judo-bank-authentication.yml - type: DomainSecurity url: security/judo-bank-domain-security.yml - type: Conventions url: conventions/judo-bank-conventions.yml - type: ErrorCatalog url: errors/judo-bank-problem-types.yml - type: Conformance url: conformance/judo-bank-conformance.yml - type: Lifecycle url: lifecycle/judo-bank-lifecycle.yml - type: DataModel url: data-model/judo-bank-data-model.yml - type: MCPServer url: mcp/judo-bank-mcp.yml - type: Overlay url: overlays/judo-bank-cds-banking-products-overlay.yaml - type: AgentSkill url: skills/judo-bank-product-lookup.md - type: WellKnown url: well-known/judo-bank-well-known.yml - type: LLMsTxt url: llms/judo-bank-llms.txt - type: Website url: https://www.judo.bank/ - type: Documentation url: https://www.judo.bank/open-banking/ - type: PrivacyPolicy url: https://www.judo.bank/privacy-policy/ - type: GitHubOrganization url: https://github.com/judobank - type: LinkedIn url: https://www.linkedin.com/company/judobank maintainers: - FN: Kin Lane email: kin@apievangelist.com